charcol.co.uk
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7 Reviews

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Let me first make clear that this is a review of the "Charcol Online" service. I suspect this is a different service from the one provided by one of their branches and also suspect that you pay a... more

User Reviews

for charcol.co.uk

Rating Summary based on 7 reviews

  • 5 Stars
    0
  • 4 Stars
    3
  • 3 Stars
    0
  • 2 Stars
    1
  • 1 Star
    3

Detailed rating

  • Competitiveness of charges
  • Investment Tracking
  • Presentation/navigation of site
  • Quality of content
  • Range of products/services offered
  • 3.8
  • 1.6
  • 4.4
  • 4.0
  • 4.6
  • 31 of 31 Ciao users found the following review helpful
    Picture of CareBear

    CareBear

    User recommends the product

    Advantages Advantages comprehensive service

    Disadvantages Disadvantages Soooooo slow! no flash stuff on the web pages - but this is finance!

    Rerated - For updates please see bottom of opinion! Charcolonline has advertised heavily over recent months with claims that it can help you find the best mortgage deals out there from the myriad of products on offer. So does it live up to its claim? ~~~~~~~~ Navigation: ~~~~~~~~ The site is really easy to navigate being split up into sections each of which deals with a different area of mortgages from remortgaging to first-time buyers. It is not difficult, even for the most technologically challenged or financially inept to work out where you should be. In common with many financial websites ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of closeup

    closeup

    User doesn't recommend the product

    Advantages Advantages Nice website

    Disadvantages Disadvantages Extremely slow, poor communications

    I had a similar bad experience to another customer on this site with Charcol. I contacted Charcol on 28th January to arrange a routine remortgage. I contacted to say that I had sent them a completed application form (Charcol's own) on 6th Feb. On 16th Feb I was contacted to say that my advisor had just picked up my email of 6th Feb, with no indication that anything had been done since 28th Jan. After chasing up the advisor I got an email on March 18th saying that the deal which we'd discussed on 28th Jan had now expired and that he was now looking for another one. In the meantime, interest ... more
  • 8 of 8 Ciao users found the following review helpful
    Picture of janssie

    janssie

    User doesn't recommend the product

    Advantages Advantages Attractive mortgage deals, initial contact via the web, reasonable fees/cost

    Disadvantages Disadvantages Extremely slow progress from application to mortgage, needs a lot of cajoling

    Let me first make clear that this is a review of the "Charcol Online" service. I suspect this is a different service from the one provided by one of their branches and also suspect that you pay a lot less for the privilege at Charcol Online. It has been a slow and frustrating process to get the mortgate organised. In my opinion this is mostly cause by inexperienced and uninterested sales associates. Like one of the other reviewers this was a straight remortgage. The following has happened so far: * filled in application online, now waiting for mortgage illustration document. * heard nothing ... more
  • 38 of 42 Ciao users found the following review helpful
    1 Star Quick review of charcol.co.uk by instructions 07/09/2008
    Website great, Service once you take them on, TERRIBLE! They never return calls and found me two mortgages which both had really high fee's and, of course, were 'only thru charcol' which cost me an extra £75 direct to charcol for the priviledge! I went to moneysupermarket and found a much better deal for half the price! The contact went awol for days at a time (as his colleagues said, 'no he just didnt turn up today!") Rang charcol to see if they could match it, left a message, never heard back! Ever!
  • 2 of 4 Ciao users found the following review helpful
    Picture of julie1973

    julie1973

    User recommends the product

    Advantages Advantages comprehensive, easy to use

    Disadvantages Disadvantages lack of detail in search

    Website design: Easy to navigate, colours are a bit dull, and a little slow at times to search for suitable products. Website content: Good range of calculators, e.g. how much can i borrow, how much will it cost, and my favourite the fleixble mortage calculator - this shows how much you would save in interest and time by taking out one of these types of mortgage where interest is paid daily. There are best buy table for all sorts of mortgage for those of us who can't be bothered using the search facility. You can also call and speak to someone if you prefer. And one of the best bits is the ... more