Advantages: Got a car when times were hard Disadvantages: Not a good selection of cars
...used YesCarCredit ( YCC ) first off 4 years ago. At that time my credit scoring was very poor and my old car had blown a head gasket. I did not have the finances to repair it so i opted for YCC.
An initial phone call established my nearest dealer was Bristol, and before i knew it i was booked in. Granted, there availabilty was incrediable, basically they could fit me in whenever i wanted. The call was polite and professional. Hey ho, i was booked in for that Sunday morning. I recieved a letter the following day with confirmation details and a map. Not bad.
The sunday came and we borrowed the wifes mothers car. Down we trekked for our 11am appointment. The building was very very easy to find and there was ample parking. Inside the showroom there were about 4 cars, a desk and a few side rooms. Within seconds a clerk attended...
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Advantages: a way of getting a car if you have finance probs Disadvantages: too many to list
...It is long but please read it, it may save you from yescarcredit.
Oh how i wish i had found this site before i purchased from Yescarcredit, unfortunately i was unable to get credit to buy a car due to a bad credit history i had aquired when i got divorced.
I spoke to the Yescarcredit head office who assured me i could get a car from them if i part ex'd my old rover (which was on its last wheels), and gave them a deposit of £200. They also stated i was not under any obligation as i still wasnt sure.
The day arrived for my appointment at 1030, and despite my appointment i still had to wait to be seen, until somebody was free to see me.
All the finance details were worked through - he then vanished to discuss with the finaince dept what i could afford - i had previoulsy set myself a limit of £230 a month maximum, he came...
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Advantages: Erm...nope. Can't find any. Disadvantages: Dodgy, broken car taking weeks to fix
...I am a sucker. I must be, as I bought a car from YCC. I had a Peugeot 405 estate which was dying. It needed a lot of work to be done to bring it to a useable state and as I was getting married in a couple of months, I could not afford to get the work done. I remember the adverts (where they promise that "Yes, You Can" get a car on credit.) Now I have had credit problems in the past and thought that I wouldn't. However, I made the call and was surprised when I got the credit needed to get a new car. Yipee!
It all started well. I asked my dad to come along and we went along to the Bristol branch. I must state at this point that I thought that the problems I had were just limited to Bristol (but now I see that they are not). I had gone with the intention of not driving my own car home again (so I took the 8 months tax back home...
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