An average car insurance company

Advantages: Quite cheap, good customer service
Disadvantages: Big premium for a few months after moving

...I am now into my third year Churchill Car insurance. I\'ve never really had any problems with them and they are always competitvley priced. My renewal this year was expensive but I rang them up and they got it down by £50 so I stayed with them. My second year they gave me 30% no claims discount for one year and my thrid year they have given me a discount of even more. However, when I moved house I was charged a £150 premium for three months because I was living in a worse area, but I understand that it can\'t be helped. This year I am paying in installments for the first time and I am quite impressed that the APR is only 10%. Some other companies do it for free, but as it works out it's only around £60 for the convienience of paying monthly for me, which I think is worth it. They also gave me discount on my Green Flag...

beany_spoon 05.12.2007 · Read review
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Review of Churchill Insurance Company Limited

Car Insurance

Advantages: Cheap, quick
Disadvantages: no nodding dog

...When it comes to car insurance, i'm afraid i'm a bit lazy. Don't get me wrong, i do have insurance but i haven't got the time to shop around and find not just the cheapest quote but also value for money. I've been driving for 9 years now and even when i've bought a new car. i've just gone along with the same company. A friend of mine told me i was stupid and could be saving money by getting quotes from other companies. But i was settled with what i already had. I was paying them for insurance and breakdown cover and in the 9 years i've only had to call them out once when the wife accidently left the light on on her sunblind and flattened the battery. But it's not the wife's fault I hear you all shout! Anyway i moved last year to what i considered a better area when considering car crime and i also now had a garage to house...

bifbails 27.01.2006 · Read review
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Review of Churchill Insurance Company Limited

WORST INSURANCE COMPANY-AVOID BUDGET

Advantages: NONE
Disadvantages: EVERYTHING- YOU WILL BE CHARGED FOR THEIR MISTAKES

...i too had a bad experience with this firm and as a result did not want to renew my insurance with them. I too never received my insurance certificate etc and after several phone calls where they told me it was in the post, it suddenly clicked to them that they had the wrong address for me..can you believe this they forgot to put a door number. However much to my disgust i was charged £10 for the extra policy they sent me as a result of their incompetence. I did not renew with them this year but guess what - they sent me an email saying they have deducted £290 from my card for renewal. i called them up to complain & they told me as I had not called them to cancel renewal they will 'automatically renew the policy'. I never heard of this before and told the call center guy who said its their company policy and that i should read...

katty73 09.08.2008 · Read review
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Review of Budget Insurance Company Limited

Morethan Car Insurance. Cheap but not Cheerful :(

Advantages: Cheap
Disadvantages: Not UK call centre when making a claim and very unprofesional staff.

...Well I insured my daughters car with More Than because like we all do, because it was cheap. You search them all and insure with the cheapest, and in this case More Than was the cheapest which was fine because I had saved some money. All was well until one day someone crashed into the rear of my daughter's car pushing her into someone else. The car was not driveable so we had to arrange a courtesy car, the advert says you only have to wait 2 hours , we got one the next day. Anyway that was not the main problem. In the end all was ok but dealing with the call centre ( not in the uk) was the nightmare. The amount of phone calls to the call centre dealing with the claim was unreal. The amount of times I rang and they would put me through to another department and I would explain everything then they would say ring back later , then...

Bluetoff 28.07.2009 (27.10.2009) · Read review
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Review of More Than Car Insurance

A review/cautionary tale of Post Office Car Insurance!

Advantages: cheap car insurance, some polite and friendly staff
Disadvantages: stressful, costly, some lying staff, hassle, grief, don't touch with a barge pole

...was by this time. A company as supposedly reputable as the Post Office, helping themselves to my money as and when they liked, I could barely believe they were doing it. So, I called the Post Office Car Insurance department AGAIN. They apologised AGAIN, and said it had been a mistake. I told them that the payment had been reversed by my bank, but that if it happened again I would be charged by my bank as taking the money at this stage would not only incur the charge, but also put my account overdrawn (which would of course incur even more charges!). I even told them that if the money was taken and these charges were placed on my account, I would pass those on to the Post Office as it was so clearly their fault. I was assured in no uncertain terms that they would not try to take the money from my account again. Yes you guessed right. They...

razielle 19.03.2009 · Read review
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Review of Post office car insurance.

