Lightspeed Payments

Advantages: Fast payments, reasonable surveys and rewards
Disadvantages: I wish the surveys were more frequent

...points: from 1 to more than 5,000 points; not just by the aforementioned categories) and also depends on how quickly you want to receive your reward. For instance, it will take at least 6 months for you to have 6,000 points and I believe the delivery takes time too. <<< How much? >>> In the first month in which I joined the site, I received £10, but later on the surveys started to be less frequent than before. I believe I received no more than £5 in the last couple of months, but the payments are still fast and suitable for the surveys, so your time won't be wasted. <<< Recommended? >>> Definitely, especially for those of you who write on consumer sites and actually know about different products, so why not receive some money from truly rewarding surveys? And more importantly, the surveys you receive are very reasonable ones mainly...

sottovoce82 30.12.2007 · Read review
Ciao members have rated this review on average helpful
Review of Lightspeed Consumer Panel

payment protection

Advantages: NONE
Disadvantages: Highly stressful experience

...I am currently in the middle of a claim for pyments to a personal loan following a serious accident. I am SUPPOSED to be relaxing and recovering at home. I am actually spending most of my time (not to mention a fortune in phone calls) chasing this bunch of jokers for my payments,. Today, for the second time in three months, they tell me that they have not received my doctor's certificate. So, once again, I have had to find the money for this month's loan payment and run around getting a copy of the certificate to send to them (for the SECOND time in three months AND with two broken legs and a broken spine!) This product is supposed to take away the worry and stress of finding payments at a time when you are recovering from an illness/accident. It does the exact opposite! When they DO make a payment, they pay into your loan account...

culy62 10.03.2009 · Read review
Ciao members have rated this review on average helpful
Review of Halifax Insurance Ireland

Send & Receive Payments Online

Advantages: Send and receive payments online, easy to use, Site is user-friendly easy to navigate
Disadvantages: None

...I opened a PayPal account a while back but only started using it actively almost a year ago when I started earning money online. PayPal is one of the most popular online payment processors and various money making sites pay their users through it. All you need to open an account is an email address, it is easy to sign up to the site and you can start using it by giving the email address that you sign up to PayPal with to the sender of the payment. To log onto your PayPal account, you sign in using your email and password created when you sign up. You can check all the payments sent or received using the options on the site's homepage which consists of the following: MY ACCOUNT: 'Add Funds': Using this opiton, you can transfer money from your bank account to your PayPal account. It takes about 7 to 9 working days and is free...

marina321 25.03.2009 · Read review
Ciao members have rated this review on average helpful
Review of PayPal

large payments

Advantages: credit for people without credit history
Disadvantages: very vaque advice and curious loopholes

...I have had a Vanquis card for only a few months and was using it to build a credit history. I do not want to incur interest and so I pay off the balance every month. Last month I was going on holiday and decided to take the card with me for emergencies. I rang them to make sure my payment would be cleared in time and was advised that yes it would be without any problem. However, when on holiday I found I could not use the card. On return i rang them to find that despite the payment being with them for ten days it had not cleared on to my account and was advised this is normal practice with larger payments? I asked where in the terms and conditions this was highlighted and they confessed it wasn't. I then insisted they process my payment that day and was told it could take up to another 5 working days. So in total from when they recieved...

Merlou 21.07.2005 · Read review
Ciao members have rated this review on average helpful
Review of Vanquis Credit Card

Money, Money, Money

Advantages: Saves you time and effort, free to set up, leaves the money in your account to the last possible moment
Disadvantages: If you're no careful you can lose track of spending, mistakes have been known to happen

...to the agreed amount (as stated on your latest statement / bill) - if they need to change this or the date of collection, they have to let you know first. 2. How do I set up a Direct Debit? There are 2 main methods: you can either (a) complete a Direct Debit Instruction, obtained from the organisation you wish to pay, and return it to them or (b) set up Direct Debits over the telephone or via the Internet. The organisation in question will then forward your instructions onto your Bank authorising them to make payments from your account to them. 3. What information do I need to set up a Direct Debit? Name and address of your Bank or Building Society – and believe it or not, “HSBC, Manchester” might not be sufficient – there’s more than one you know The name(s) of the account...

zoe_page 23.01.2003 · Read review
Ciao members have rated this review on average helpful
Review of Direct Debit Card/Payment Services

I'm Just Ringing To Tell You I'm Not Dead!

