Lloyds TSB Online Banking

Advantages: Very secure and easy to navigate
Disadvantages: None

Lloydstsb.com ~~~~~~~~~~~~~~~~~ What is Lloydstsb.com? ~~~~~~~~~~~~~~~~~~~~~~~ This is an internet banking service provided by Lloydstsb Bank, which allows you to access and manage your financial matters from the comfort of your own home, or anywhere where there is access to the internet. You do not have to be a customer of Lloydstsb to open an online account with this company, all you need to do I register to apply for an internet banking account ...
...an account with Lloydstsb.com is easy and free, and can by done by clicking the register link below the log on buttons on the Lloydstsb.com homepage http://www.lloydstsb.com. This link takes you to the registration selection page, which will give you a choice of either business or personal accounts to register for. For a personal account, you will need either a current account with Lloydstsb or a valid Credit Card. These are required so that Lloydstsb ... Read review

Advantages: Online Loans very quick, easy and hassle free
Disadvantages: Possibly too easy to get your hands on the cash

...website. Due to banking with Lloyds TSB i decided that they would be my first point of call to obtaining the car of my dreams that i would drive off into the sunset clutching a beautif......sorry, got carried away with my writing. The Application As previously mentioned i bank with Lloyds so they already had my personal details and knew how i managed my account. This really sped up the application process. I didnt have to enter anything ...
...from the account itself. The only items i had to specify was the loan amount and the loan period. I found this part of the site very easy and helpful to use as it gave you the opportunity to experiement. Eg, you could see how much 3k would cost over 24 months and then see how much 3.5k would cost over 30 months. It then gave you the opportunity to revert any of your previous quotes with immeadiate effect. The next decision i had to make was how to ... Read review

Advantages: Great banking services
Disadvantages: You really don't need both

I have been with Lloyds TSB for over 2 years now and have never looked back. From the moment I entered my local branch to open my account I felt welcome and a valued customer unlike my feeling in Barclays. With my account open and my Visa Electron card and cheque book in the post I felt pleased with myself that I had made the right choice. Recently though I have been inundated with junk mail from them, trying to make me join up to their Internet ...
...that it is totally free. Lloyds charge you no subscription fee, all you pay for is the phone bill and what ever your Internet provider charges you, and if like me your with Lineone surf time its practically nothing. When you sign up, which is very easy, you get your own ID and password. Once in the secure service you will find help pages explaining what's what on each screen, although most of the service is self explanatory. If though you do come ... Read review

Advantages: Internet Banking
Disadvantages: Always trying to sell you something if you use the branch

I began banking with the T.S.B. at the tender age of 18 and from day one had no end of grief. I must admit at this juncture that much of this was of my own doing, getting overdrawn and basically pratting them about. Eventually, I grew up; a prolonged spell of unemployment does that to even the most stupid and arrogant 21 year old. When my account was reactivated, along with securing gainful employment once again, I refused a chequebook and settled ...
...for being overdrawn! I didn’t have an overdraft facility and therefore the machine would only dispense the amount available in my account. The ‘helpful’ assistant to go home and check my statements. It was at this point that I reverted to the arrogant 18 year old and old him that if he cold not operate the banks’ computer system, then to find some job that he was capable of … or words to that effect! He found some one that could do as I succinctly ... Read review

Advantages: Excellent service, reliable and honest if they make a mistake.
Disadvantages: Cannot offer all HE students a student account.

I have banked with Lloyds for many years now and overall I am very pleased with their service. I opened a 'Headway' account when I was 12 years old. I used it for my birthday and christmas money. I then got a young student account when I was 16 and then upgraded to a full account when I was 18. Each customer has a personal account manager, that only change if they are promoted or move branches. I have had the same one for four years now, I prefer ...
...Throughout my experience with Lloyds (now Lloyds TSB), I have never had any real problems. I have once got charged for being overdrawn when I wasn't, it only took one phone call for this to be put right. I also had a problem with an online retailer, who took more than £40 out of my account without permission. Lloyds took the problem on and did all the work to get the money back. They represented me the whole time. Their online banking facility is ... Read review