Is this card the deal for you?

Advantages: 12 mths 0% on bal tfr/3 mths 0% on purchases + Priority Club points
Disadvantages: You can get lower APR cards

...UPDATE MAY 2008 - THIS CARD NO LONGER ALLOWS YOU TO COLLECT PRIORITY CLUB POINTS - WHICH WAS ITS ADVANTAGE, BASICALLY. THERE IS A NEW PRIORITY CLUB CREDIT CARD BEING RELEASED, BUT NOT THE MBNA CARD. IN MY OPINION, THIS CARD IS NO LONGER WORTH HAVING - Cheers, Andy **Green shoots** If money is the root of all evil, can it be co-incidence that Banks have lots of branches? To strain this metaphor well past breaking, credit cards must be the leaves (they appear from out of the branches, you see?). Oh well, like 'em or loath 'em, credit cards are a fact of life and maybe a necessary evil. So if you're going to use one, you might as well get something back. Some of them offer points you can convert to anything from money off a new car (GM) to money off electrical equipment (Sony) to actual money back (various) - this one offers...

andyk910 13.09.2007 (10.05.2008) · Read review
Ciao members have rated this review on average helpful
Review of MBNA Priority Club Visa Credit Card

Nectar Card

Advantages: Lots of retailers to collect with
Disadvantages: Online points may not equal amount of cashback available elsewhere

...The nectar card is the loyalty card associated with Sainsbury's, however it has since branched out and is affiliated with many companies which allows for maximum point collecting! Let's start with the basics, you get 2 points per pound spent at Sainsburys or 1 point per litre of petrol bought at the Sainsbury's petrol garage. Each point accumulated is worth half a penny, so you need 2 points to equal 1 pence. If you redeem your points in store at Sainbury's then you will need minimum 500 points for £2.50 off o your shopping. Points need to be redeemed in increments of 500. Points can also be collected in other stores, for example Dolland and Aitchinson also give 2 points per pound, as do Homebase. As far as I am aware however, you cannot redeem your points against your total bills in these stores. Points can also be collected...

rachieb123 06.10.2009 · Read review
Ciao members have rated this review on average helpful
Review of Nectar Card

Oyster Card

Advantages: Convenient
Disadvantages: You could lose it!

...We Londoners are insistent people. We want cheap travel to anywhere in one of the biggest cities in the world. We want it regularly, without delays and seven days a week?if possible. Not too much to ask then?oh and we want a convenient travel card rather than paying with cash for each individual journey. Of course. Ladies and gentlemen, say hello to the Oyster card then. For those who don?t live in London or perhaps have never even stepped foot in the capital, the following paragraphs may read like absolute gobbledegook, but trust me, I think I know what I?m talking about and I think it makes sense. The Oyster card is basically a form of electronic ticketing used on public transport ? buses, some National Rail trains, trams, underground and the Docklands Light Railway system within Greater London. The blue card, which costs just a £3...

carl.mcqueen 26.07.2009 · Read review
Ciao members have rated this review on average helpful
Review of Oyster Travel Card

Make a Bee Line for the Nectar Card !!

Advantages: A good way to save for the extras at no extra cost
Disadvantages: None at all.

...THE PURPLE CARD IN MY PURSE THE NECTARCARD I have owned a Nectar card for many years now - in fact my card is the old design and I keep forgetting to upgrade it!! "WHAT IS A NECTAR CARD ??" The Nectar card is a Loyalty or Reward card. It is NOT a credit or debit card and is free to join. Nectar is owned by Groupe Aeroplan Inc., and it is estimated that more than 50 per cent of UK households collect Nectar points when shopping for groceries, booking a holiday, paying household bills, buying petrol and even eating and earn Nectar points every time they shop online via Nectar eStores at over 220 leading online retailers. The scheme was started in September 2002. It is not actually a Sainsbury's Loyalty Card as the Tesco Clubcard is for Tesco, although Sainsburys and BP are the key members in the scheme...

oldchem 03.06.2009 · Read review
Ciao members have rated this review on average helpful
Review of Nectar Card

My kind of clubbing

Advantages: Save money on something you were going to do anyway
Disadvantages: Waistline!

.... The voucher entitles you to a main course of your choice (pizza, pasta dish or salad) and a drink - a glass of wine, a beer or a soft drink. With most main course dishes at £7 - £9 and a glass of wine or beer at about £3 or more, you can immediately see that this means you get your money back, if not more. This means: £8 food (say) and £3 drink (say) = £11 for a visit X 4 visits per annum = £44 - or £4 more than you paid: However, this is not all? Around your birthday, Pizza Express Club will send you a birthday card and in it is a £10 Pizza Express voucher. This can be used on one of your regular visits with your members dining voucher or on any other occasion: £44 plus £10 birthday voucher = £54 Furthermore, you are given a collector card (a little loyalty card, like the ones from the coffee shops). Each time you eat at Pizza...

andyk910 23.08.2007 (04.11.2009) · Read review
Ciao members have rated this review on average very helpful
Review of Pizza Express Club

Working for the well known card shop

Advantages: nice staff, not complicated work
Disadvantages: not the best paid job!

