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Egg Loans
(+) Quick, easy, excellent customer service (-) none (*) (On Ciao since: 06/2008)
User reviews
(20)
Finance > Banking & Personal Finance > Loan Lenders
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Cahoot Loans
(+) Low Interest Rates, Daily Iterest, Flexible (-) Online Account Only, Temptation To Only Pay The Minimum Amount (*) (On Ciao since: 06/2008)
User reviews
(18)
Finance > Banking & Personal Finance > Loan Lenders
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Zopa Loans
(+) Better interest rates for borrowers and lenders alike - just don't expect it to be an easy ride (-) Lenders - Don't tie up money you might need quickly (*) (On Ciao since: 08/2005)
User reviews
(9)
Finance > Banking & Personal Finance > Loan Lenders
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Local Education Authority Student Loan
(+) Much needed financial aid (-) Consider repayments first (*) (On Ciao since: 07/2000)
User reviews
(62)
Education & Careers > Higher/Further Education > Student Finances > Student Loans
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Tesco Personal Finance Loans
(+) Good rates and well trained staff (-) Decision process on loans may be too long for those in need of money quickly (*) (On Ciao since: 05/2001)
User reviews
(13)
Finance > Banking & Personal Finance > Loan Lenders
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Abbey Loans
(+) cheap loan rates at 7.9% no need for payment protection (-) customer service, conflicting advice, don't return calls (*) (On Ciao since: 06/2008)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Student Loan Company
(+) cheap way of geting funds whilst studying (-) extremely poor serivces (*) (On Ciao since: 09/2001)
User reviews
(15)
Education & Careers > Higher/Further Education > Student Finances > Student Loans
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Northern Rock Loans
(+) Low rates advertised, but that's a trick! (-) They try to tie you in with a credit check (*) (On Ciao since: 03/2001)
User reviews
(8)
Finance > Banking & Personal Finance > Loan Lenders
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Lloyds TSB Loans
(+) Friendly efficient service, local call rates (-) lending the premium on top of the loan and charging interest (*) (On Ciao since: 06/2008)
User reviews
(6)
Finance > Banking & Personal Finance > Loan Lenders
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Picture Loans
(+) helpfull, non-judgeing (-) rates rise and mortgage changing fees (*) (On Ciao since: 09/2006)
User reviews
(3)
Finance > Banking & Personal Finance > Loan Lenders
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HSBC Loans
(+) Competative (-) None (*) (On Ciao since: 06/2008)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Halifax Loans
(+) No monthly repayments for first three months (-) APR rate can get steep up to nearly 23% (*) (On Ciao since: 06/2008)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Student Thrift Tips
(+) More money for booze. (-) Bigger hangover in the morning. (*) (On Ciao since: 08/2001)
User reviews
(10)
Education & Careers > Higher/Further Education > Student Finances > Student Loans
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Lombard Direct [TV Advertisement]
(+) Provides all the information you need if you want a loan (-) I don't want a loan, and this is a really annoying advert (*) (On Ciao since: 08/2000)
User reviews
(3)
Entertainment > TV > TV Advertisements > Financial > Loans
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The Student Loans Company
(+) Available funds when you need them, very low rates of interest (-) the most appalling customer service ever, pay on demand mentality (*) (On Ciao since: 05/2001)
User reviews
(4)
Finance > Banking & Personal Finance > Loan Lenders
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Barclays Bank Loans
(+) do what you can at a bank (-) too serious (*) (On Ciao since: 06/2008)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Intelligent Finance Loans
(+) free nine months cover, helpful customer service. (-) long time to answer customer service line (*) (On Ciao since: 06/2008)
User reviews
(7)
Finance > Banking & Personal Finance > Loan Lenders
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Sainsburys Bank Loans
(+) Quick and easy to arrange, decision given within a few minutes of application being made, 2 months before first payment due (-) £30 courier fee, don't get caught out with the additional insurance you probably don't want or need (*) (On Ciao since: 06/2008)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Alliance & Leicester Loans
(+) Cashback if you take out the 'protection', competitive APR (-) Cashback ONLY if you take the 'protection', pushy salespeople (*) (On Ciao since: 04/2001)
User reviews
(5)
Finance > Banking & Personal Finance > Loan Lenders
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Member Advice on Credit Cards & Loans
(+) Few (-) Many (*) (On Ciao since: 07/2001)
User reviews
(22)
Ciao Café > Member Advice > Member Advice on Finance
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1 - 20 of 1,007 results for "Loans"
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hands are loans. Keychain
* Durable acrylic key chain is crystal-clear and double-sided so the artwork or message is seen twice.* Sturdy metal ring holds your keys securely.* Full color...
