Versatile Gold Card

Advantages: Special offers, discounts, multi shop access
Disadvantages: High APR

...BHS Gold Card is the flagship credit card for Philip Green the owner of BHS stores. It is unlike any other credit card as it also allows you to shop at Arcadia stores which also include Topshop,Topman,Dorothy Perkins,Burtons,Evans. Another main feature of the card is the Choice Points system. This is a rewards system that allows you to accumulate different rates of discount offers, 5%,10% and 15% depending on how much you spend. For the user this is quite a good offer although you will have to spend over £500 to achieve the top 15% offer you will also have to use the card carefully or lose the discount when it arrives on your card. It is advisable to save the discount for a large shopping event. You can also use this discount in conjunction with other dicounts you get at special discount evenings. If you shop wisely you...

damien.gallery 09.10.2007 · Read review
Ciao members have rated this review on average helpful
Review of BHS Gold Card

A gold card with gold service

Advantages: Great perks with the account cover
Disadvantages: High interest rates

...As soon as you hear the words 'gold card', you most probably think the same as i do. People with more money than sense who just love to flash it at the checkout to have a bit of a show off, not that i'm jealous (yes i am!!!). No i am not seriously, that image just makes me sick but the gold card from BHS is for EVERYONE and is not based on how big your wage packet is and it is a great little card card to have as i will explain. The application takes no time at all to fill out instore, about 2 minutes with the writing and then you have to wait about another 2 minutes whilst they are on the phone with the credit peeps. The decision is instant and they give you a temporary card to use until you shiny new gold one comes through the post about 7 days later. You will also be told of your credit limit straight away. The interest rate, as...

java 15.03.2001 · Read review
Ciao members have rated this review on average helpful
Review of BHS Gold Card

Xbox Live is all Gold!

Advantages: the best online community ever!
Disadvantages: the playstation 3 is free for online play

...On purchasing an xbox 360 console you are given a free months xbox live gold membership which can be used once for each xbox live account that is created. However this of course only lasts for a month and after that initial month I was hooked and since then have bought and year's membership and love to play online with my friends over xbox live all the time! What is Gold Membership?: When you create an xbox live account on your xbox 360 there are several different things you have to do. You at first have to input your email address and password in order to verify the account. You then get to choose a gamertag to have - this is your special unique gaming name that you will be recognised as while playing on xbox live - mine is magicman142. The final section on signing up is to choose the type of membership you want: - Silver...

shamis4 07.09.2008 · Read review
Ciao members have rated this review on average very helpful
Review of Microsoft Official Xbox 360 - Xbox Live Gold Membership Card

The Xbox 360 is nothing without Gold Membership

Advantages: Great Fun!
Disadvantages: Expensive compared to the PS3 which is free

...What is it? This membership allows users to play online and against all the many other gamers worldwide. You are able to connect with them and challenge them! Getting the membership also allows users to download add ons, trailers and demos for any game. You are able to stay connected and play an of your friends My Experience I found that buying the gold membership opened up my opportunities on the xbox. I was able to play a wider range of games and people. I rarely suffered from any technical difficulties while online, and any that i did suffer from were easily repaired. Personally i think the Membership is a great buy and is worth every penny. Anyone with £40 who doesnt have Xbox Live Gold should go and purchase it...

Andy444 16.06.2009 · Read review
Ciao members have rated this review on average helpful
Review of Microsoft Official Xbox 360 - Xbox Live Gold Membership Card

HSBC Gold Card

Advantages: purchase protection, 0% balance transfer for 6 months
Disadvantages: not the lowest APR,

...for goods and they are covered for up to 90 days against loss, theft or damage. You can, for an additional fee (78p per £100 outstanding on the card balance), choose optional repayment protection against accident, sickness and disability, and Cardguard (from £15 per year). Cardguard protects ALL your bank, store and credit cards against loss or theft, anywhere in the world, 24/7/365. It can also cover the cost of replacing passports and drivers licences. The card may not have lowest annual percentage rate on the market, but the package is second to none. If you are wanting a card that gives you flexibility of payments and excellent customer care, I would recommend the HSBC Gold Card....

glen.bolton 13.11.2003 · Read review
Ciao members have rated this review on average helpful
Review of HSBC Gold Card

Xbox Live Gold Overview/Review

Advantages: Many Features! Cheap
Disadvantages: Needs Broadband Connetction

...If you have an xbox 360 i'm pretty sure you have at least tried Xbox Live Gold. If not I'll give you a run through. Xbox Live is a place where the gaming community can get together. They can play nearly every game online with each other and communicate even if not on the same game. There are two levels of xbox live. Xbox live gold (which averages out to £3.33 a month) and Xbox Live Silver (averages out about 0p a billion years!) I'll simply give you the differences available: Xbox Gold: You can play online on any game You can download everything from the xbox live marketplace With silver you can talk to friends, use MSN messenger, download but not play online whenever you want. Xbox Live has plenty of features I will now tell you what these our. The Xbox Live Marketplace: The xbox live market place is basicly...

