WORST INSURANCE COMPANY-AVOID BUDGET

Advantages: NONE
Disadvantages: EVERYTHING- YOU WILL BE CHARGED FOR THEIR MISTAKES

...i too had a bad experience with this firm and as a result did not want to renew my insurance with them. I too never received my insurance certificate etc and after several phone calls where they told me it was in the post, it suddenly clicked to them that they had the wrong address for me..can you believe this they forgot to put a door number. However much to my disgust i was charged £10 for the extra policy they sent me as a result of their incompetence. I did not renew with them this year but guess what - they sent me an email saying they have deducted £290 from my card for renewal. i called them up to complain & they told me as I had not called them to cancel renewal they will 'automatically renew the policy'. I never heard of this before and told the call center guy who said its their company policy and that i should read...

katty73 09.08.2008 · Read review
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Review of Budget Insurance Company Limited

An average car insurance company

Advantages: Quite cheap, good customer service
Disadvantages: Big premium for a few months after moving

...I am now into my third year Churchill Car insurance. I\'ve never really had any problems with them and they are always competitvley priced. My renewal this year was expensive but I rang them up and they got it down by £50 so I stayed with them. My second year they gave me 30% no claims discount for one year and my thrid year they have given me a discount of even more. However, when I moved house I was charged a £150 premium for three months because I was living in a worse area, but I understand that it can\'t be helped. This year I am paying in installments for the first time and I am quite impressed that the APR is only 10%. Some other companies do it for free, but as it works out it's only around £60 for the convienience of paying monthly for me, which I think is worth it. They also gave me discount on my Green Flag...

beany_spoon 05.12.2007 · Read review
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Review of Churchill Insurance Company Limited

Great company

Advantages: very friendly service, helpful, a delight
Disadvantages: none

...I have now been with churchill car insurance for nearly 2 yrs. Since that time whenever i have had to contact them for changing over my policy, changing car details etc etc, if i have been on a mobile depending on how busy they are at the time, they will ring you back. And they actually do ring you back whent hey say they will, mostly within minutes of ending the call. They are the friendliest company i know, and i have been with a few. They actually do their job and try their hardest to find you the best possible services that they have to offer, and 9 times out of 10 they are the cheapest as they try to beat any like for like quote. Also theyre policies dont go up!! They offer a range of policies:- Car, van and moterbike insurance which obviously depends on your no claims, new driver, type of car, vehicle, etc etc, plus online...

glenny1987 08.05.2009 (09.05.2009) · Read review
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Review of Churchill Insurance Company Limited

Car Insurance

Advantages: Cheap, quick
Disadvantages: no nodding dog

...companies now offer discounts for applying online and 10% was one of the best. I clicked on car insurance and it firstly tells you what you can save on other insurance products if you are already a Churchill customer. I then clicked on, get quote and filled in my details. I also had my wife to add as an additional driver. The whole process took around five minutes. The only part i didn't like is your claim and convictions screen. You have 2 boxes for each and you enter any history you may have. Now with myself, I selected no convictions and no claims in the two boxes. But in order for me to continue to the next screen, i had to enter if i had any claims or convictions in the second box. Work that one out for yourselves. When i had finished entering my details, you are presented with a summary screen for you to make sure...

bifbails 27.01.2006 · Read review
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Review of Churchill Insurance Company Limited

More Than Just An Insurance Company!

Advantages: Huge Range Of Services, Value For Money, Great Service
Disadvantages: None At All

...Every year that time comes when I have to phone around to find out who wants to charge me what to re-insure my car for another 12 months. Every year I try all the top companies and all the little ones, I have had insurance with various different companies including the likes of Endsliegh, Tesco Insurance but keep coming back to one company, Direct Line. Since being with Direct Line I have had 3 different cars and with every car they come back with the cheapest insurance quote, and they allow me to pay it monthly. This is a bit of bonus as there is no way I could afford to pay out them amounts in one go. Although this year they were only just the cheapest, by about £30, this year with Tesco coming in a close second. Having had insurance with both these companies I knew pretty much about there insurance policies and felt that out...

Andy0304 24.10.2004 · Read review
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Review of Direct Line Insurance plc

Insurance For New Drivers? Ohhh yes!!

