AdvantagesGives credit to those who wouldn't otherwise get it.
DisadvantagesVery high interest, terrible customer service.
Advantagesinterest free for 6 months
Disadvantagespoor relation of the rbs slow transfers poor customer service
AdvantagesCollect clubcard points, can use almost everywhere, secure login online.
DisadvantagesCan be expensive if you don't pay in full, payments take a few days to clear.