JackCanning 11.04.2008 · Read review
Ciao members have rated this review on average helpful
Review of Microsoft Official Xbox 360 - Xbox Live Gold Membership Card

Xbox Live : 3 Mounth Gold Membership

Advantages: Great Fun and Great When Playing With Friends
Disadvantages: None So Far

...Xbox Live 3 Month Gold Membership For all of the people who want to make the most out of their Xbox 360 Console this is without a doubt the best way to do so. I do recommend that you buy a 12 Month Gold Membership as you will save £20. The great thing about Xbox Live is that you can play many gamers all over the world. With Xbox Live you can check how you match up to the rest of the world by viewing the online leader boards which are available for most games. Memberships - 1 Month Gold Membership (£4.99) - 3 Month Gold Membership (£14.99) -12 Month Gold Membership (£39.99) When you are all set up with your Xbox Live account you can download premium content from the Xbox Live Marketplace. Some content is free but the majority of premium content costs money. To buy things from the Xbox Live Marketplace you must pay...

xXx-Peter-xXx 04.06.2008 · Read review
Ciao members have rated this review on average helpful
Review of Microsoft Official Xbox 360 - Xbox Live Gold Membership Card

gold is gold

Advantages: low interest rate
Disadvantages: no reward scheme

...Having had one of hsbc's gold cards for a couple of years now i must say i am happier with it than with the standard card i had before, this is due to the extra benefits you get. It carries the visa symbol and is accepted in over 15 million outlets worldwide, if you feel that your credit limit is not enough you can call them and apply for an increase, as they may charge 15 pounds if you go over the limit. Balance transfer facility is available from other cards and is almost interest free for six months. I am able to withdraw upto 500 pounds a day in cash but this is charged at 1.5% minimum 1.50 pounds per withdrawal. I like the purchase safeguard that they offer which means that all goods purchased up to 3,500 pounds are automatically insured against loss, accidental damage or theft for 90 days up to a maximum of 10...

scott1 10.12.2002 · Read review
Ciao members have rated this review on average helpful
Review of HSBC Gold Card

America 1st Gold Card

Advantages: Cheap International Phone Calls from the UK
Disadvantages: None

...The America 1st Gold Card is a prepaid International phonecard which offers discounts of up to 85% off the cost of an international call from the UK. It uses the Telco network which means it is backed by one of the largest phone card distributors in the UK. The cards themselves come in £20, £10 and £5 denominations. The £20 card has £5 free calls on it. This card offers fantastic rates to call the US and other worldwide destinations. I have bought this card from www.thephonecardsite.com an online phonecard site. They accept credit cards and email the pin number to you. It is a very easy to use site. ( Please see my review on thephonecardsite.com ) There are 3 access numbers depending on where your are calling from in the UK. A local access number, a London access number and a Freephone access number. The card expires...

keyboardgirl 15.11.2003 · Read review
Ciao members have rated this review on average helpful
Review of America1st gold card

The Asset Gold Card

Advantages: No annual fee, Competitive rates, loads of extra benefits
Disadvantages: You have to earn over £12000 a year

...About a year ago i decided that i needed a credit card. I believe that everyone should have one, you never know when you might need it. I get loads of junk mail, as i suppose everyone does, about credit cards, loans morgages etc. I had already decided that i needed a credit card and this was the next bit of mail that i got through the door. That is not the only reason for choosing it, i had a good read through and there was loads of offers and benefits for the card. It was also quite a competitive interest rate of only 15.9% APR. I must admit that i am not up on interest rates etc but this sounded OK. At the time there was a £10 low usuage fee that was charged if you didn't use your card more than 10 times a year. I didn't think this would be a problem so didn't worry about it. Anyway, i applied for the card and received it a week...

spanna123 11.04.2002 · Read review
Ciao members have rated this review on average helpful
Review of LloydsTSB Visa Card