...I used to work at Clinton cards years ago when I was younger - in fact it was my first job! The shop may have changed slightly since then on how it's run but judging by the other reviews, it hasn't changed much! I was employed by Clinton cards for just under 3 years and during this time I did do quite a bit of training. I'll start from the beginning and cover as much as I can! Applying and the interview: I saw the ad placed in the window that they needed staff for the busy Christmas period on a temporary basis - this was just what I was looking for as at the time I was just going into college and needed a weekend job. I asked in the store for an application and the girl behind the counter was really nice and advised me that once I completed the form they would probably be in touch within a day or two. I actually completed...

frankiecesca 02.10.2007 (29.12.2008) · Read review
Ciao members have rated this review on average helpful
Review of Clinton Cards

Quality cards at bargain prices

Advantages: Excellent value for money, great promotions
Disadvantages: Shops always busy, some relatives hard to find

...I'm slightly unaccustomed to writing reviews on shops in general, but I was thinking of something to write and this popped into my mind. I first discovered Card Factory a few years ago, after walking past it umpteen times and dismissing it as yet another card/birthday shop on the high street. One particular day I was struggling to find a good sentimental card for Mum's birthday that wasn't going to break the bank, so I thought I'd give it a try. Since that day, Card Factory has been my number one stop for all my greetings card needs. The shops are not terribly big, and usually crowded so getting around with a buggy is always difficult. Good thing I've got my Hippychick Hipseat! (See earlier review.) However it is worth the struggle as their prices are prettymuch unbeatable. As the name suggests, Card Factory mostly sells cards...

CG1anon 02.09.2009 · Read review
Ciao members have rated this review on average helpful
Review of Card Factory

Vanquis Bank and Credit Card

Advantages: Gives credit to those who wouldn't otherwise get it.
Disadvantages: Very high interest, terrible customer service.

...A couple of months ago we made the mistake of getting a credit card "for emergencies", it was meant to be...but as always happens, it was used when it wasn't necessary (mainly by my husband!!!!). Vanquis Bank are a company who offers credit to people with a bad credit history (i.e. CCJs, missed payments etc and just no credit history). Anybody who has ever tried to get credit for the first time will know its sometimes very difficult, if you have never had any kind of credit given to you, companies won't take you on, as they don't know if your a risk or not...and so Vanquis offer a "credit score boosting card"...basically they give a credit card with £300 limit on it to people who have never before had a credit card and probably don't know how to use them correctly. (Before you start...I'm not calling everyone with no credit history...

stephbond89 14.06.2009 · Read review
Ciao members have rated this review on average helpful
Review of Vanquis Credit Card

The Spirit of Clubbing and Collecting

Advantages: 3 points per pound spent = 3% off voucher
Disadvantages: combining club points with 10% student discount doesn't work

...[Esprit: French, from Latin spiritus, English: spirit] ESPRIT are an international fashion chain with a number of outlets in the UK, mainly in and around the London area. Their trademark white ESPRIT logo on warm red background can be easily identified. Initially a company formed in San Francisco in 1968 is now majority German owned. That?s probably why I always thought it was a German fashion label. I have become a regular visitor to the ESPRIT stores (plus I occasionally order online) and one of the first things I did was to sign up to their loyalty card scheme. What is the ESPRIT Club Card Like so many loyalty cards, you are hoping to get something for nothing, not realising that to receive rewards you have to put in time and money. ESPRIT Club is a loyalty card system that allows you to collect loyalty points...

Tempus_Fugit 19.04.2009 · Read review
Ciao members have rated this review on average helpful
Review of Esprit Club

Club Penguin Elite Penguin Force DS Game - Virtual penguin world

Advantages: Upload coins to your club penguin website account
Disadvantages: Once you have completed it. thats it.

...minigames, and even a multiplayer mission mode if players each have their own game card. Closing Comments Club Penguin: Elite Penguin Force is a fun little adventure game for young players. It's clearly aimed at fans of the online game, but it's still pretty interesting for newcomers, even if they don?t know the characters. The game offers a decent amount of challenge, and is pretty lengthy. It isn't flashy by any means, but the style is charming. There really aren?t enough adventure games on the DS anyway, so at the very least this may serve as an entryway into other more challenging games in the genre. My child played it and got stuck a few times but with a little exploration of the map and places the answers are there. You can only use 1 penguin name at a time when playing the game. however if you want to start again you can sign in as...

budge 11.04.2009 · Read review
Ciao members have rated this review on average helpful
Review of Club Penguin: Elite Penguin Force (Nintendo DS)