Rating Summary based on 11 reviews
Advantages Very easy to use
Disadvantages None worth mentioning
Advantages Easy to use, excellent rates, cut out the banks
Disadvantages Some longer term rates can be less competitive for borrowers
Details of Zopa Loans
As the promotions that each product of Zopa Loans make people can get loan without much more rates or competitive rates than a bank or other institutions. What happen if the creditors can not payback in time term like non performing loans or default, and what the pinalty ?