WORST INSURANCE COMPANY-AVOID BUDGET

Advantages: NONE
Disadvantages: EVERYTHING- YOU WILL BE CHARGED FOR THEIR MISTAKES

...the small print. I told him i wanted to cancel the policy and was told it will cost me £30 to do so and had the check to say it was illegal to have another policy with another company while having one with them. Then to add insult to injury they wanted proof from me that i was insured with another company..surely its none of their business. Also they wanted a copy of my new policy with Budget which they claim was in the post...my insurance finished with them on 31 July so to date 9 Aug i have not received my policy with them (me thinks they have not put my door number down again) its so appalling as they are quick to take your cash and whats worse they keep your credit card details on line so can just take the cash out. But when it comes to problems or sending information out they are slow and you get charged for their mistakes. I am...

katty73 09.08.2008 · Read review
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Review of Budget Insurance Company Limited

Budget Insurance ? - You get what you pay for

Advantages: none
Disadvantages: Expensive overall, absolutely no customer service, excessive charges, rude staff

...In September (sorry I lied to you earlier, it was not December - must have had a blonde moment) of last year, I got my renewal for my car insurance from the AA, guess what, it had gone up drastically. Now like everyone else, I find the average motorist is being hit hard enough with increases in tax and fuel without having to pay out over the top for car insurance. My renewal quote was for £467.00 this was for fully comp, curtesy car, protected no claims, legal cover and and excess of £100.00. I know it's always best to shop around and that companies give better deals to new customers, so I decided to hit the keyboard and see what I could save by checking out prices on the internet. Well I expected to save some money, but not as much as Budget were offering, they quoted me for the same deal as I was getting but...

AnnieB11 13.02.2008 (15.02.2008) · Read review
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Review of Budget Insurance Company Limited

Budget for a great deal!

Advantages: good site
Disadvantages: none

...Budget has a range of insurance products available. I will be concentrating on Budget Car Insurance as they are the insurers I have at the minute. When I bought my new car (a Porsche Boxster) I was worried about getting insurance as the car is group 17 and Im only 25. Although as a woman I thought I would get it a bit cheaper I found this wasn't the case. I used various online search sites to find the best cover but found confused.com to be the best. After putting in all my details Budget came out second cheapest - the 1st was a name I didn't recognise so didn't go for that. After deciding on Budget I put my partner on (thinking it would sent it shooting up - man aged 27) It didn't, it brought it down by £100. I was amazed! Budget sent the documents out very quickly and when they didn't recieve my no claims proof from my...

nigelcross 29.05.2009 · Read review
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Review of Budget Insurance Company Limited

Conned People Budget

Advantages: Cheap
Disadvantages: Too many

...Smart people DONOT budget. Be prepared to do all the work yourself, they dont fill in forms, they dont call you back and they couldnt find your policy if they were holding it in front of their face. My car was stolen, but wont have a hire car as my "stolen" car wasnt being repaired in the garage (eh) customer service speak very poor english and be prepared for a huge phone bill, i've got 6 different numbers and none of them recognise the claim number they gave me, have been on hold for half of my claim and hung up on whilst waiting. You wont get your premiums back if you have paid for the year even if you dont have the car anymore and you will have to pay a lump sum if you have paid by installments or cancel early. However you are invited to insure your new car with them under that policy - I dont think thats going to happen...

juliean 19.05.2008 · Read review
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Review of Budget Insurance Company Limited

Budget by name but not by nature

Advantages: No advantages
Disadvantages: High rates and low service

...I was with Budget for 6months, and the main reason why I went with them was I did not have the chance to phone around and get a better quote. I had just purchased a car of which I was due to collect the next day, so I needed insurance fast. I was a new driver (of 21yrs at the time) with an old car ('E' reg Metro) so I was charged around £700apr. I accepted that £700 was the average amount I would be charged for 'Third Party, Fire & Theft' insurance. That was until 6months after and I bought myself a new car ('S' reg Micra)and found out otherwise. I spent at least 30minutes trying to get through to Budget's call centre only to discover that they wanted me to pay £1'500apr for fully comprehensive insurance. Needless to say I cancelled my policy with them (of which I had to pay to do) and went to Direct Line. Direct Line were...

