Morethan Car Insurance. Cheap but not Cheerful :(

Advantages: Cheap
Disadvantages: Not UK call centre when making a claim and very unprofesional staff.

...Well I insured my daughters car with More Than because like we all do, because it was cheap. You search them all and insure with the cheapest, and in this case More Than was the cheapest which was fine because I had saved some money. All was well until one day someone crashed into the rear of my daughter's car pushing her into someone else. The car was not driveable so we had to arrange a courtesy car, the advert says you only have to wait 2 hours , we got one the next day. Anyway that was not the main problem. In the end all was ok but dealing with the call centre ( not in the uk) was the nightmare. The amount of phone calls to the call centre dealing with the claim was unreal. The amount of times I rang and they would put me through to another department and I would explain everything then they would say ring back later , then...

Bluetoff 28.07.2009 (27.10.2009) · Read review
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Review of More Than Car Insurance

A review/cautionary tale of Post Office Car Insurance!

Advantages: cheap car insurance, some polite and friendly staff
Disadvantages: stressful, costly, some lying staff, hassle, grief, don't touch with a barge pole

...My experience of Post Office Motor Insurance was sadly not a happy one. I took advantage of a cash back offer for taking out a comprehensive Motor Insurance policy, within a short time the documents arrived, but then I found a better offer. As I was still well within the 14 day okay-to-change-your-mind 'cooling-off' period, I cancelled the policy and took one out with the alternative provider. Somehow the Post Office, despite being very pleasant and understanding on the telephone, and having had the Certificate of Insurance documents returned to them as requested, somehow charged my debit card for the full amount anyway. I thought this must simply be an error, however I was concerned as my bank account was not exactly flush at the time, I had after all just paid the OTHER insurance provider for their policy, and lots of other bills...

razielle 19.03.2009 · Read review
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Review of Post office car insurance.

Swinton Car Insurance - Nice and Easy

Advantages: Price, Local Branch, Claims
Disadvantages: None so far

...Why choose Swinton Insurance! It was the dreaded time for me to look for car insurance again as per usual I check all the price comparison websites. Swinton came up the cheapest on two of them, so I decided to go direct to their own website to see what price was available and read a bit more about them. The main reasons I decided to go with Swinton was: *Competitive price ? Some £38 cheaper than the next best price and over £50 cheaper than my renewal price. *Local Shops ? I am one of these people who try to keep local companies open, well Swinton has office up and down the country so rather than call the dreaded call centre you can call the local shop. *Cash back ? As usual I always check the cash back sites, and to my delight Swinton was on Quidco. So when I taken the policy out online I got any additional £50 cash...

marcellep2 23.09.2009 · Read review
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Review of Swinton Insurance Services

Swinton Car Insurance

Advantages: Easy to contact, good website, good value
Disadvantages: None whatever

...It's that time of year again - just after Christmas co-incides with when I bought my car (off my mum!) last year having just passed my driving test. Bit embarrassing leaving it so long, but money was tight and the busses were good to and from work ..... Anyway, went through Moneysupermarket.com to find a suitable insurer for my 2nd year on the road and came across Swinton. They were not the cheapest on the list for my circumstances, but they did offer everything I needed (plus legal cover as an option) and £50 cash-back after the policy has been in place for 90 days which made it cheaper than the other options anyway. Their website was easy to navigate and make the appropriate payment and the confirmation page came up with useful details like the address and telephone number of the nearest Swinton office. The only thing that...

Vixterbelle 16.01.2009 (21.07.2009) · Read review
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Review of Swinton Insurance Services

Do not touch Swifcover Motor Insurance with a bargepole!!

Advantages: None
Disadvantages: Totally useless

...My car windscreen was smashed by vandals. I phoned the windscreen 0800 number for Autoglass ,provided with my insurance policy , at 9am on Friday morning. I was advised someone would phone me back within 2 hours. This they did, and advised me they could replace my windscreen on Wednesday!! I phoned the claims number (an 0871 no.) and was put on hold for an age, while a syrupy prerecorded voice advised that the operators were busy "giving a customer the same personal service that we will soon be giving you". -(No into' on what number you are in the queue) I finally spoke to a female who told me to try another of their authorised repairers - the RAC windscreen replacement service and gave me another 0800 number. I asked her if I could use a local firm and was advised they would not pay more than £100 if I did this. I said I had...

angie1001 20.02.2009 · Read review
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Review of Swiftcover Motor Insurance

NOT the CHeapest - but CHeerful Motor Insurance

Advantages: 5% discount for online quotes, easy to apply, competitive premiums, helpful staff
Disadvantages: need to get letter for NCD proof, (not available in R.O.I or Northern Ireland)

