Morethan Car Insurance. Cheap but not Cheerful :(

Advantages: Cheap
Disadvantages: Not UK call centre when making a claim and very unprofesional staff.

...Well I insured my daughters car with More Than because like we all do, because it was cheap. You search them all and insure with the cheapest, and in this case More Than was the cheapest which was fine because I had saved some money. All was well until one day someone crashed into the rear of my daughter's car pushing her into someone else. The car was not driveable so we had to arrange a courtesy car, the advert says you only have to wait 2 hours , we got one the next day. Anyway that was not the main problem. In the end all was ok but dealing with the call centre ( not in the uk) was the nightmare. The amount of phone calls to the call centre dealing with the claim was unreal. The amount of times I rang and they would put me through to another department and I would explain everything then they would say ring back later , then...

Bluetoff 28.07.2009 (27.10.2009) · Read review
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Review of More Than Car Insurance

Swinton Car Insurance - Nice and Easy

Advantages: Price, Local Branch, Claims
Disadvantages: None so far

...will happen. The first thing the lady told me is that my hired car would be with me at 2pm which was less that 2hrs after the accident happened. I was a little taken a back when she said that but I was like yeah that?s great. I went off the phone and true to their word a hired car was delivered, my old clapped out fiat had been replaced with a brand new top of the range 207. My car was not road worthy as the registration plate had been damaged. Two days later I got a call from my insurance company called me to say my car would be written off so I would have to hand the hired car back and they would provide me with a courtesy car. I was a little lost but hey I could not complain at all. They arranged for my hired car and courtesy car to be swapped over on the same day. Then 6 days later I received a call from Provident to say that my...

marcellep2 23.09.2009 · Read review
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Review of Swinton Insurance Services

A review/cautionary tale of Post Office Car Insurance!

Advantages: cheap car insurance, some polite and friendly staff
Disadvantages: stressful, costly, some lying staff, hassle, grief, don't touch with a barge pole

...My experience of Post Office Motor Insurance was sadly not a happy one. I took advantage of a cash back offer for taking out a comprehensive Motor Insurance policy, within a short time the documents arrived, but then I found a better offer. As I was still well within the 14 day okay-to-change-your-mind 'cooling-off' period, I cancelled the policy and took one out with the alternative provider. Somehow the Post Office, despite being very pleasant and understanding on the telephone, and having had the Certificate of Insurance documents returned to them as requested, somehow charged my debit card for the full amount anyway. I thought this must simply be an error, however I was concerned as my bank account was not exactly flush at the time, I had after all just paid the OTHER insurance provider for their policy, and lots of other bills...

razielle 19.03.2009 · Read review
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Review of Post office car insurance.

Swinton Car Insurance

Advantages: Easy to contact, good website, good value
Disadvantages: None whatever

...It's that time of year again - just after Christmas co-incides with when I bought my car (off my mum!) last year having just passed my driving test. Bit embarrassing leaving it so long, but money was tight and the busses were good to and from work ..... Anyway, went through Moneysupermarket.com to find a suitable insurer for my 2nd year on the road and came across Swinton. They were not the cheapest on the list for my circumstances, but they did offer everything I needed (plus legal cover as an option) and £50 cash-back after the policy has been in place for 90 days which made it cheaper than the other options anyway. Their website was easy to navigate and make the appropriate payment and the confirmation page came up with useful details like the address and telephone number of the nearest Swinton office. The only thing that...

Vixterbelle 16.01.2009 (21.07.2009) · Read review
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Review of Swinton Insurance Services

Do not touch Swifcover Motor Insurance with a bargepole!!

Advantages: None
Disadvantages: Totally useless

...My car windscreen was smashed by vandals. I phoned the windscreen 0800 number for Autoglass ,provided with my insurance policy , at 9am on Friday morning. I was advised someone would phone me back within 2 hours. This they did, and advised me they could replace my windscreen on Wednesday!! I phoned the claims number (an 0871 no.) and was put on hold for an age, while a syrupy prerecorded voice advised that the operators were busy "giving a customer the same personal service that we will soon be giving you". -(No into' on what number you are in the queue) I finally spoke to a female who told me to try another of their authorised repairers - the RAC windscreen replacement service and gave me another 0800 number. I asked her if I could use a local firm and was advised they would not pay more than £100 if I did this. I said I had...

angie1001 20.02.2009 · Read review
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Review of Swiftcover Motor Insurance

NOT the CHeapest - but CHeerful Motor Insurance

Advantages: 5% discount for online quotes, easy to apply, competitive premiums, helpful staff
Disadvantages: need to get letter for NCD proof, (not available in R.O.I or Northern Ireland)