Advantages: Cheapest insurance for new drivers
Disadvantages: Hard to contact

...As a new driver (I only past three weeks ago), I had to shop around quite a lot to find an insurance company to cover me as a learner driver. The challenge was to find someone who would provide fully comp for a reasonable price, without having to involve parents as a policy holder. The website I used orignally was www.confused.com, an absolutely fantastic website that will help you find the perfect company for you, without taking a fee. Basically, you register by typying in all your details of the car, age, name etc on their website and they take this information to all the companies registered with them (there are lots!) and email you back with a response. The cheapest one for me came up as Churchill out of a lot of strong contenders like Diamond, a company targeted specifically for girls. The first thing I found was that...

tashat 08.05.2005 · Read review
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Review of Churchill Insurance Company Limited

Budget Insurance ? - You get what you pay for

Advantages: none
Disadvantages: Expensive overall, absolutely no customer service, excessive charges, rude staff

...In September (sorry I lied to you earlier, it was not December - must have had a blonde moment) of last year, I got my renewal for my car insurance from the AA, guess what, it had gone up drastically. Now like everyone else, I find the average motorist is being hit hard enough with increases in tax and fuel without having to pay out over the top for car insurance. My renewal quote was for £467.00 this was for fully comp, curtesy car, protected no claims, legal cover and and excess of £100.00. I know it's always best to shop around and that companies give better deals to new customers, so I decided to hit the keyboard and see what I could save by checking out prices on the internet. Well I expected to save some money, but not as much as Budget were offering, they quoted me for the same deal as I was getting but...

AnnieB11 13.02.2008 (15.02.2008) · Read review
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Review of Budget Insurance Company Limited

Not The Best Of Company!

Advantages: Good characters.
Disadvantages: Not very good writing, good plot but it was't written/used well by the writer

...Rummaging through my drawers the other day, searching for a book that would take up a couple hours of my time, I came across a book I’d bought a couple of years back. I bought the book, thinking it was a very dramatic adult book, when two years back, when I read the first chapter I realised it was a very simple teenager/child’s story, and I left in my drawer to rot, thinking I’d never read it. But, now I have a different view on reading books. I’ll read whatever book if someone challenges me to do so, and even though no one challenged me to read this, I thought I’d take it up (I challenged myself, you may say!) Bad Company is a simple book that is aimed at children. It’s one of those books that really teach the child something, and whilst I was reading it, I felt it was rather degrading, but...

Mattroberts 01.08.2003 · Read review
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Review of Bad Company - Katherine Macphail

Cheapest insurer for an under 25.

Advantages: Cheapest by far for an under 25 year old.
Disadvantages: Minor policy restrictions.

...One year and one month ago I had my insurance revoked from Dial Direct after their system did not recognise the post-code for my new house I had just moved into. Obviously I started phoning all the 0800 numbers getting insurance quotes (since you must be insured by law!) - but alas, because most other insurance companies' systems could not find the new post-code I could not be insured through them either. From a limited number of insurance companies I took the quote from Churchill (which I had received via "insure direct"/Lloyds TSB). Their system had the ability to ignore the post-code since I could provide a postal address instead (hooray - common sense prevails..!). Thinking nothing more of it I had the insurance policy for one year and it was due for renewal a few weeks ago. I started phoning all the 0800 numbers again to find...

PHickman 12.04.2001 · Read review
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Review of Churchill Insurance Company Limited

OK, lets get serious - car insurance!

Advantages: Extremely good cover - more than your average insurer
Disadvantages: Might not be the cheapest!

...of the vehicle or if you request a higher excess to reduce the premium. Where should you go to buy the cover? Well you have two options - 1) If you are on the mainland then you can go direct (this does not apply to those in NI, Channel Islands and Isle of Man) 2) You can choose a broker Now both of these have their advantages and disadvantages - if you are direct then you are usually dealing with someone at the end of a phone or a computer screen. If you use a broker then it is them that deal with the company. If you are nervous about insurance at all then going through a broker is the best way. They will talk you through the option, ensure that you have the cover that you require and also they are there if you have an accident. The other advantage to insuring through a broker is that a company may give a broker discounting...

fairygirl12 17.06.2005 (24.06.2005) · Read review
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Review of Zurich Insurance Company