...looking for fully comprehensive cover, for a 2.0L engine car (Group13-14 Insurance Group). Fortunately I have always had ‘protected’ NCD so my previous accident/claim did not make any difference to my premium. I tried about 8 different insurance companies ranging from my previous insurers CGNU (Norwich Union), Axa, AA (very expensive!), Prudential, Churchill, Eagle Star and Direct Line. These premiums ranged from £580 -£800, but Direct Line - turned out to be cheapest quote (£440)- but following a poor customer service and numerous errors I decided to cancel that Policy (see opinion). Tesco’s Insurance Quote and Cover ------------------------------------- Although I had a competitive quote from Direct Line [DL] I was dissatisfied with the level of customer service and knowledge. I was pleasantly surprised...

Connoisseur_Haggler 01.08.2001 (27.05.2003) · Read review
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Review of Tesco Insurance

How hard can it be to insure a car

Advantages: None, I suppose they may pay out if you need to claim.
Disadvantages: Too many to list, read on, can't pay by cheque for many companies, won't quote untill I'm 17, TOO EXPENSIVE, too many mistakes, stressfull and after 100 calls, I AM ANNOYED

...I am currently 16 years old, so immediately you are probably saying, why does this person need car insurance? Well next week I will be 17 and I'm trying to get my car insured before my birthday, so that I have insurance cover so that I can drive on my birthday. I also need the insurance policy to tax the car. My car is a Fiat Cinquecento, M Reg, with no extra security and has not been modified, it has the tiniest engine you could imagine. An 899cc engine, so you would imagine that it should be fairly cheap to insure compared to a 1.1 litre car which are normally common for the first car. It should be a group 2 car for insurance purposes, but I have heard that this can change from insurance company to insurance company, as they classify cars differently. I am not exaggerating when I say that I have rung nearly one hundred...

PeterFarrell 06.10.2001 · Read review
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Review of Motor Insurance - In general

Car Insurance

Advantages: Cheap, quick
Disadvantages: no nodding dog

...When it comes to car insurance, i'm afraid i'm a bit lazy. Don't get me wrong, i do have insurance but i haven't got the time to shop around and find not just the cheapest quote but also value for money. I've been driving for 9 years now and even when i've bought a new car. i've just gone along with the same company. A friend of mine told me i was stupid and could be saving money by getting quotes from other companies. But i was settled with what i already had. I was paying them for insurance and breakdown cover and in the 9 years i've only had to call them out once when the wife accidently left the light on on her sunblind and flattened the battery. But it's not the wife's fault I hear you all shout! Anyway i moved last year to what i considered a better area when considering car crime and i also now had a garage to house...

bifbails 27.01.2006 · Read review
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Review of Churchill Insurance Company Limited

AutoTrader Car Insurance - just DON'T do it!

Advantages: I got insurance on my car
Disadvantages: They don't even bother reading emails + double your premium because of their incompetence.

...I had bought a replacement car when the old one went to that scrapyard in the sky, and was keen to find some value-for-money insurance. So, I went on a couple of comparison sites such as gocompare.com, confused.com and moneysupermarket.com. Some of the prices were pretty good, I guess since I have been claim free since passing my test in 1995, female driver, only doing the social, domestic and pleasure (i.e. school runs, grocery shopping, bill paying, ferrying elderly relatives about etc) so I decided to upgrade from Third Party Fire & Theft to fully comp. I had had a quote off the insurer I was with (Hastings) but they wanted £25 to change my policy and another £80 because I had gone from an N reg to a T reg. Hence, much cheaper to go elsewhere and tell them to shove it. So, the AutoTrader insurance was slightly better priced...

sdys15453 20.11.2007 · Read review
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Review of AutoTrader Car Insurance

Car Insurance - The Young Person's Nightmare

Advantages: You have to have it, keeps crazies off the road
Disadvantages: Price

...Is All-Insurance a company? Well, this op is about car insurance in general, ok? Buying a car. OK, lets check costs. First, the car itself. Upwards of £100, not bad. Second, petrol. Depends on how much you drive. Third, road tax. Not too bad, once a year and its done. Hmm, that doesnt sound too bad. Yes, but that is without insurance. For first time owners, insurance is a total nightmare. It is a massive burden, not only on your wallet, but on the car you buy. Big car = Big costs. Little car = slightly smaller costs. my sister pays £800 per year for a 1.1 litre Saxo. In a few years, she will have paid more in insurance than the cost of the car itself. Road tax is almost irrelevant compared to this. And then there's the rising costs of petrol on top. The thing that really makes insurance bite is that if some idiot drives into you...

Dawson 20.05.2001 · Read review
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Review of Motor Insurance - In general