Swinton Car Insurance - Nice and Easy

Advantages: Price, Local Branch, Claims
Disadvantages: None so far

...Why choose Swinton Insurance! It was the dreaded time for me to look for car insurance again as per usual I check all the price comparison websites. Swinton came up the cheapest on two of them, so I decided to go direct to their own website to see what price was available and read a bit more about them. The main reasons I decided to go with Swinton was: *Competitive price ? Some £38 cheaper than the next best price and over £50 cheaper than my renewal price. *Local Shops ? I am one of these people who try to keep local companies open, well Swinton has office up and down the country so rather than call the dreaded call centre you can call the local shop. *Cash back ? As usual I always check the cash back sites, and to my delight Swinton was on Quidco. So when I taken the policy out online I got any additional £50 cash...

marcellep2 23.09.2009 · Read review
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Review of Swinton Insurance Services

Swinton Car Insurance

Advantages: Easy to contact, good website, good value
Disadvantages: None whatever

...It's that time of year again - just after Christmas co-incides with when I bought my car (off my mum!) last year having just passed my driving test. Bit embarrassing leaving it so long, but money was tight and the busses were good to and from work ..... Anyway, went through Moneysupermarket.com to find a suitable insurer for my 2nd year on the road and came across Swinton. They were not the cheapest on the list for my circumstances, but they did offer everything I needed (plus legal cover as an option) and £50 cash-back after the policy has been in place for 90 days which made it cheaper than the other options anyway. Their website was easy to navigate and make the appropriate payment and the confirmation page came up with useful details like the address and telephone number of the nearest Swinton office. The only thing that...

Vixterbelle 16.01.2009 (21.07.2009) · Read review
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Review of Swinton Insurance Services

Great company

Advantages: very friendly service, helpful, a delight
Disadvantages: none

...I have now been with churchill car insurance for nearly 2 yrs. Since that time whenever i have had to contact them for changing over my policy, changing car details etc etc, if i have been on a mobile depending on how busy they are at the time, they will ring you back. And they actually do ring you back whent hey say they will, mostly within minutes of ending the call. They are the friendliest company i know, and i have been with a few. They actually do their job and try their hardest to find you the best possible services that they have to offer, and 9 times out of 10 they are the cheapest as they try to beat any like for like quote. Also theyre policies dont go up!! They offer a range of policies:- Car, van and moterbike insurance which obviously depends on your no claims, new driver, type of car, vehicle, etc etc, plus online...

glenny1987 08.05.2009 (09.05.2009) · Read review
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Review of Churchill Insurance Company Limited

OK, lets get serious - car insurance!

Advantages: Extremely good cover - more than your average insurer
Disadvantages: Might not be the cheapest!

...a massive foothold in the market. EagleStar always had a good name for covering car insurance as it was one of the few companies that would insure young drivers. Zurich has continued with this tradition. Is the cover any good? Zurich provide a product that covers everything that you need. You may not realise it but a lot of policies that you are being sold may not be all that they seem. You may find that your personal accident benefits have been removed or that new car replacement does not exist. The policy that zurich provide has none of this. You get the full monty! They even throw in a certain amount of breakdown cover that can be topped up for a further fee. Obviously the various policies have variations but you will fine that the startard policy excess is £100 and will only be increased if a young driver is in charge...

fairygirl12 17.06.2005 (24.06.2005) · Read review
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Review of Zurich Insurance Company

More Than Just An Insurance Company!

Advantages: Huge Range Of Services, Value For Money, Great Service
Disadvantages: None At All

...Every year that time comes when I have to phone around to find out who wants to charge me what to re-insure my car for another 12 months. Every year I try all the top companies and all the little ones, I have had insurance with various different companies including the likes of Endsliegh, Tesco Insurance but keep coming back to one company, Direct Line. Since being with Direct Line I have had 3 different cars and with every car they come back with the cheapest insurance quote, and they allow me to pay it monthly. This is a bit of bonus as there is no way I could afford to pay out them amounts in one go. Although this year they were only just the cheapest, by about £30, this year with Tesco coming in a close second. Having had insurance with both these companies I knew pretty much about there insurance policies and felt that out...

Andy0304 24.10.2004 · Read review
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Review of Direct Line Insurance plc