::::VISA ELECTRON CARD::::

Advantages: You don't need to carry cash!
Disadvantages: Many places don't accept it!

...I was reading my guestbook when I noticed a note from lilkayb telling me to get writing, so here goes: ::::VISA ELECTRON CARD:::: I have had an account at Lloyds TSB since I was about eleven years old, this was then known as a Young Savers Account, When you get to 16, it changes to a Current Account. All I had to go with the account was a paying in book and a cashpoint card. When I was fifteen I damaged my Cashpoint card and requested a new one, a few days later I recieved a letter from the bank containing my new card, only it wasn't the card I'd wanted. They had sent me a cheque guarantee card, only problem was I didn't have a cheque book! I rang later that day to tell them what i'd requested and what i'd recieved, the lady on the phone was very helpful and assured that my cashpoint card would be through the post very shortly...

JADELOUISESILVA 24.07.2003 · Read review
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Review of VISA Electron

Electron Card Needs Accepting

Advantages: Some larger stores take it, checks balance immediately
Disadvantages: Nowhere takes it!!

...When I got my Visa Electron card (quite a battle in itself) I was hoping that it would mean that I could use it in shops and online. Unfortunately though it has turned out that hardly anywhere takes it and as such it is no use other than the same as my previous card - to withdraw money from the cash point. So, it is a little disappoiting. I think that the idea of the card is great - there is no chance of overspending because your balance is automatically checked. The problem is that not enough people take it. If more shops took it (like Safeway, Co-Op and other big supermarkets do) and more restaurants took it (like some pubs I know do) and if it could be used online, then it would be really great. Until then it certainly has its limitations because if you don't know that you will be able to use it then you are not able to...

fred123 23.03.2001 · Read review
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Review of VISA Electron

Visa Electron - What a great card 4/3/06

Advantages: Reconised in nearly every high street shop, Can't get overdrawn
Disadvantages: None that I can think of.

...What a brilliant card. It is mainly aimed at under 18s. This is a debit card and not a credit card. When I first got this card which was two years ago I went around the shops trying to use it. But there was a huge problem it was not highly recognized. When I went into big high street shops such as WH Smiths and Woolworth's they would not accept it. This was a huge blow. A big advantage of it though is that it can be used online. When I first got my card not many of the websites I used would allow me to use it. But now 90% of websites allow this card which is great as it is an easy way to pay for goods. Amazon.co.uk accepts this card and so do many others. Now every high street shop I go into accepts my Visa Electron Card which is great. The Visa Electron Card has grown over the last couple of years as when I went abroad I...

lfc-4-ever 04.03.2006 (31.03.2006) · Read review
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Review of VISA Electron

Nectar Card

Advantages: Lots of retailers to collect with
Disadvantages: Online points may not equal amount of cashback available elsewhere

...The nectar card is the loyalty card associated with Sainsbury's, however it has since branched out and is affiliated with many companies which allows for maximum point collecting! Let's start with the basics, you get 2 points per pound spent at Sainsburys or 1 point per litre of petrol bought at the Sainsbury's petrol garage. Each point accumulated is worth half a penny, so you need 2 points to equal 1 pence. If you redeem your points in store at Sainbury's then you will need minimum 500 points for £2.50 off o your shopping. Points need to be redeemed in increments of 500. Points can also be collected in other stores, for example Dolland and Aitchinson also give 2 points per pound, as do Homebase. As far as I am aware however, you cannot redeem your points against your total bills in these stores. Points can also be collected...

rachieb123 06.10.2009 · Read review
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Review of Nectar Card

.:: Visa Electron ::.

Advantages: Use abroad and in UK, accepted in most retail outlets
Disadvantages: Not many online retailers accept

...Yep, now at the age of 11 you can claim your own debit card from both Natwest (Solo) and Barclays (Visa Electron). As usual with most banks you get a cash point card, but it is not to useful if you want to use it abroad. So, eventually I got myself an Electron one, and found it extremely handy. Virtually every shop in Europe will accept Electron and most high street shops too. This is because of major card merchant services like Barclaycard and Streamline enable this. But here is where the disappointment comes in. Electron is fine for those who prefer high-street shopping instead of using the Internet, but for the internet, electron is lousy. I could say this about solo - online shops such as Tesco and Sainsbury does will not accept this card, but they will do so in stores. This is no doubt taken as a precaution against under...

tnet9202 16.07.2005 · Read review
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Review of VISA Electron

Visa Electron

Advantages: One of the only debit cards available to under 18s
Disadvantages: Not accepted everywhere

