esure.com

Advantages: Cheapest quote I found
Disadvantages: Cannot renew on line

Yes, I am a typical Scot in many ways. I wouldn’t consider myself mean but I am certainly careful with money and if I can save a few pounds then I will. Insurance is one item of expenditure that I really hate forking out for. Why? Because I very rarely claim for anything. I have been driving now for more years than I wasn’t driving. Have I given my age away? And for most of that time every year I shop around for the best deal for my insurance. I ...
...and that wasn’t my fault. I was in bed sleeping, my car was parked and some idiot decided to smash into it and write it off. I was broken hearted; I had only just bought it. I discovered Esure last year. I had seen a couple of ads and they were part of the Bank of Scotland / Halifax group, so certainly a reputable company to deal with. So I decided to get a quote from them. You find them on the net at www.esure.com. You can also phone them on 0845 ... Read review

Advantages: Helpful & chatty via Phone. Paperwork arrived 1st post the next day
Disadvantages: VERY slow internet site

DON’T GET EVEN, GET ESURE ........ www.esure.com esure ® is a new insurance company set up by Peter Wood, the founder of Direct Line. At esure, they believe that better drivers deserve better policies which means bigger rewards with a good driving history. With most insurers the discount stops at 65% for 5 years no claims history but at esure they give 70% and this rises to 75% once you have earned a futher 5 years no claims history. Their ...
...benefits for complete peace of mind. Although this op is for car insurance its interesting to note that esure provide insurance for household contents & buildings too, with the belief that the same should hold true for these insurances as for car insurance; that you should be treated as an individual and you should not have to pay for the carelessness of others. Having previosuly worked in the insurance industry as a Broker for many years it has ... Read review

Advantages: Cheap car insurance with what looks to be high quality cover...
Disadvantages: ... but you can only protect your NCB if you're over 25.

I'm not a happy bunny today. Why? You may well ask, and I shall tell you a little story to illustrate my despondancy... Once upon a time there lived a little Indiegirl. As soon as she was 17, she decided to learn to drive. She took some lessons and passed her test first time (lucky devil) and bought herself a little car to run around in. She bought some insurance for that car, as she decided to build her own No Claims Bonus up (rather than relying ...
...little Indiegirl trotted off to university. She decided to sell her car and not drive for a year. The lack of motor took it's toll, however, and Indiegirl soon found herself working hard in her holidays to buy and insure another car... <time passage> ... ooh, did you feel that?! Anyway... ... Six years after that fateful test-passing day, in November 2002 when the Indiegirl was 23, she had to renew her car insurance. Having driven for 6 years with ... Read review

Advantages: Cheap, excellent service and turn around on claims
Disadvantages: Companies that they get the work to be done by.

Without repeating the good things the people in this community have written, I have nothing but good things to say about this company. There's no such thing as 100% perfect which eSure are not but this is not their fault. I have the insurance with eSure which includes the NCD. This is far the cheapest I have been quoted for no previous claims, with 3 points on my license and 5 years no claims. They are the cheapest with all the benefits included ...
...being repaired). The staff are extremely polite and willingness to help you. I put in a claim, had the forms the next day. I sent the form off the next day, within 2 days I received a call from the repairs and the Audio company for repair and replacement. 4 days later, my car was back with it's original contents. The only company I wasn't happy with was the ones in-charge of replacing the Audio system. They came late, the person took a very long ... Read review

Advantages: Cheap, Good Cover
Disadvantages: Large default excess when buying online - WATCH OUT

E-sure - Cheap quotes. I have been with e-sure for 3 years now and as a person who likes to think they are getting the best deal and searchs virtually every well known car insurance company to find the best deal. E-sure have come out on top everytime for me. I drive a 54 plate VW Passatt Estate 2.0s, Myself and my husband are named drivers on the policy and neither of us have had any accidents or claims. We are 29 and 32 and have 8 years no claims ...
...WAS £320 Bit of a bargain I think. I much prefer to arrange my insurance over the phone. Online motor quotes have too many disclaimers and it is far too easy to think you are giving them the correct answer to the question when this may not be so. In the case of the e-sure website it also defaults to a high voluntary excess to bring the price down even further, so beware of this as you may be landed with a large excess as on offset for cheaper quotes. ... Read review

Advantages: Fast Telephone Service, honest staff
Disadvantages: Not bothered about existing customers staying with them

...discount to keep my custom - surely? I then went online again and did another comparison with another twenty insurers and found that Esure.com was offering a slightly higher level of insurance than Tesco but was quoting me £194.64 !!!! for a years insurance. This included:- Buildings (unlimited replacement) Alternative accommodation and rent Unlimited Emergency entry Unlimited External door locks £500 Glass and sanitary ware Unlimited Professional fees, clearance costs and local authority requirements Unlimited Sale of your home Unlimited Trace and access £5,000 Underground services Unlimited Your liability as the owner of your home £2,000,000 Your liability as the owner of your previous homes £2,000,000 Contents (£40,000 total cover) Alternative accommodation and rent 20% of contents sum insured Births 10% of contents sum... Read review

Ciao members have rated this review on average helpful

Advantages: cheaper than many big names
Disadvantages: website can be slow

...I never accept the quote off my current insurers as being the best for the coming year. I do however dread having to give my details to other companies as I know that I will have a pile of mail and emails ordered for me this time next year. I do try and limit the number of insurers I get quotes from and enquire with the ones I've either had good experience with or that always told are very competitive. Let me fill you in on what I was looking for: comprehensive insurance; 3 drivers in total all with 10+ years experience & 10 years NCD & protected; A6 Sport Avant; 12000 miles pa; £150 excess I am currently with Esure who were the best by far last year. This year I got online quotes from: Esure; Admiral; Confused.com; Sainsburys; Tescos; First Direct Esure came out as second best with £508.92 but Admiral... Read review

Ciao members have rated this review on average helpful

Advantages: Quick, Cheap & Easy
Disadvantages: Layout could be better

...Got an online quote for my car through Direct Line, Budget, Norwich Union, Elephant, Tesco, Esure. Budget came out far cheaper than the rest. The site www.budgetinsurance.com was easy to use, asked more questions than most but girl at Budget said they were needed because they search all quotes from loads of insurers to find the cheapest. Quote came up on screen quickly and was able to adjust excess to make cover cheaper. Like the ability to change car details easily. Was able to buy insurance over the phone. Person on the phone was very helpfull and friendly, answered all my questions. Very pleased with their customer service. Can't always get good price and good service together. Good to see you can with Budget.... Read review

Ciao members have rated this review on average somewhat helpful