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Been doing online banking for around 18 months now. Have to say I dont know how I managed before. It has all the same facilities as going in to a branch i.e standing orders or applying for loans etc. I live in the sticks and our local branch isn't open on saturdays like some in the cities so if you dont have time or access to venture to a brach this is a great alternative. Any transactions which you carry out can be seen instantly if they are to another lloyds account or within 24hrs otherwise. Its recently had a facelift too which makes it even more user friendly. I was introduced to it by a friend who did all his transactions online and felt I should keep up with modern technology. Go on give it a go you wont be dissapointed.
Sorry but there is not enough information or opinion in this review to make it helpful from the point of view of a consumer looking at making a purchase. If you update please leave me a message in my guestbook and I will return to re-rate.