...There are only two debit cards that I know of which are available to under 18's, one being Visa Electron and the other being Solo. I decided when I was 17 that I wanted a debit card, as they are so much easier than carrying cash around with me - and much safer too. My bank account at the time was with Lloyds TSB, but they could not offer me any type of debit card because of my age. After finding out that Halifax would be able to give me an account with a Visa Electron card I quickly accepted and opened a new account with them. My card arrived, and I hit the shops! It was so easy to be able to walk around town with my Visa Electron in my wallet and just a small sum of cash for the places which don't take it. I felt safer, knowing that if my purse was stolen I didn't have any cash in there to lose, and that my debit card could...

gem412 20.01.2006 · Read review
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Review of VISA Electron

Visa Electron: I want one even here!

Advantages: is accepted worldwide, spend what you have, no fee at Ryanair and Easyjet
Disadvantages: some internet and normal stores don't accept it

...Since I have joined this community, I was taken aback from how many of you people don't like Visa Electron. I do agree that they have limitations, but they DO have good traits. I'm Italian and have moved to England a few years ago. It's useless to let you know what difficulties I had when I first arrived, but something that really helped me out was my Italian "postepay" card, a pre-paid credit card issued by the Italian post office. You can charge it with up to ?3000 euros and works pretty well on the Internet and in the shops. Visa Electron prepaid credit cards were introduced in Italy in November 2003, by the Post Office. I signed up for mine in December 2003 and it has only recently (December 2007) sadly expired. I won't renew it, but only because now I have better accounts. One of my accounts, though, has a Visa Electron card...

Kagomesama 24.09.2004 (12.02.2008) · Read review
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Review of VISA Electron

Power Off... The Visa Electron

Advantages: Increased Online Security, Will Eventually Replace The Visa, Excellent And Fast Customer Service, Usually A Good Account Package (From My Experience With Barclays And The Abbey National)
Disadvantages: 7.5 million outlets in the UK accept the card. 11.8 million do not, and most smaller shops havent even heard of it. Online usage is still very difficult as most sites still dont accept it.

...The Falcon writes... Whilst the Visa Electron, the new 'Electronic Use Only' card from Visa, seems like a fantastic idea since it offers increased security for internet transactions, and a long needed update to the Visa system, and a host of other things your 'Personal Banker' will speil off at you, the card has one quite major flaw. Unlike its father the Visa, which has become the global electronic currency, the fledgling Electron is not accepted in very many places at all. In fact, apart from your large chain stores like Woolworths and Tesco, it's hardly accepted anywhere at all. And on the internet, which, as the name suggests, is the main area your card is meant to be used, it is hardly accepted anywhere! I do alot of internet surfing and consequently alot of shopping too, at the major sites like amazon...

the_midnight_falcon 14.04.2001 · Read review
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Review of VISA Electron

Oyster Card

Advantages: Convenient
Disadvantages: You could lose it!

...We Londoners are insistent people. We want cheap travel to anywhere in one of the biggest cities in the world. We want it regularly, without delays and seven days a week?if possible. Not too much to ask then?oh and we want a convenient travel card rather than paying with cash for each individual journey. Of course. Ladies and gentlemen, say hello to the Oyster card then. For those who don?t live in London or perhaps have never even stepped foot in the capital, the following paragraphs may read like absolute gobbledegook, but trust me, I think I know what I?m talking about and I think it makes sense. The Oyster card is basically a form of electronic ticketing used on public transport ? buses, some National Rail trains, trams, underground and the Docklands Light Railway system within Greater London. The blue card, which costs just a £3...

carl.mcqueen 26.07.2009 · Read review
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Review of Oyster Travel Card

Electron Shock

Advantages: can't see any
Disadvantages: not accepted everywhere or online

...My bank recently issued me with the sexy looking Visa Electron card which replaced my previous multifunction card. And when I tried to make my first transaction on the internet I got to find out how pants it is. Hardly any internet sites can take it and few can accept a transaction over the phone so, what I ask, is the point? It clearly states on the front of the card that it is a DEBIT CARD and as such is really an electronic cheque. Actually it is better than a cheque because it works on an up-to-date balance in your account and therefore, theoretically, it should be impossible to use it if you haven't got the cash in your account (or overdraft facility) to back it up. I wonder why then it is so unacceptable in so many places - including branches of WH Smith who tell me they have no plans to accept it in the near future...

w1ldrover 25.02.2001 · Read review
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Review of VISA Electron