Excellent value home contents insurance

Advantages: Value for money
Disadvantages: On-line form was a bit confusing

...Having received a renewal quote for my home contents insurance I decided to shop around and chose the Post Office as one to try. On-line application I obtained a quote online from their website. The website was fairly easy to navigate and the form relatively easy to complete. A few of the questions had me a bit stumped for an exact answer as it was from a list of drop down menus however I finished the quote. I was amazed at how much I could save. Their quote came out £100 less than any other quote I received. The benefits I received were also better than other comapny quotes I had. Confirmation letter I received a confirmation letter in the post of the quote. The letter was very easy to understand and didn't contain lots of jargon or legal terms. Having received the quote I was able to easily check the information I...

borstal 06.03.2007 · Read review
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Review of Post Office Home Contents Insurance

Save a small fortune on home contents insurance

Advantages: Easy, on-line, helpline if required, cheaper
Disadvantages: None

...AA Insurance on the internet has just done it again for me. Having saved several hundred pounds by using the AA rather than just renewing my buildings insurance with Lloyds TSB they have just saved me a further £300 on my home contents cover. It couldn't be easier - a few minutes on-line via www.virginmoney.com got me a range of insurance offers using a host of respected names and all at substantial savings over what I had presumed to be a fairly competitive package offerd by my own bank. You even get a discount for booking on-line. Don't just take my word for it, try it for yourself and see how much you can save. Motor insurance will be my next port of call when it comes up for renewal....

sef 12.11.2000 (10.12.2000) · Read review
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Review of AA Insurance Services - Home Insurance

More Th>n home insurance

Advantages: Staff, Policy, Options, Cost
Disadvantages: None so far

...standard. Now like most home insurance policies they limit the amount they will pay for one single item and that is currently set at £7,500 (contents) which in my opinion is high enough for the normal runoff the mill family. With regards to accidental cover the most they will pay out for any one item is up to £1500 now on their policy you can specify more expensive items. I have done this every year and the premium has never ever increased. It's always safer to specify those items just in case, it means should your Plasma TV at £4500 be broken accidently they would cover you. For an additional £14.00 per year you can have More Th>n legal services, which will provide you with up to £50,000 worth of legal expenses to cover you in the event of Personal Injury, Residential, Tax and consumer protection. You also get a 24hr helpline. I have never...

marcellep2 03.06.2008 · Read review
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Review of More Th>n Home Insurance

More Than Home Insurance.

Advantages: Cheap
Disadvantages: Hopefully there won't be any....

...Home insurance really is one of those things that everyone hates having to pay for..... but of course it's 100% necessary and you don't want to get stuck without it. This review is suitably timed for me. My grandparents who live in a very old house in Nottinghamshire have just literally just experienced a fire in their out sheds (my Grandad keeps old cars). They are not insured (note, they don't really trust banks either) and are lucky that the fire did not spread to the house itself...... So there goes the old cars and hopefully they'll get some insurance now...... Anyway we signed up for home insurance with MoreThan about two months ago after the Post Office got rid of another one of its services..... MoreThan was recommended to me by a friend and so far they have been very helpful and accommodating and thus I would...

nickyturnill 27.02.2005 · Read review
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Review of More Th>n Home Insurance

halifax building and contents insurance

Advantages: supposedly comprehensive cover
Disadvantages: too expensive for existing customers

...My buildings and contents insurance has been with the Halifax for many years and even though I shopped around, it always came out well for price and unlimited contents cover. This year, however, the renewal was £930. Comparison websites produced several cheaper quotes but the only one that was directly comparable was M & S at £600. As the Halifax were also offering to beat your quote and freeze for 3 years I tried their website but was unable to get a quote online because I was already a customer! So I tried again using next door's house number with all my details. Result- £560!!! So I went into my local Halifax and showed them the details, the chap was as staggered as I was. So he phoned a Halifax insurance expert who took all my details again and offered a quote of £970!!!!!!!! I politely declined the new quote, which could have been...

walterdeco 21.10.2007 · Read review
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Review of Halifax Home Insurance

Home Contents Cover - How Customer Service SHOULD be...

