(+) flexible, available for 95% mortgages, interest calculated daily, no arrangement fee, no indemnity premium, no tie in period, online/ telephone 24hrs (-) lacks personal touch, not available for 100% mortgages, (mortgage deeds not stored), may not suit older persons i.e. up to 65 years due to age restric (*) (On Ciao since: 06/2008)
The new edition of this popular title has been expanded to cover the international aspects of lending, in particular, the Middle East, Africa and South America....... more
The new edition of this popular title has been expanded to cover the international aspects of lending, in particular, the Middle East, Africa and South America. It covers the impact of the latest techniques of lending assessment as well as legal issues concerning lending to corporate and private individuals. It features chapters on acquisition finance, franchising, factoring and control of a lending portfolio. It also offers a perspective on the increased use of technology against traditional lending techniques.Some highly topical areas have been expanded. Soverign risk has been incorporated and the whole area of rating agencies has been updated to include the difference between the ratings and the primary need of the banker, i.e. the Probability of Default. Finally there is now greater emphasis on the analysis of cash flow and the switch by lenders from the analysis of profitability and the need to produce and use cash flow projections."
Principles of Lender Liability Providing a single point of reference, this book covers situations in which banks can incur liability, giving a practical...... more
Principles of Lender Liability Providing a single point of reference, this book covers situations in which banks can incur liability, giving a practical consideration of the central issues and as well as the underlying general principles. It addresses liability in negligence and contract from an English law perspective, with reference to Scottish and Commonwealth law. Full description
Credit Scoring for Risk Managers: The Handbook for Lenders - 1450578969
Credit Scoring for Risk Managers This is the second edition of Credit Scoring For Risk Managers: The Handbook for Lenders. Like the first edition, it...... more
Credit Scoring for Risk Managers This is the second edition of Credit Scoring For Risk Managers: The Handbook for Lenders. Like the first edition, it was written for bankers and other consumer lenders who need a clear understanding of how to use credit scoring effectively throughout the loan life cycle. ... Full description
* Sets out the foundations of lending and corporate strategy * Covers more complex issues such as the analysis of available information* A practical book that...... more
* Sets out the foundations of lending and corporate strategy * Covers more complex issues such as the analysis of available information* A practical book that shows how to use the techniques available to make a good lending decision* Covers partnerships, trusts, and other non-standards as well as problem classified loans and limited companiesThis book should enable the reader to learn how to make a good decision on lending to a corporate customer. Corporate strategy and the canons of lending form the basis of this book. Students will need a more complete corporate picture using financial and non-financial information so that they can understand the security, product, and pricing considerations. The book also examines the particular relationship between the lending bank and different corporate customers, including, of course, companies but also partnerships, Limited Liability Partnerships, trusts, non-profit-making bodies and other non-standard/non-personal customers.
106 Mortgage Secrets All Borrowers Must Learn: But Lenders Don't Tell - 0470152869
Paperback. Pub Date: October 2007 Pages: 288 Publisher: John Wiley The only guidebook that shows you how to Finance any property - with or without Bank approval...... more
Paperback. Pub Date: October 2007 Pages: 288 Publisher: John Wiley The only guidebook that shows you how to Finance any property - with or without Bank approval Would you like to discover all of the many ways that you CAN Finance real Estate Want to learn how to cut your financing costs. avoid pitfalls. and negotiate the best terms Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell. Second Edition guide you. Fully updated. this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides. this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing. assumables. subject-to. wraparounds. lease options. foreclosures. and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recentl...
A delightful book that is bound to be popular with children who have already enjoyed Puddles' first adventure. Having finished her favourite lunch, and always...... more
A delightful book that is bound to be popular with children who have already enjoyed Puddles' first adventure. Having finished her favourite lunch, and always looking for an adventure Puddles decides to go to church. There she meets the various church helpers who are busy getting ready for the Sunday service... Will Puddles lend a helping paw or will her mischievous nature prove a hindrance? "My six year old daughter simply loves this book, the colourful illustrations and of course Puddles the cat."
Advantages: An excellent sub prime lender with very competative rates Disadvantages: They only deal with brokers or mortgage packagers
...Having read every review on this site for Future Mortgages I immediately became disturbed at the reactions and negative feedback that so many people have had towards this particular mortgage lender.
However, after digesting each review it became apparent to me that, although they are from personal opinion, and of course, we are all entitled to our opinions, I felt they were unfairly directed...
05.01.2008 16:05 (05.01.2008 16:04) ·Read review
Ciao members have rated this review on average helpful
Review of Future Mortgages
Advantages: Affordable and wonderfully flexible Disadvantages: They make money from you, they all do.
Mortgage-wise they have won the Which? Best Mortgage award several times over. They are currently in the Independent Newspaper's top 3 lenders and savers for year 2000. Whatever your mortgage needs, chances are that Nationwide have a deal for you. Also, they have less tie-in restrictions than most others.
As one of the largest lenders in the market place, I strongle recommend that you get a quote...
Advantages: Flexible, cheap, helpful and efficient Disadvantages: It wasn't around a year ago when I needed it then!
...had some good points though, like no Mortgage Indemnity Guarantee (MIG), no arrangement fee, and a valuation cost us a whopping £1. We also got £350 Cashback. This was on a repayment basis, so there was also an element of stability attached to the loan.
So why am I moving my mortgage to another lender?
Because I discovered Intelligent Finance (IF), or rather a very nice Independent Financial...