Vanquis Bank and Credit Card

Advantages: Gives credit to those who wouldn't otherwise get it.
Disadvantages: Very high interest, terrible customer service.

...A couple of months ago we made the mistake of getting a credit card "for emergencies", it was meant to be...but as always happens, it was used when it wasn't necessary (mainly by my husband!!!!). Vanquis Bank are a company who offers credit to people with a bad credit history (i.e. CCJs, missed payments etc and just no credit history). Anybody who has ever tried to get credit for the first time will know its sometimes very difficult, if you have never had any kind of credit given to you, companies won't take you on, as they don't know if your a risk or not...and so Vanquis offer a "credit score boosting card"...basically they give a credit card with £300 limit on it to people who have never before had a credit card and probably don't know how to use them correctly. (Before you start...I'm not calling everyone with no credit history...

stephbond89 14.06.2009 · Read review
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Review of Vanquis Credit Card

Bank One now Halifax

Advantages: absolutely none
Disadvantages: could be hit with unexpected bills or charges

...I joined Bank One so that I could make use of their very low rate for card transfer and I was very satisfied with the way my account was handled. Absolutely no problems, the interest was charged as stated, and I have now recently paid off my account.It has been taken over by the Halifax Bank, and I recently received, completely unsolicited, 5 blank cheques and One cheque payable to myself for £500.It was only after reading the small print that I realised that these were credit card cheques charged to my account and that there was also a handling charge of 1.5% attached to these cheques. It is possible that some people who receive these cheques may be mistaken into thinking that the cheques are a gift to them, especially the one made out payable to them. I feel it is deplorable that any company should send out items like this especially...

gander 21.02.2001 · Read review
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Review of Bank One Visa

One of the best loyalty cards - The Dividend Card

Advantages: Easy to register, high rewards
Disadvantages: Lose rewards if you forget your card

...Lots of supermarkets have loyalty cards these days and I probably have every one available. However I have found the Co-op Dividend Card to be the best and I give you the information as to why. What is a loyalty card? A loyalty card looks just like a credit card but without the power or danger of falling into debt. It will have your membership number printed on it and the logo of the relevant company on the front; some may even print your name. The back has a swipe strip and details about what to do if you lose your card (Has anyone ever thought that if you lose your card, you can't read the back of it to know what to do?) You hand over your loyalty card at the relevant shop when you make a purchase and the points/cash is added onto your card. Some shops send vouchers through the post at different intervals...

kgray71 02.02.2006 · Read review
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Review of Co-op Dividend Card

Acer plays the Ace card again!

Advantages: Small, lightweight, great performer. Can handle some 3D games.
Disadvantages: None for the Netbook, but Linux version is rubbish.

...need and unplug the external CD drive. Features Contrary to some previous reviews I have to say the A150 is quite a performer. Others may be trying to compare it with a £1000 laptop or their desktop computer which is just plain stupid. It isn't designed to be a powebook, its name depicts its intended function, "Netbook". If you want more then don't buy a Netbook and complain you can't edit video on it or something as crazy. Installed memory is 1GB and the Hard drive is 120GB. There are different variations of this Netbook but the best value for money is the one I'm reviewing. The A150 comes equipped with 3 USB ports, two on the right side and one on the left. There is a card reader which reads most flash cards including the newer high speed ones, in my case the XD "H" type. There's a VGA port for hooking up to an external...

LawrenceP 02.12.2008 (17.08.2009) · Read review
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Review of Acer Aspire ONE A150

the bank job

Advantages: some parts of the film are interesting to watch
Disadvantages: No jokes, no nudity, no real action.