Advantages: Value for money, excellent cover and speedy, courteous service.
Disadvantages: Compensation is paid is in form of gift cards to specific retailers. Cash would be more flexible.

...BACKGROUND As a Direct Line (DL) car insurance customer, I was offered the opportunity to take out home contents cover at a special 25% discount for existing customers. Having been with Norwich Union (now Aviva) for a while and experiencing ambivalent service when I needed them, I decided to go for it. Norwich Union may have ?quoted me happy? when I first took out cover, but their renewal premium (I had made no claims at he time) left me cold and decidedly unhappy. That was three years ago, and I haven?t looked back since. HOME CONTENTS POINTERS Here are a few tips for the uninitiated on home contents cover. Often people base their purchasing decision solely on the premium, but is vital to compare like for like when trying to decide between potential providers. Look at the small print and make sure that the features you...

Hishyeness 10.03.2009 (28.04.2009) · Read review
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Review of Direct Line Insurance plc

Halifax Home Insurance delivered on their promises

Advantages: cheap, lightening fast turnaround, excellent customer service
Disadvantages: None

...I have only had Halifax home contents insurance for 8 months and I took it out because they were offering the best deal at the time. I pay £180 per year and that includes accidental damage, personal belongings while away from the home and with a £50 excess. I spilt something on my antiquated computer the other day and gave them a call. I made the phone call on Wednesday evening and received a phone call on Thursday morning as promised by the people who were going to come out and "inspect" and possibly repair my PC. As it stood, they advised that because my computer was quite old in today's standards they would send me out a brand new the very next day! I was absolutely amazed - they did not want to come out and look at the old one first, they trusted that I was telling the truth with the model that I currently had. They offered...

tiffandstevie 03.11.2007 · Read review
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Review of Halifax Home Insurance

Insure your home with Esure

Advantages: Great service, option to include home emergency at a reasonable cost.
Disadvantages: none

...I have had my household insurance with Esure for the last year. (Both buildings and contents - you get an additional discount if you take the two together - 15% as far as i am aware). Like any insurance its a burden to pay and the majority of the time you never claim! This can be frustrating especially if your renewals go up. Fortunatly for me i recieved my renewal notice which is due on the 25th Feb 2006 and the premium has gone down!! Yay!! I called Esure and discussed the fact that i felt i was insuring my buildings for too much money, they were really helpful and told me which documents i need to look at to get the correct re build cost. On doing this, i was right......they reduced the sum insured and again my premium dropped!! Oh....just before i ramble on....just to let you know if you get a quote on the internet its...

pugs26 21.02.2006 · Read review
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Review of Esure Home Insurance

Halifax Insurance

Advantages: None
Disadvantages: Will not pay for water damage full stop!

...On returning from our family holiday we were greeted by a neighbour that was looking after our home. She informed us that there were extreme weather conditions and we had suffered a leak to our bay window flat roof. Our neighbour to her credit had minimised much surrounding damage as she could. Nevertheless the laminate flooring was damage and the ceiling had sagged considerably as a result of the rainwater. We are insured via St Andrews Insurance PLC who is actually also Halifax. They sent someone to assess the extend of damage and on concluding this arranged to send someone to take samples of the Artex on the ceiling as some ceiling textures used asbestos. When the results came back they were found to be positive. There was a period of silence for about a week or more and when I contacted them to find out how the claim was progressing...

tspeid 09.11.2005 · Read review
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Review of Halifax Home Insurance

Natwest Home Insurance is fab

Advantages: Easy to set up and to claim
Disadvantages: None as yet

...Natwest home insurance are fabulous. Easy to set up and talk to, everything can be done by phone. The costs are actually quite good and the cover is excellent. Fortunately we haven't had to use it more than once, but when we did I must say I was impressed. We recently travelled to Cuba and on our return to Manchester airport after a 10 hour flight over night, my youngest son put down his bag whilst helping us get the luggage off the belt. You guessed it someone stole his bag. Now the airport were not much help and neither was the police, but i got it logged with both. After a week, hoping someone would hand it in, it still had not turned up, so i reported it stolen to the police and they suggested i phoned my contents insurance provider. We rang natwest who asked for the crime reference number, very few other details like...

mandilou66 21.05.2007 · Read review
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Review of Natwest home insurance