Now I've been a TSB customer for ten years now and signed up for their phonebanking service, while convenient it was also very time consuming and a right pain and they then came up with the automated idea and this was just as bad. Their next scheme as LLoyds/TSB was online banking and I have to say that it is brilliant.
At Lloyds/TSB I can log on and instantly see how much (or little) I have in each of my accounts. I can then click into my accounts and see my statement (with option to download and save). I can move money between my accounts. I can set up payments and arrange for them to be paid on a certain date. I can see at a glance what standing orders and direct debits are set up on my account. I can check to see whether mine and my husbands wages have been paid.
This service has saved me so much time and energy, no longer do I have to traipse into my branch, unless I have cheques to pay in, the service is easy to use and quick and I can check my finances daily.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: Track account movements and transfer instantly between accounts. Apply for e-savngs account. Disadvantages: Access code device doesn't work overseas
Advantages: They will extend your overdraft without your prior knowledge or permission Disadvantages: That overdraft will then cost you darely should you ever fall into financial difficulties
Advantages: I can check my balance or whether a payment has gone out without leaving the house. I can also set up a full months bill payments in one go. Disadvantages: I still have to go to town to get money out - unfortunately I can't see a solution to this problem
di-buzz 20.07.2001 ·
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Ciao members have rated this review on average: helpful
Review of LloydsTSB
Advantages: A hard copy statement can be printed out. Disadvantages: No identification of who has been paid, or paid you, although this information is provided in the normal monthly statement sent by post.
Aug 25th, 2000
very helpful by (60%):
helpful by (20%):
somewhat helpful by (20%):