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Postage & Packaging: Check Site.
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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Summer Loans - The Isles
Release Date: 2006-11-27, Audio CD, Melodic
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Postage & Packaging: Free!
Availability: Usually dispatched within 24 hours... |
amazon.co.uk
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Summer Loans
Summer Loans
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Postage & Packaging: £0.00
Availability: 3-5 working days |
Play.com (Mobiles)
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Photographic Print of American Liberty Loans Poster c. 1917 from Mary Evans
10x8 Photograph (25x20cm). Patriotic American poster encourageing people to buy USA bonds or Liberty loans to help pay for the war.
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 1-2 business days... |
amazon kitchen
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Photographic Print of American Liberty Loans Poster c. 1917 from Mary Evans
20x16 Photograph (51x40cm). Patriotic American poster encourageing people to buy USA bonds or Liberty loans to help pay for the war.
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 1-2 business days... |
amazon kitchen
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Jigsaw of American Liberty Loans Poster c. 1917 from Mary Evans
Photo Jigsaw 17x12 (43x30cm). Patriotic American poster encourageing people to buy USA bonds or Liberty loans to help pay for the war.
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 4-5 business days... |
amazon kitchen
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Framed Print of American Liberty Loans Poster c. 1917 from Mary Evans
Framed 10x8 Print (25x20cm) Black Grain Bevel with White Mount. Patriotic American poster encourageing people to buy USA bonds or Liberty loans to help...
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 4-5 business days... |
amazon kitchen
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Islamic Perspectives of Loans - 8172317441
Pages: 64, Paperback, Islamic Book Service
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Postage & Packaging: £2.75
Availability: Usually dispatched within 1-2 business days... |
amazon marketplace books
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Summer Loans - The Isles
Release Date: 2006-11-27, Audio CD, Melodic
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Postage & Packaging: £1.21
Availability: Usually dispatched within 1-2 business days... |
amazon marketplace music
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I Love Loane Mug
Text on Mug:Loane. * Custom coffee mugs are dishwasher-safe and microwave-safe. Colors are permanently baked into the mug''s surface.* If you have new...
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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I Love Loan Mug
Text on Mug:Loan. * Custom coffee mugs are dishwasher-safe and microwave-safe. Colors are permanently baked into the mug''s surface.* If you have new...
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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Jamais Seule - Loane
Release Date: 2008-05-12, Audio CD, EMI
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Postage & Packaging: Free!
Availability: Usually dispatched within 24 hours... |
amazon.co.uk
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Small Compass - Engraved Name On The Back: Loan
Small compass with engraved name on the back.Size: 1.69" (43 mm) x 0.39" (10 mm)
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 1-2 business days... |
amazon sports
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Small Compass - Engraved Name On The Back: Loane
Small compass with engraved name on the back.Size: 1.69" (43 mm) x 0.39" (10 mm)
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 1-2 business days... |
amazon sports
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Loan Sharks-CD
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Postage & Packaging: £0.00
Availability: Usually dispatched within 3 days... |
thehut.com
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I Love Loane Keychain
* Durable acrylic key chain is crystal-clear and double-sided so the artwork or message is seen twice.* Sturdy metal ring holds your keys securely.* Full color...
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Postage & Packaging: Check Site.
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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I Love Loan Keychain
* Durable acrylic key chain is crystal-clear and double-sided so the artwork or message is seen twice.* Sturdy metal ring holds your keys securely.* Full color...
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Postage & Packaging: Check Site.
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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Pocket mirror with engraved name: Loane
60 mm x 6 mm aluminum covered pocket mirror with a normal and a magnifying glass.
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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Pocket mirror with engraved name: Loan
60 mm x 6 mm aluminum covered pocket mirror with a normal and a magnifying glass.
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Postage & Packaging: free Super Saver Delivery
Availability: Usually dispatched within 6-10 business days... |
amazon kitchen
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Islamic Perspectives of Loans - Muhammed Iqbal Rangooul
Pages: 64, Paperback, Islamic Book Service
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Postage & Packaging: Free!
