American express platinum cashback card.

Advantages: Receive cashback on everyday purchases
Disadvantages: Not accepted everywhere.

...I applied for the american express platinum card mainly being because of the initial offer of the 5% cash back for the first three months. after the three months it then goes to 1.5% which is alright when compared to other cashback cards on the market at the moment. I use my american express basically like a debit card and always always pay it off in full so you can benefit from the cashback. Cashback is paid annually from the date you got accepted for the card which is good because it builds up and you get a nice chunk back (depending on how much you spent on the card). You can only be accepted for an american express platinum card if you are earning atleast £20,000 per annum. American express is actually accepted in more places now than people may think so there are a lot more chances for you to be earning that lovely...

sma123 13.01.2009 · Read review
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Review of American Express Credit Card

Nectar Credit Card from American Express

Advantages: NECTAR POINTS GOOD APR
Disadvantages: JUST INTEREST AS WITH ALL CREDIT CARDS

...*** If approved for the Nectar Credit Card before 31 December 2006 you will receive 3,000 Nectar bonus points when the Card is used for the first time, through the nectar website only*** I applied for my Nectar credit card by going to American Express online. through the nectar website. The online application form was very easy to complete. I received my acceptance letter and a courtesy call after a week and was very suprised by the credit limit given as it was massive which could have lasting effects on your life if you got carried away. I was given £14800 there is no annual subscription fee with this credit card i have called american express up once before and they have been very helpful and are very polte When I received my card and pin after about 20 days, which arrived seperatly for security i was able to set up my...

jonathoncreek 01.11.2006 (02.11.2006) · Read review
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Review of Nectar Credit Card from American Express

American Express Platinum charge card

Advantages: Travel insurance, priority pass membership, accelarated hotel status and more!
Disadvantages: Limited acceptance within the UK, although this is improving.

...After having had an American Express (AMEX) credit card I was more than happy with the level of service I had been receiving and decided to make the move to their Platinum charge card. The card comes with an annual fee of £300 and includes a whole host of benefits, including comprehensive travel insurance for you, your children, additional Platinum cardholder and 5 supplementary cardholders, (gold or green) and their children up to age 18. The travel insurance includes travel inconvenience cover, which provides you with £150 should your departure be delayed by more than 4 hours, including missed connections, the same amount is payable should your baggage be delayed more than 4 hours, and the same amount again after 48 hours, (excluding your return journey). You also receive free priority pass membership for both you and your...

adamlewis 16.06.2007 (26.01.2008) · Read review
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Review of American Express Platinum

Value Reward Credit Card

Advantages: Competitive APR, Nectar Points
Disadvantages: Flimsy Card

...I applied for my Nectar credit card by American Express online. The online application form was extremely easy to fill out and although you don't get an instant decision I received my credit card through the post about three weeks later. Like all credit cards nowadays the card is chip and pin and I received my pin number under seperate cover to lower the chances of fraud. The credit limit i received with my card was huge which can be a plus or minus depending on circumstances. With the Nectar by American Express being a reward card i was a bit wary that this credit card would not be good value but the interest rates are actually very competitive. Firstly for balance transfers made within the first six months of opening your account the rate is 5.9% APR for the life of the balance. This is good as you will not suddenly be hit...

killiefan 25.10.2005 · Read review
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Review of Nectar Credit Card from American Express

American Express Red: helping 'save the world!'

Advantages: 1-1.25% of money spent donated towards charity. A competitive rate for an AMEX.
Disadvantages: Acceptance can somestimes be sparse

...The American Express Red card is pretty much like your typical Amex card: it has the typical 'snob' value but every time you spend on the card, Amex donates money to the Global Fund against AIDS, TB and Malaria. Here's my low down: -Compared to other Amex cards, the typical 16.9% APR is pretty good. Of course compared to other cards its not brilliant but its still competitive. -Acceptance can be sparse at times, even in the United States! The only place I have been able to use this is department stores, the internet and Sainsbury's..... Whilst on holiday in Texas, all the big department stores welcomed the American Express Red with open arms. On the other hand, independent stores wouldn't touch it with a barge pole. -Every time you spend money on the card, American Express donate 1% back to the Global Fund against AIDS, TB...

fatrumble99 18.01.2009 · Read review
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Review of American Express Red