...looking for fully comprehensive cover, for a 2.0L engine car (Group13-14 Insurance Group). Fortunately I have always had ‘protected’ NCD so my previous accident/claim did not make any difference to my premium. I tried about 8 different insurance companies ranging from my previous insurers CGNU (Norwich Union), Axa, AA (very expensive!), Prudential, Churchill, Eagle Star and Direct Line. These premiums ranged from £580 -£800, but Direct Line - turned out to be cheapest quote (£440)- but following a poor customer service and numerous errors I decided to cancel that Policy (see opinion). Tesco’s Insurance Quote and Cover ------------------------------------- Although I had a competitive quote from Direct Line [DL] I was dissatisfied with the level of customer service and knowledge. I was pleasantly surprised...

Connoisseur_Haggler 01.08.2001 (27.05.2003) · Read review
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Review of Tesco Insurance

How hard can it be to insure a car

Advantages: None, I suppose they may pay out if you need to claim.
Disadvantages: Too many to list, read on, can't pay by cheque for many companies, won't quote untill I'm 17, TOO EXPENSIVE, too many mistakes, stressfull and after 100 calls, I AM ANNOYED

...I am currently 16 years old, so immediately you are probably saying, why does this person need car insurance? Well next week I will be 17 and I'm trying to get my car insured before my birthday, so that I have insurance cover so that I can drive on my birthday. I also need the insurance policy to tax the car. My car is a Fiat Cinquecento, M Reg, with no extra security and has not been modified, it has the tiniest engine you could imagine. An 899cc engine, so you would imagine that it should be fairly cheap to insure compared to a 1.1 litre car which are normally common for the first car. It should be a group 2 car for insurance purposes, but I have heard that this can change from insurance company to insurance company, as they classify cars differently. I am not exaggerating when I say that I have rung nearly one hundred...

PeterFarrell 06.10.2001 · Read review
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Review of Motor Insurance - In general

Car Insurance

Advantages: Cheap, quick
Disadvantages: no nodding dog

.... In a few years time there'll probably be a new digital channel just for these insurance companies to sell their products. I got a few quotes but they were all around the same price as i was already paying except one which was just ridiculous. You'd think I was driving a ferrari for the price i was quoted. I had a moan one day to my father in law and he asked if i'd checked out Churchill. He did the same last year and got a free nodding dog. Well this is the selling point for me especially with a 2 year old that loves the Vic Reeves commercials. So I went online and typed in their website address, www.churchill.com and was amazed by all the different things you can insure with them. Anyway car insurance is at the top in the middle section and i was firstly drawn to those magical words, 10% off for applying online. Most...

bifbails 27.01.2006 · Read review
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Review of Churchill Insurance Company Limited

AutoTrader Car Insurance - just DON'T do it!

Advantages: I got insurance on my car
Disadvantages: They don't even bother reading emails + double your premium because of their incompetence.

...I had bought a replacement car when the old one went to that scrapyard in the sky, and was keen to find some value-for-money insurance. So, I went on a couple of comparison sites such as gocompare.com, confused.com and moneysupermarket.com. Some of the prices were pretty good, I guess since I have been claim free since passing my test in 1995, female driver, only doing the social, domestic and pleasure (i.e. school runs, grocery shopping, bill paying, ferrying elderly relatives about etc) so I decided to upgrade from Third Party Fire & Theft to fully comp. I had had a quote off the insurer I was with (Hastings) but they wanted £25 to change my policy and another £80 because I had gone from an N reg to a T reg. Hence, much cheaper to go elsewhere and tell them to shove it. So, the AutoTrader insurance was slightly better priced...

sdys15453 20.11.2007 · Read review
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Review of AutoTrader Car Insurance

Credit Due to BarclayCard Motor Insurance

Advantages: Beat any quote, good service
Disadvantages: None so far

...I hate motor insurance, I hate the wedge of my income that I have to spend every year on protecting my car from some of the idiots who think they own the road or have fluked their way through our country's pathetic driving exam. Anyway enough ranting, onto the facts. I've just left Axa, who I didn't have a problem with at all. For the 2nd year running, Axa gave me the "best" price on my insurance with sufficient cover etc. However tucked away in a draw was a letter which I'd had during the year from Barclaycard promising to beat any quote, no quibbles. I've a P reg VW Polo and 2 years no claims, living in a decent area & am 25,male.(useful to know if you have / are similar). So I spoke to Barclaycard, who weren't after too many questions. I got through straightaway and after about 3 minutes, I had a quote, only £10 cheaper, but...

sjl02 19.01.2002 · Read review
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Review of Barclaycard Motor Insurance