Availability: Usually dispatched within 24 hours... |
amazon books
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Loan (ar) Ranger
Advantages: Fun, easy to lend, makes you feel good, can earn better interest than a bank sometimes.
Disadvantages: Can lose your money, your money is tied up - I mean it's tied up for years (or forever)
...Zopa is a company based in the UK which offers an alternative way to make money for those who want to make money, or an alternative way to get a loan for those who want to get a loan. It's a bit like ebay, but for loans.
How it works ? borrowers
You can apply for a loan either by creating a listing, which is effectively your chance to plead to some lenders for their hard earned cash by appealing to their kind heartedness. If you put a picture up showing you're a good looking girl, or write an amusing yet convincing argument about why you want the loan then you might get a decent rate. If your case isn't good, or you've put up an ugly male picture, then you might be offered the money but at a worse rate. In reality of course people aren't going to judge people on looks and personality when it comes to lending money, I'm sure it...
hard_to_please
10.08.2009 ·
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Ciao members have rated this review on average helpful
Review of Zopa Loans
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Personal Loan
Advantages: Competative
Disadvantages: None
...I haven't wrote a review on Ciao for quite some time, so to get back into the swing of it, I thought I'd write about something I know quite a lot about!!!! HSBC Loans.
HSBC offer several ways of borrowing money, I'm going to talk to you today about the personal loan.
SOME BASIC FACTS
An HSBC personal loan is a good idea if you want fixed monthly repayments and you know exactly how much you want to borrow.
You can borrow any amount between £1000 and a whopping £25,000.
As I said the repayments are fixed which basically means you will pay the same amount back each month for the period of the loan.
Loans between £1000 and £15,000 can be taken over any period between 1 and 5 years. Loans over £15,000 can be taken over a maximum of 8 years.
An HSBC personal loan can be agreed for any purpose, and if you are accepted the money can...
coolaskaha
15.05.2004 (15.03.2006) ·
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Ciao members have rated this review on average very helpful
Review of HSBC Loans
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Egg Fried Loans
Advantages: Simple application process. Very flexible personal finance. Low APR
Disadvantages: Telesales staff very pushy with the payment protection sales.
...After making a decision to buy a new car, (see my previous op!) I shopped around for the best loan deal I could find that suited me.
The most obvious places, like my bank, or the place I was buying my car from did not offer anything favourable to me.
What I was looking for was a loan where I could be flexible, i.e. be able to pay off lump sums when I can afford it, or increase my monthly payments or take a month off maybe now and then. It would also be nice to clear the debt without incurring penalty.
So, after checking my banks website, and calling them, I searched on the net for flexible loans. Two familiar names came up, Egg, and Cahoot.
The Cahoot site didn’t load for me, I am an impatient sort, so they lost my business straight away. Egg was looking good already!
The Egg folk offer a number of personal...
alflavor
22.09.2001 ·
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Review of Egg Loans
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picture loans
Advantages: service
Disadvantages: changing rules
...Service from picture is ok when you initially get in touch with them, and the promptness is okay but please think twice before getting a loan with them if you are thinking of moving to a bigger house or in fact changing anything at all about your mortgage. we have had nothing but problems with Picture since we got a secured loan from them. We have a loan for £36,000 and were more or less told that if we didnt get the payment protection (a separate £9,000 loan) we would get loan. We were due to move to a bigger house, but picture said that they wanted all the free proceeds that we got after we had repaid our original mortgage. when I pointed out to them that this wasnt in their literature or the agreement, they said that this was a new rule that they had because of the current economic situation. Even though we were moving to a more...
frewster
31.08.2008 (30.08.2008) ·
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Ciao members have rated this review on average helpful
Review of Picture Loans
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The wacky loan-zone
Advantages: Easy to use, excellent rates, cut out the banks
Disadvantages: Some longer term rates can be less competitive for borrowers
...What's good about a Personal Loan? If all the junk mail and newspaper ads from the big banks are to be believed, a Personal Loan is a great product that everyone should
have! In reality, the best thing is usually receiving the money, and buying your big-ticket item or paying off those debts... it's rarely the loan itself, but that is
about to change, thanks to Zopa.
Zopa (short for the "Zone of Possible Agreement") is an online exchange offering savers the chance to lend money to borrowers in a safe and straightforward way.
Savers wanting to earn a higher rate of interest than they might get from a bank can pay money into Zopa and offer it to potential borrowers at rates and terms (length of time of the loan) that
suit them. Borrowers can similarly be matched to these lenders.
