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Most recent reviews from the community

Good

“Vanquis Credit Card”

published 15/04/2006

AdvantagesConvenient, Accessible to those with poor credit rating

DisadvantagesHigh interest rate and heavy debt collecting if you default

...I have been unfortunate in my life to accumulate a number of credit card and loan debts. I have been struggling to pay these for the last four years, although I have now reached a point where things are getting much easier to handle, and the total value of my debt has decreased significantly. When I realised there was a problem, all my credit cards were cut up and returned to the respective...

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Not for me

AdvantagesGives credit to those who wouldn't otherwise get it.

DisadvantagesVery high interest, terrible customer service.

...A couple of months ago we made the mistake of getting a credit card "for emergencies", it was meant to be...but as always happens, it was used when it wasn't necessary (mainly by my husband!!!!). Vanquis Bank are a company who offers credit to people with a bad credit history (i.e. CCJs, missed payments etc and just no credit history). Anybody who has ever tried to get credit for the first...

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Super

AdvantagesClubcard points

DisadvantagesInterest rate which kicks in if you don't pay the full balance monthly

...I chose a Tesco Clubcard Credit Card for the loyalty bonus it offers (below). I know most people understand how credit cards work, but I have many university educated, generally smart friends who have no idea, so humour me a little. ** The Basics ** The Tesco Clubcard Credit Card can be used to make purchases and withdraw cash all over the world. It comes with an interest free period of up...

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