American Express absolutely useless

Advantages: None that I am aware of.
Disadvantages: Treat customers like dirt

...The administration team of American Express do not seem to know what day it is! Twice my company have attempted to use their cards and both times we have had exactly the same problem. Even though when we tried the second time they assured us that the earlier problems had been resolved and could not happen a second time. What is the problem? They do not send out statements. If they do they dont have complete addresses - so they dont arrive. The first you hear you get a phone call to say your payment is late and they have levied charges. This has happened again in the last few weeks. We had no statements for 2 - 3 months and they started threatening legal action to recover the debt. It was only about £ 200 in the first place but they were levying charges of over £ 240. The letters they send do not have telephone...

patgilbert 17.07.2001 · Read review
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Review of American Express

American Express Centurion - why accept it?

Advantages: Upgrades & welcome all over the world
Disadvantages: Costs some money upfront

...There is another review on this site that seems to give most of the pertinent details about the Amex black card (Centurion). I'll just add to that. The point is that you must be invited, rather than apply. How do you get invited? Well, get a Platinum Charge card (not the Platinum Credit card). Use it a lot, and I mean spend lots & lots of money. Never, ever, ever fail to pay the balance. Maybe (but I don't know this for sure) have a really spectacular job title. Would you want the card if offered? This is worth thinking about. If you travel a lot, yes. If you don't, maybe no. The best of stuff we've got out of Centurion is turning-up at an obscure hotel and been given the presidential suite of five rooms for the price of a usual double room (that was in Vietnam and then it happened again in Sri Lanka...

caro1717 20.02.2005 · Read review
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Review of American Express

Amex Platinum Credit Card with Cashback - Mostly Excellent

Advantages: Customer services, cashback bonus
Disadvantages: Not acceped everywhere, high APR if you carry a balance

...There seem to be a lot of American Express Products under this category so I'll clarify which one I am reviewing: The Platinum Credit Card with Cashback. It's a very nice-looking card with a kind of hologram type effect over the whole of the front. There's not really an image as such, just a rainbow effect if the light catches it at the right angle. For any physicist-types out there, I'd say it's probably just a diffraction grating :) Pluses: Customer Services refunded a double payment overnight when my bank messed up the direct debit and wouldn't help - meant I could still afford the finer things in life - like food, shelter etc. The Cashback bonus made me £79 over the last 12 months - money for nothing. The more you spend the higher the payback is - 0.5% if you spend up to £3,500; 1% if you spend up to £10k; 1.5% if you spend more...

badshopper 21.03.2009 · Read review
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Review of American Express

American Useless

Advantages: 1% cashback
Disadvantages: Can't be used everywhere

...I've been a customer of American Useless through work (we received Corporate Credit Cards). My experience of them is not at all positive. I'll describe the Blue card. USABILITY The Amex card can't be used everywhere as they seem to charge retailers high prices for the pleasure of receiving them. However, given that most people use their cards with the weekly shopping, Tesco (for instance) do accept this as a method of shopping. CASHBACK Without a doubt, Amex Blue offers the best cashback around at the moment (with the exception of Morethan which offers 0.8%, and double that for the next 6 months). CUSTOMER SERVICE Their customer service department is, well I can't say 'on a family show'!! Firstly, you dial the number, and then you must put in your number. This takes you to a further list of things to do automatically before...

hthomas018 03.12.2002 · Read review
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Review of American Express

British Airways American Express

Advantages: Get BA Miles fast
Disadvantages: Must be a BA frequent flyer. Have Tesco card as back-up

...pays for itself. If you are fortunate enough to posess an American Express Centurion (Black) charge card, Amex waive the £120 fee anyway. Perhaps they do it with the Platinum card, but to be honest I don't know. With a BA Amex card on the Premium Plus level one accumulates 1.5 miles for every one pound spent and 3 miles for every one pound spent on BA. This really adds-up. After you've spent £15,000 they send you a voucher for a two for one ticket with BA miles. This usually takes us about two months. We can then book, say, two first class tickets to Sydney and pay in BA miles for one ticket. In previous years we used this system to get Concorde flights, sadly missed. Sometimes stores don't take Amex, but not so many as to be a worry. I don't shop at Boots much anymore, but that is about it. On the rare occasions that...

caro1717 19.02.2005 · Read review
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Review of British Airways American Express