CatK 08.01.2003 · Read review
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Review of Budget Insurance Company Limited

An average car insurance company

Advantages: Quite cheap, good customer service
Disadvantages: Big premium for a few months after moving

...I am now into my third year Churchill Car insurance. I\'ve never really had any problems with them and they are always competitvley priced. My renewal this year was expensive but I rang them up and they got it down by £50 so I stayed with them. My second year they gave me 30% no claims discount for one year and my thrid year they have given me a discount of even more. However, when I moved house I was charged a £150 premium for three months because I was living in a worse area, but I understand that it can\'t be helped. This year I am paying in installments for the first time and I am quite impressed that the APR is only 10%. Some other companies do it for free, but as it works out it's only around £60 for the convienience of paying monthly for me, which I think is worth it. They also gave me discount on my Green Flag...

beany_spoon 05.12.2007 · Read review
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Review of Churchill Insurance Company Limited

low price high quality

Advantages: low price
Disadvantages: none

...Last september it weas time to renew my insurance again, i had a quote from express insurance brokers but decided to see if i could better there quote on the internet, i went onto a comparison site, i cant remember which one it scanned a lot of insurance quotes for me and came up with budget as the cheapest which was also cheaper than the quote that express insurance group had gotten me. I opted for fully comp insurance with my no claims bonus protected, full legal cover and a £200 excess if my car was in an accident and a £60 excess on the glass. For this i payed just £196 for a year which i payed as one payment by debit card. I was realy hapy to get a good deal and only have to pay that much but after a stone hit my windscreen and put a chip in it i became a little hesitant as to weather they would offer all they had said they...

danniell 07.06.2008 · Read review
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Review of Budget Insurance Company Limited

Word of warning - steer clear

Advantages: Cheap
Disadvantages: Cheap service, rude staff in SA call centre

...I have been a customer of Budget Insurance for about 5 years and have had two non-fault accidents. the first was dealt with swiftly and efficiently, my car was fixed, a replacement car was given, all with no effort required from me. My second accident however coincided with the renewal of my policy. This meant that at the moment I was being requoted, my policy reflected an accident that had not yet been recorded as a non-fault, so my premium sky-rocketed. I went from around £37 a month to £87 a month but was told that once the incident had been recorded as a non-fault and my previous insurers released my no claims, all over payments would be credited to my account immediately, however, i could not cancel my policy as that would then invalidate my refund. I then sold my car, but again, was told i had to continue paying in order to...

SuperPA 10.04.2007 · Read review
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Review of Budget Insurance Company Limited

Great company

Advantages: very friendly service, helpful, a delight
Disadvantages: none

...I have now been with churchill car insurance for nearly 2 yrs. Since that time whenever i have had to contact them for changing over my policy, changing car details etc etc, if i have been on a mobile depending on how busy they are at the time, they will ring you back. And they actually do ring you back whent hey say they will, mostly within minutes of ending the call. They are the friendliest company i know, and i have been with a few. They actually do their job and try their hardest to find you the best possible services that they have to offer, and 9 times out of 10 they are the cheapest as they try to beat any like for like quote. Also theyre policies dont go up!! They offer a range of policies:- Car, van and moterbike insurance which obviously depends on your no claims, new driver, type of car, vehicle, etc etc, plus online...

glenny1987 08.05.2009 (09.05.2009) · Read review
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Review of Churchill Insurance Company Limited

More Than Just An Insurance Company!

Advantages: Huge Range Of Services, Value For Money, Great Service
Disadvantages: None At All

...Every year that time comes when I have to phone around to find out who wants to charge me what to re-insure my car for another 12 months. Every year I try all the top companies and all the little ones, I have had insurance with various different companies including the likes of Endsliegh, Tesco Insurance but keep coming back to one company, Direct Line. Since being with Direct Line I have had 3 different cars and with every car they come back with the cheapest insurance quote, and they allow me to pay it monthly. This is a bit of bonus as there is no way I could afford to pay out them amounts in one go. Although this year they were only just the cheapest, by about £30, this year with Tesco coming in a close second. Having had insurance with both these companies I knew pretty much about there insurance policies and felt that out...

Andy0304 24.10.2004 · Read review
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Review of Direct Line Insurance plc