Endsleigh on line Travel Insurance

Advantages: Cheaper on line Insurance no middleman
Disadvantages: None

...I search the Internet a few weeks ago for on line travel insurance because I was on a business trip to Europe... I looked at at least half a dozen companies but www.endsleigh.co.uk came up trumps with comprehensive cover in Europe for 6 days at around £16...not bad at all considering all their ' extras' a policy worth paying for.. two weeks ago upon my return fromEurope I booked a flight to Florida with BA and decided to give Endsleigh an other chance for a quote..for 18 Days insurance Worldwide on a fully Comprehensive basis the price was £45 excllent really, considering the inferior insurance offered by some travel comapnies at nearly twice the price....it really does pay to shop around... I realise that I could have paid for an annual policy but I preferred to go for this one off World Wide Policy... I have no idea what...

Dalesman 14.07.2001 · Read review
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Review of Endsleigh - Travel Insurance

Avoid Direct Travel Insurance

Advantages: V. Cheap
Disadvantages: You get what you pay for

...Direct Travel Insurance - Avoid! My wife, Jill, was diagnosed with breast cancer on August 29, 2008. We had our holiday booked for September 8 so I asked Direct Travel Insurance for a claim form. The form arrived from AIG around September 3. AIG are the company Direct Travel Use to process their claims. It had four pages of A4. Three to be filled in by me and one by Jill's doctor. OK so far. After lot's of ink and £25 for the doctor, I returned the forms a couple of days later. The form signed by the doctor stated that Jill had a hospital appointment for the day we were due to fly. Despite this, AIG continued to turn awful into horror. After about three weeks a letter arrived from AIG asking for the tickets. They knew we were flying with JET2.com, which is a ticketless airline but AIG appeared to have forgotten. I reminded...

Shornoff 29.11.2008 · Read review
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Review of Direct Travel Insurance

Great value travel insurance

Advantages: Very competitive price, underwritten by Axa
Disadvantages: I haven't found any

...Travel insurance is one of those things to which most of us give little or any thought. A former colleague flew to America without travel insurance and contracted gastro-enteritis. He didn't seek medical assistance because it is so expensive in America and it really spoiled his holiday. Compared to some he was lucky. A heart attack in the USA could set you back tens or hundreds of thousands of dollars in treatment costs. If you're too young to think about heart attacks, how about a car accident? If you go on a package they'll insist you have insurance and you can just take their standard package. This is adequate for most people, but it's not a cheap option. I'm taking a self drive trip to Germany for 5 days shortly and the package operators standard package was over £50. By selecting the right levels of cover with Direct-Travel...

tsr2 19.07.2003 (17.01.2004) · Read review
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Review of Direct Travel Insurance

Travel Insurance- Don't leave home without some!

Advantages: Good Value, Quick and Professional
Disadvantages: None that I could find!

...,500 baggage and belongings cover - and watch out for policies which limit the amount you can claim for any one item. Check that the total covers you for what you?re actually taking abroad. * Personal liability of at least £1m, to cover you if you cause injury or damage * Compensation for trips which may be cancelled or curtailed ? and the costs of getting you home in an emergency A 24-hour emergency line, and cover for your legal costs In the end we settled with Direct Travel Insurance Services that can be found at www.direct-travel.co.uk. This excellent value, award winning travel insurance has several types of premiums to choose from. Some examples are: Single Trip Premiums for 11-17 days Premier Plus Cover in the UK for a family is £22, Europe is £29, Worldwide excluding USA, Canada and the Caribbean is £66 and Worldwide...

ukusa 31.03.2005 · Read review
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Review of Direct Travel Insurance

Essential Travel holiday insurance - don't buy

Advantages: They make it easy to buy Essential Travel insurance.
Disadvantages: They make it so difficult to claim that your insurance is as good as worthless.

...Essential Travel initially look good, its a competitive price and they make it very easy to puchase this on-line, however when you come to claim they make it so difficult that your insurance policy is practically worth less. First tactic - (if you ring up first) they tell you that you are not covered by the insurance policy you took out with them and will be unable to claim. This puts most people off - but for those that persevere and read the lengthy policy document properly, find that they can in fact claim. Second tactic, when you do put in a claim they keep demanding more and more documentation before they will pay up. Receipts are not enough, you then need letters from the companies as well. They keep requesting more and more difficult to aquire documentation until you just give up or come up against a brick wall. I...