The beauty of the system is this - your...
andyev
10.04.2007 (20.04.2007) ·
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Ciao members have rated this review on average helpful
Review of Zopa Loans
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Halifax Unsecured Loan
Advantages: No monthly repayments for first three months
Disadvantages: APR rate can get steep up to nearly 23%
...I applied for an unsecured loan with Halifax, I really wasn't sure where to start as I'm new to the loans market - I'd never considered one before but I was looking for a new flat and wanted the cash for a deposit. I think it is wise to compare loans before you choose because there are so many out there!! I used financial comparison sites to help me, one I used was Which Way To Pay (www.whichwaytopay.com) , they have a really good breakdown system of each loan. Halifax were straigh to the point and I was happy with the no repayments for the first 3 months system as that was perfect for getting settled in my new flat! Plus they are good for the fact that the monthly repayments are fixed so you don't get caught further down the line!...
xenia123
11.11.2008 ·
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Ciao members have rated this review on average helpful
Review of Halifax Loans
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MBNA personal loans
Advantages: Ease of application
Disadvantages: Poor organisation, customer care. Incorrect outstanding balance. Incorrect default letters.
...I took out an MBNA (then VIrgin) personal loan 4 years ago. The ease of the application at that time was good and the money came promptly. I am now told that you cannot get this loan via Virgin any more. I made payments regularly for 4 years and I now have another year to run. However in July last year I had problems due to the fact that somebody else owed me money and a payment was returned by my bank (NatWest). For this I received 38 pound charge from my bank and a default charge from MBNA. This happened again the next month (already therefore 126 in charges) and I was telephoned by MBNA where I live in Greece. I explained the situation and the girl was in fact sympathetic and I made a payment by debit card then and it was decided to spread the other outstanding payment over 2 months on top of my regular payment. The lady then...
Phweeter
04.05.2009 ·
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Ciao members have rated this review on average helpful
Review of MBNA International Bank Loans
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Cahoot flexible loans.
Advantages: I was accepted where I have been refused elsewhere.
Disadvantages: None yet really!
...I have a graduate account with barclays with a lot of debt (£3000 overdraft and £3000 personal loan) and was finding the repayments on my loan quite high, so I approached barclays with the intention of consolidating loan, overdraft and £1000 credit card with another loan with lower repayments. I am employed and have been with barclays for 7 years. Seems reasonable? Well, see my other opinion (which I will write next) about my fiasco with Barclays. No really, you would not believe it!
Anyway, fuming about Barclays, I went searching for another loan provider, planning to consolidate and leave Barclays forever.
I felt quite dejected when I was rejected by Lombard direct, due to a low credit score. This was due to me not having worked for long I think.
Ciao was my next port of call, and I was glad it was. My attention was drawn to...
Friedegg
22.06.2003 ·
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Ciao members have rated this review on average helpful
Review of Cahoot Loans
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bank loans
Advantages: do what you can at a bank
Disadvantages: too serious
...I have always found Barclays in general to be great to me and very helpful. I use online banking daily and find it excillent for finding out my bank balance.
I used the new loan site and applied for a £500 loan, I was shocked to find I had been decliend. Yet a month before I was offered a £1000 loan. I cannot understand why they throw money at you when you do not need it, and yet when I am need a loan it is never there.
I find the site itself quite user friendly but I wish they would make the site a little more fun by having competitions etc....
Lynx101
25.07.2000 ·
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Ciao members have rated this review on average helpful
Review of Barclays Bank Loans
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Tesco Loan
Advantages: apply online
Disadvantages: weren't up front about the loan we were been offered
...We applied for a 7.4%25 loan over 10 years. We phoned their loan progress number as we had a time limit to reserve our purchase, and was told our application had sucessfully been accepted. Paperwork came through 5days later and the loan rate had gone upto 9%25 over 7 years £80 dearer a month.
We complained we'd been mislead and they said it states rates may vary on application. I understood that and that would have been fair enough had we been informed we'd been accepted at a different rate / repayment period. We also said we couldn't afford the monthly repayment under the new terms and the guy just kept pushing my husband to take out the loan, he was supposed to be phoning to discuss our complaint. He was very indifferent and at times just rude!
I am very disappointed with tesco as they put us through a lot of needless...
nkyher
07.07.2008 ·
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Ciao members have rated this review on average helpful
Review of Tesco Personal Finance Loans
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