Advantages: Quick and simple to set up; Never get into arrears with bill payments
Disadvantages: Might be difficult to budget for if you are not paid monthly

...a week would ensure we reached our target by the end of the year. And I?ll explain my title later. WHAT IS A DIRECT DEBIT? A direct debit is a monthly payment that goes straight out of your bank account and pays the company with which you have set up the agreement. Most of my bills are paid in this way, for example council tax, mortgage, gas and electric, water? the list is almost endless. With each of these bodies I have agreed a fixed amount and the date on which it is to disappear from my account ? usually within the first week of being paid, if I can help it. ARE THERE DIFFERENT TYPES OF DIRECT DEBIT? There are 2 types of direct debits that are available, a fixed direct debit and a variable direct debit. If there is an option, a fixed direct debit is easier to budget for. For example, my direct debit for my water is exactly...

AnitaM 08.12.2003 · Read review
Ciao members have rated this review on average very helpful
Review of Direct Debit Card/Payment Services

Payment Protection Policy

Advantages: Simplified guidelines and easy to understand
Disadvantages: none

...Capital One Payment Protection Policy. Last week I received from Capital One a detailed tri fold brochure out lining the company’s payment protection insurance policy document. Its large font setting impressed me, the main bold headers which make it easier to read especially when you do not have an owl’s eyesight! What a relief! What I do like about this policy is that it is being simplified and the wordings, meanings and explanations make it easier for you to understand. It is the first time I really took time to read it through! In times past, I have received policy document in relation to credit card, but never have I come to enjoy and read its contents without frustration! I reckon Capital One tops it all! The purpose of this document is described in a simplification mode; it begins by saying...

Elainebaba 18.08.2001 · Read review
Ciao members have rated this review on average helpful
Review of Member Advice on Insurance

Get an Instant Payment to Paypal FREE

Advantages: Earn for FREE Payments to Paypal with lots of Support
Disadvantages: Optional Costs can be confusing if you Choose to Purchase

...Neobux.com - My Review: Get an Instant Payment to Paypal FREE If you are happy and find my following review useful please leave a comment asking how to join with me and I will give you a link to join with me that will be of no cost to you and highly appreciated by myself. INTRODUCTION My names Gavin, I'm 23yrs young and enjoy going out with friends when not looking after my 3yr old daughter. At night when I have her in bed T.V can be very boring so I like to search the internet. I found this website about a month ago called - Neobux. I have seen websites that promising fantastic earnings that will be paid to my Paypal account but have come across many scams and fiddles. However Neobux aroused my interest because it has had over 2 million members paid with a total summing up to over $3 million dollars...

3min_man 15.11.2008 (16.11.2008) · Read review
Ciao members have rated this review on average very helpful
Review of neobux.com

40 Channels for a one off payment

Advantages: More channels and a better picture
Disadvantages: none that I can think of

...list, change language or add parental control, again there are step by step instructions on how to do these things. Conclusion For a one off payment of £14.99 I no longer have a fuzzy picture and have went from having the normal five channels to having around 40 channels, so all in all I am extremely happy with this product and I am planning to get my kids one for their rooms. Highly recommended!!! Thanks for reading...

jenny967 23.06.2008 · Read review
Ciao members have rated this review on average helpful
Review of Clarity CDVB-1

Anyone for chips?

Advantages: Decrease in fraudulent activity, more efficient customer service
Disadvantages: forgetting your PIN!

...N.B. Admittedly this could be under the wrong heading. Although it doesn?t come under Direct Debits, it does come under payment services, perhaps a general heading in this category would be useful; anyway that is why I have added it here! For the sake of argument we?ll call it blurring the line! Chip and PIN is a new initiative being pioneered by the banking sector and a number of major retailers. Chip and PIN will be a revolutionary change for consumers in the way in which the complete card transactions at the point of sale. ?Chip and PIN what is it? Chip is an intelligent piece of microchip technology that will be added to all plastic payment cards including debit cards (E.g. Switch) and credit cards (E.g. Visa and MasterCard) this chip will store the cardholder?s personal details. Pin is a personal identification...

redpen 01.07.2003 (03.07.2003) · Read review
Ciao members have rated this review on average helpful
Review of Direct Debit Card/Payment Services