RJane 01.06.2009 · Read review
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Review of Essential Travel Insurance

ESSENTIAL TRAVEL INSURANCE

Advantages: NO INCREASED PREMIUM FOR PRE-EXISTING MEDICAL CONDITIONS
Disadvantages: NONE

.... The benefits were as follows:- BENEFIT LIMIT EXCESS Standard baggage cover (per person) Baggage and personal effects £1,500 £50 Single article limit £250 Valuables limit £250 Loss of passport documents £300 £50 Delayed baggage £100 nil Personal money £300 Cash limit £200 £50 Cash limit (under 18) £100 Standard cover per person Medical expenses £5,000,000 £50 Cancellation/curtailment & £3,000 £50/£20 Abandonment loss of deposit Hospital benefit £20 per day up to £500 Nil Travel delay up to £100 nil Personal accident £20,000 Permanent disablement £20,000 Loss of limbs £20,000 nil Death £10,000 Death (under 18) £1,500 Missed departure £600 £50 Hijack and mugging £500 nil Personal liability £2,000,000 £50 Legal advice and expenses £15,000 £50 Assistance services unlimited n/a Domestic pet...

SBROWN487 25.08.2005 · Read review
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Review of Essential Travel Insurance

Car Insurance

Advantages: Cheap, quick
Disadvantages: no nodding dog

...When it comes to car insurance, i'm afraid i'm a bit lazy. Don't get me wrong, i do have insurance but i haven't got the time to shop around and find not just the cheapest quote but also value for money. I've been driving for 9 years now and even when i've bought a new car. i've just gone along with the same company. A friend of mine told me i was stupid and could be saving money by getting quotes from other companies. But i was settled with what i already had. I was paying them for insurance and breakdown cover and in the 9 years i've only had to call them out once when the wife accidently left the light on on her sunblind and flattened the battery. But it's not the wife's fault I hear you all shout! Anyway i moved last year to what i considered a better area when considering car crime and i also now had a garage to house...

bifbails 27.01.2006 · Read review
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Review of Churchill Insurance Company Limited

BEWARE OF NAT WEST VISA GOLD TRAVEL INSURANCE

Advantages: Given as a complimentary bonus for Gold Card holders
Disadvantages: New exemption clauses have recently been inserted regarding pre-existing conditions.

...BEWARE OF NAT WEST VISA GOLD TRAVEL INSURANCE. I have had the misfortune of trying to claim for cancellation of my holiday in August 08 due to the sudden death of my father who was fit and playing table tennis in a league match when he died. The trauma has been made worse by the company which deals with the NATWEST travel insurance - IGCS: Inter Group Claims Services. They have tried every avenue to find a way not to pay out and made things extremely difficult by demanding letters from my father's GP to give details of his medical condition. To cut long story short, they have turned down my claim since they state that he was in hospital within the last 12 months (in fact he was in hospital in June 07, 14 months before he died but they are saying from when we booked the hol. which was January 08). This clause 13 exemption was written...

Trarcher 25.11.2008 · Read review
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Review of Natwest Bank - Travel insurance

WORST INSURANCE COMPANY-AVOID BUDGET

Advantages: NONE
Disadvantages: EVERYTHING- YOU WILL BE CHARGED FOR THEIR MISTAKES

...i too had a bad experience with this firm and as a result did not want to renew my insurance with them. I too never received my insurance certificate etc and after several phone calls where they told me it was in the post, it suddenly clicked to them that they had the wrong address for me..can you believe this they forgot to put a door number. However much to my disgust i was charged £10 for the extra policy they sent me as a result of their incompetence. I did not renew with them this year but guess what - they sent me an email saying they have deducted £290 from my card for renewal. i called them up to complain & they told me as I had not called them to cancel renewal they will 'automatically renew the policy'. I never heard of this before and told the call center guy who said its their company policy and that i should read...

katty73 09.08.2008 · Read review
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Review of Budget Insurance Company Limited

Insurance For New Drivers? Ohhh yes!!

Advantages: Cheapest insurance for new drivers
Disadvantages: Hard to contact

...As a new driver (I only past three weeks ago), I had to shop around quite a lot to find an insurance company to cover me as a learner driver. The challenge was to find someone who would provide fully comp for a reasonable price, without having to involve parents as a policy holder. The website I used orignally was www.confused.com, an absolutely fantastic website that will help you find the perfect company for you, without taking a fee. Basically, you register by typying in all your details of the car, age, name etc on their website and they take this information to all the companies registered with them (there are lots!) and email you back with a response. The cheapest one for me came up as Churchill out of a lot of strong contenders like Diamond, a company targeted specifically for girls. The first thing I found was that...

tashat 08.05.2005 · Read review
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Review of Churchill Insurance Company Limited