Lloyds banking

Advantages: Easy way to keep track of finances
Disadvantages: Can be slow at times

...Lloyds TSB internet banking lets you manage your finances, apply for loans, credit cards, mortgages & pay off bills from home or anywhere with internet access. It seems very secure, you have a 9 digit username which is randomly given to you to prevent people guessing then you have a password which much be more than 6 digits & preferably a mix of letters & numbers. You then also have to enter your memorable information which very similar to a password therefore can be pretty much anything you want it to be as long as you can remember it! It can sometimes be irritating having to enter this infomation every single time not to mention time consuming if you're in a rush to check your account balance but it does make it that little bit more secure & give you the extra peace of mind that your finances are secure. Once you have...

Great_reviewer07 12.01.2009 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Lloyds TSB admin meltdown - is it safe to bank with them?

Advantages: good, clear website. reasonable rates and charges
Disadvantages: Poor support, no communication between departments, worrying security lapses

...Having banked with LLoyds for 27 years, I am now seriously considering whether to move my money elsewhere. Post "credit crunch" , the powers at LTSB clearly thought that, instead of looking at their own failings, they would respond to the financial crisis by shedding thousands of experienced staff doing the day-to-day admin of the bank, relying on cheaper costing minions who frankly haven`t a clue instead. In the last few weeks, LTSB have "lost" long-standing direct debits , failing to provide an explanation as to what had actually happened. (this included the one that paid off my LTSB credit card bill, with the bank charging me a late-payment fee - because I "failed to clear my bill" - ridiculous). More worryingly, I also received a text from them, telling me that my debit card had been used fraudulently abroad,and was told that...

dickobaker 02.11.2009 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Online Banking With Lloyds TSB

Advantages: Pay bills without visiting the bank, online statements, transfer money between your accounts
Disadvantages: Statements sometimes a few days behind

...Online banking with Lloyds TSB is easy and free. To sign up, all I did was go into my nearest branch and picked up a form. Filled in the form and sent it off and within a few weeks I recieved my user ID and my password. When you log you can transfer money between your accounts and pay bills without the fuss of actually visiting the bank. View a statement online and see a list of your standing orders and direct debits. The statements maybe a few days behind the actual date but are very handy, as you can see when and where you are drawing out your money plus any money that has been credited to your account. All this for free as some banks charge you to order a statement. You can also download your statement and import it into a money program such as Quicken. Another handy feature that I use is the "Making A Payment" option...

glerwell 01.05.2001 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Lloyds TSB Internet banking

Advantages: Check your account anytime, access features any time
Disadvantages: None so far

...I have been with Lloyds TSB for many years,and have to say that, for the most part, they have been pretty good with me, but the purpose of this opinion is not to rate TSB, rather to rate their internet banking service. Joining is pretty straight forward,you fill out an on-line form, and Lloyds TSB susequently send you a form in the post with your personal details and activation code.This is assuming that you are already a TSB customer. Once your account is active, each time you log on you are asked for your code, your password, and another question based on information that you have supplied previously.When you log on make sure no one is watching, because they could access your account, the results being obvious.After you have finished ensure that you log off for the same reason. The web-site itself looks a little boring, but is...

RoyC 03.04.2003 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Banking made easy

Advantages: easy to use, clear information, quick to load, easy to apply for new products
Disadvantages: none

...I've only been banking with Lloyds TSB for a year, but I have found their service to be exceptional in this time. I was given access to internet banking in branch when I opened my account and given my password etc at that point. By the time I logged in when I got home, it was all up and running. The log in process is pretty simple, and I would also very secure. You are given a 9 digit number which acts as your username. You then create a password (letters and digits) that you need to remember. Once past this log in screen you are taken to a screen where you have to enter 3 letters. These letters are random combinations of letters of your 'secure word' that you have selected, eg. 1st, 3rd and 7th letter etc. I have on one occasion entered these incorrectly too many time and been locked out of my online banking but this was...

katherineh123 25.10.2009 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Lloyd Banks is on fire

Advantages: Listen to Lloyd Banks at his best!
Disadvantages: After listening ti the album you him to bring out another one now!

