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julie1973

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Member since:04.12.2002

Reviews:7

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Mortgage searching

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10.12.2002 (11.12.2002)

Advantages:
comprehensive, easy to use

Disadvantages:
lack of detail in search

Recommendable Yes:

3 Ciao members have rated this review on average: somewhat helpful See ratings
very helpful by (25%):
  1. sweet_bah
helpful by (25%):
  1. wiggglypufff
somewhat helpful by (50%):
  1. Newfloridian
  2. sarsons

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Website design:
Easy to navigate, colours are a bit dull, and a little slow at times to search for suitable products.

Website content:
Good range of calculators, e.g. how much can i borrow, how much will it cost, and my favourite the fleixble mortage calculator - this shows how much you would save in interest and time by taking out one of these types of mortgage where interest is paid daily.

There are best buy table for all sorts of mortgage for those of us who can't be bothered using the search facility. You can also call and speak to someone if you prefer.

And one of the best bits is the 'Learn about' which explains the whole process of buying and selling a house (although this is aimed at England and Wales)

Range of mortgages:
Excellent. Not sure of the numbers, but have found that when searching I do get more mortage options than with any other site.

Synopsis:
I have used charcol online for several mortgages searches, however I do tend to use it in conjunction with other financial sites. I have found the site to be useful in providing information you may not necessarily know about mortgage terms, and it does seem to have the most mortgages available out of all the well known sites. However there is a tendency ot keep giving me mortage information on great rated mortgages only to discover I don;t qualify as I'm not a doctor, dentist or solicitor which is a bit annoying when you realise how much more you have to pay as a non-'professional'. There are also limitations on the remortage or buy to let searches - I would only use charcol for my main mortgage, and never alone.
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Comments about this review »

Newfloridian 10.12.2002 20:50

I AM a professional. I'm still not convinced that gives me much of a material edge. We have the highest suicide rate of any comparable group for instance!!

sarsons 10.12.2002 20:07

Hello. More info is needed to score higher ratings. How easy is it to use the website? Whats the layout like? Is it fast? How many lenders does it search? Is the advice free? etc.etc. If you update, please let me know.

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Review Ratings »

This review of has been rated:

"very helpful" by (25%):

  1. sweet_bah

"helpful" by (25%):

  1. wiggglypufff

"somewhat helpful" by (50%):

  1. Newfloridian
  2. sarsons

The overall rating of a review is different from a simple average of all individual ratings.



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