...a loan shark criminal gangster to terrorise victims and get his job done. Its a British film, based on a true story supposedly. It's the true story of the 1971 Baker Street bank robbery. The film highlights the criminal backgrounds of the robbers, and the people behind the robbery as criminals, drug traffickers, brothel owners and prostitution participants in one form or another. The film also illustrated the civil rights movement using screenames such as Michael X and Hakeem as obvious civil rights leading figures during this movement in world history. What happens basically a woman with the screen name Martine and Terry and his friends from London get involved in a misleading attempt at a bank robbery where it is suggested that nothing will go wrong, The London based gang are led to believe that money is the only motive behind...

costas1234 11.02.2008 (29.05.2009) · Read review
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Review of The Bank Job (DVD)

Nectar Card

Advantages: Lots of retailers to collect with
Disadvantages: Online points may not equal amount of cashback available elsewhere

...points can be found one www.nectar.com Overall I will give this card 4/5 because it is partnered with so many retailers that collecting points is very easy to do with your everyday shopping. I would recommend however that before using it with online retailers I would compare the points value with the cashback you could receive from other cashback sites such as topcashback.co.uk...

rachieb123 06.10.2009 · Read review
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Review of Nectar Card

Lloyds banking

Advantages: Easy way to keep track of finances
Disadvantages: Can be slow at times

...mobile services package which includes text messages to tell you if your card has been used abroad it will cost you £2.50 a month which i feel is great value for such an important service. Something which is fairly new to Lloyds TSB internet banking is the internet savers account which can easily be set up within 5 minutes. On the left hand column you will find a link saying 'savings account' & if you have one it will take you to a summery of your account & if not it will give you the option to set up an account. All you need to do is transfer £1 into your account & you're away! Save the change is also a great feature. This works in sync with your current account & is only available with your internet savers account so is one more good reason to set one up. Basically when you use your debit/credit card to make a purchase either online, over...

Great_reviewer07 12.01.2009 · Read review
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Review of Lloyds TSB Online Banking

PEOPLE'S BANK

Advantages: GOOD RATE,NO BALANCE TRANSFERS
Disadvantages: MAKE A LATE PAYMENT AND YOU WILL FIND OUT!

...When the many usual credit card offers come through the post I usually rip it up and throw it straight away. But I heard how good people’s bank credit card was from friends, so when there leaflet come threw the door I had a read. I t sounded really good. No twisted catches or ridicules balance transfers fees. So I called and applied. For the Peoples Bank card PLATINUM Peoples Bank is offering a 2.9% fix until the next nine months. Then it goes up to 11.99%. But what I have done is transferred everything over, then when the nine months is up. Change it back to my Egg card, which is about 9.9%. I called to see if I would be accepted for a card, the person at the other end of the line took my details quite quickly and told me there and then I had been accepted. I had to wait only a week to get my details my card no., pin no...

Minx78 09.07.2001 · Read review
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Review of Peoples Bank Platinum Card

Worst of the 'BIG FOUR' Banks

Advantages: Lots of branches, Free pens always in stock
Disadvantages: Inefficient and poorly trained staff, Fees, uncompetitive rates, HUGE queues

...provides access to Internet Banking through their website. I find their website goes down a lot in the late evenings and 12am onwards, which I guess is fine but I also find that I get 'kicked off' and have to re-log in during the early evenings, which is annoying. This happens in all web browsers. There is a PINSentry card reader, which is needed to log in to their system. I need my last name, twelve digit account number, last four digits on the front of my debit card and an eight digit code that the PINSentry generates. To generate the eight digit code on the PINSentry, I insert my debit card, enter my debit card PIN number. However, they've added a new option to allow access without the device after answering some security questions and providing debit card details. One thing that's a bit annoying is that, some fields that I need to...

Deru 23.08.2008 · Read review
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Review of Barclays Bank

Barclays Bank - $££%%&^%^%**&*&@%!!!!!

Advantages: (+) expansive range
Disadvantages: (-) too many to mention...poor service, increasing prices, made many mistakes w/ my account

...Little bit of history: I first opened an account with Barclays Bank when I was 11 years old after being recommended by a school friend and her Mother. I had the normal savings account - a bank card to use at the ATM and bank branch itself, with a daily £50 limit. Between the ages of 11 and 15 I had no problems with the bank, until of course when I was 16; a week before my 16th Birthday my account was updated/upgraded. I now had a chip+pin card but my account was essentially the same as before. However, one difference was that I now had £100 daily limit instead of the former £50. This was agreed in my contract which I\'d received in the post around my 16th b.day. This is when the problems started. Thinking I had £100 to spend each day, I went shopping with friends and had planned to buy some Nike trainers costing £85. These were my...

vcarina88x 27.07.2007 · Read review
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Review of Barclays Bank