..."Rotten Apple" is Lloyd Banks 2nd official album and a follow up to his 1st album and a follow up from his 1st album "Hunger For More" i recommend his to any hip hop fan, if you like Lloyd Banks this album is deffinatly for you. This is simply Lloyd Banks at his best he lyricaly proves he is a rapper of real quality. The album includes hit singles "Hands up", "My House", and "Cake" featuring 50 Cent. Other artists included on the album are: Mobb Deep,Keri Hilson, Musiq Soulchild, Rakim, Tony Yayo,Keaon Bryce, Young Buck, Scarface, 8Ball, Marsha Ambrosius and Spider Loc. The Executive producer is 50 Cent (Eminem produces a couple of tunes aswell) and the Co Executive producer is Sha Money XL. This album is a must buy to any hip-hop fan. TRACKLIST: 1- ROTTEN APPLE - Featuring 50 Cent & Prodigy 2- SURVIVAL 3- PLAYBOY 2 4...

interscope123 09.03.2007 · Read review
Ciao members have rated this review on average helpful
Review of Rotten Apple (Parental Advisory) [PA] - Lloyd Banks

Online banking with the Black Horse

Advantages: Very secure and easy to navigate
Disadvantages: None

...Lloydstsb.com ~~~~~~~~~~~~~~~~~ What is Lloydstsb.com? ~~~~~~~~~~~~~~~~~~~~~~~ This is an internet banking service provided by Lloydstsb Bank, which allows you to access and manage your financial matters from the comfort of your own home, or anywhere where there is access to the internet. You do not have to be a customer of Lloydstsb to open an online account with this company, all you need to do I register to apply for an internet banking account which is free. How to Join. ~~~~~~~~~~~~~~~~ Registering for an account with Lloydstsb.com is easy and free, and can by done by clicking the register link below the log on buttons on the Lloydstsb.com homepage http://www.lloydstsb.com. This link takes you to the registration selection page, which will give you a choice of either business or personal accounts to register for...

welshwickedone 04.09.2006 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking

Banking with Lloyds TSB

Advantages: None
Disadvantages: Unethical, pushy sales, poor rates

...Lloyds TSB are becoming increasingly irritating with their in-branch pushy sales tactics. What used to be a five minute visit to the bank has now become 40 minutes as they try and sell you a mortgage, credit card, loan, insurance or an up grade to your account. If I do need to go into a Lloyds TSB branch, I mentally prepare myself before entering so that I am ready to speak assertively when the cashier asks ''There is something flashing up on your account. Do you have a few moments to speak to someone about this? It could be important.'' Don't be fooled. This means they want to take you into a room to try and sell you products and you will feel very awkward about coming out of the room, 40 minutes later, without agreeing to insurance/ credit card/ mortgage. I was also getting a phone call every day at home until I asked to come...

kitty08 29.10.2008 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB

Lloyds - Terrible Student Banking

Advantages: none
Disadvantages: very poor and complicated service

...Money, money, money, must be funny in a rich man's world. However, if you are very poor and have just graduated, it is more akin to depression rather than hilarity. In my infinite wisdom 12 years ago, I wanted to choose a bank that had a nice colour scheme and tropical fish in its branch, rather than going for the best long-term investment interest rate (I was 8 at the time). So, I chose Lloyds, gradually saving up my pennies, and getting excited when the monthly statement used to arrive (Mum, look! I've got post!!!). Now I dread the drop of the shiny white envelope on my mat... What follows is a personal (and, ahem, very moving) account of my recent woe with Lloyds TSB. If you are about to become a student, or are thinking of changing to this account, read this closely. It may save you a lot of hassle... For a number...

stoffy 29.08.2001 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Accounts

Lloyds TSB Online Personal Loans

Advantages: Online Loans very quick, easy and hassle free
Disadvantages: Possibly too easy to get your hands on the cash

...every case when you got a quote this wasnt the rate applied. To get this rate i had to borrow enough money that i could afford to be personally fed truffles by David Beckham in The Palm resort in Dubai. However when i entered my loan amount, under 10k, i found that the APR was almost exactly the same from one company to the other and only amounted to pennies difference each month. Having realised the actual cost element was virtually identical i decided that my other requirement was the firms reputation and also the ease of actually using their website. Due to banking with Lloyds TSB i decided that they would be my first point of call to obtaining the car of my dreams that i would drive off into the sunset clutching a beautif......sorry, got carried away with my writing. The Application As previously mentioned i bank...

Schmit 16.01.2006 · Read review
Ciao members have rated this review on average helpful
Review of Lloyds TSB Online Banking