(+) They supply gas and electricity otherwise you would have to use firewood and candles! (-) Poor customer service, lack of communication (*) (On Ciao since: 08/2000)
(+) very competitive quotes on a fully comprehensive policy, can pay monthly (CGNU had 0%apr), £20 off if you take house insurance with them too! (-) Since the merger helpline response slow, CGU were better (than NU)-NU now charge 8% apr if paying monthly (*) (On Ciao since: 08/2000)
(+) Provident's approved repairers provide courtesy cars. (-) Very difficult to speak to senior person in their admin dep'ts in case of problems with claim. (*) (On Ciao since: 11/2002)
Advantages: Very easy to apply, friendly and efficient staff Disadvantages: None so far
...This company specialises in insurance for static caravans, lodges and chalets and caravan holiday insurance cover from Royal and Sun Alliance Insurance plc.
The company provides extensive cover for all sorts of holiday homes and personal needs.
I first heard of this company when the insurance on my caravan was due for renewal.
When I first purchased my caravan, the site owners had recommended a company and we had taken out insurance with them the previous year for £213.96. This company had sent us a renewal quote of £254.16. At the same time I had a letter from the caravan park telling us of Leisuredays. Before I could do anything I was contacted by Leisuredays to tell me about the services they could offer and gave me a quote of £134.75. Obviously a lot cheaper!
They then sent me a brochure outlining all that we had...
Advantages: Very Robust, Well Constructed, Will Last A Lifetime! Disadvantages: No lamp counter
...Sanyo PLC-SU20
The Sanyo PLC-SU20 multimedia projector is one of the best projectors in the world. Immediately, you are now going to be wondering why?!?!?! It's bulky, it's not very aesthetically appealing and it's hardly the best spec. in the world. But this is such a reliable projector!
I have owned several of these projector and not one has let me down. They just seem to go and go without fault. The projector's are very robustly made as it has been designed for portability.
The projector has a very handy fold out handle. This is very strong so you have no worries about it breakig after continuous use, When it's not in use, the handle folds away and sits flush with the side of the projector and is hardly noticeable.
This is one of Sanyo's earliest portable projectors. You can understand Sanyo's ranges quite easily. Every...
taylora-2006
08.08.2007 ·Read review
Ciao members have rated this review on average very helpful
Review of Sanyo PLC SU20
Advantages: Cheapest quote Disadvantages: Didn't cover contents of car, rude operators who don't know what's happening, slow at processing claims
...When I got my provisional driving licence, I was insured as a second driver on my car, with my dad as the main driver. Having passed my test in September, I took out my own insurance policy,and, predictably, the premium doubled. The cheapest quote I could find was with Direct Line plc.
However, this month, whilst at University, my car was stolen, and found burnt out. It has been a fight to get a settlement, and they provide no update as to the status of the claim. Each time I rang them, I was passed from pillar to post, and eventually, I asked to speak to a supervisor. Far from sorting out my claim, she was rude, unhelpful, and confused matters further.
Finally, almost a month after my car was recovered, I have been sent a letter with a settlement. I decided that I wished to dispute the settlement, and had to send them adverts...
Advantages: Not many unless you like parting with ££££ Disadvantages: Loads of errors, poor communication
...We have just terminated our Mortgage with Mortgages Plc at the end of our one year fixed deal.
We had to go down the route of self certification as my partner had a job which paid heavily on commission, making it difficult for a high street lender to give us anything more than 65% loan to value. We went through a broker and he came up with a deal through Advantage Home Loans, a sub company of Mortgages PLC. The deal itself was OK, we had expected a higher rate for self cert candidates, it tied us in for 1 year.
We thought the quote was good enough to continue with and we propmptly found a place and put an offer in, we got a quote again for the amouts we would be paying per month from Mortgages Plc, the quote seemed fine, we could afford it and it set out their charges which they informed us could be added to our final loan amount...
memphisto_chick
12.02.2006 ·Read review
Ciao members have rated this review on average helpful
Review of Mortgages Plc
Advantages: A long-established major Building Society Disadvantages: Not the best rates of interest and customer service is not first rate.
...Six years ago I found myself with some money to invest and I looked around for a good home for it. At that time it was generally the mutuals ? the Building Societies that had not yet converted to PLC status ? who were providing the most consistent returns, whilst those that had converted seemed to offer accounts that looked good for a while, but the rate of interest they were offering quickly fell.
I won?t confess to being a carpetbagger ? someone who invests in a Building Society in the hope of getting a windfall when the Society converts to PLC status ? but the possibility that this might happen is something that I?ve always kept in mind when I?ve made investments. It doesn?t drive the investment, but in a situation where a mutual and a non-mutual have otherwise been equal I?ve always gone for the mutual. The rate of interest...
Advantages: Excellent customer services, they phone you, they listen to you Disadvantages: None that I have come across
...insurance.
We pay life insurance in case we die in debt. Who collects it? The poor sod that has paid it, hardly! I could go on but I won’t, as this is a positive review about an excellent company that I had to deal with recently.
The name of that company is Pinnacle Insurance PLC. Initially I had no idea that I would be dealing with them but I shall explain that matter as this tale unfolds.
As some of you will be aware earlier this year I was unable to work for three months due to a serious incapacity. At the point when I realised that I would not be returning to work as quickly as I had envisaged I remembered that I had some payment protection insurance on the finance that I had taken out to pay for my computer. My original intent was to pay after the 9 months interest free period but I foolishly spent the money.
I dug...
SparkyDeighton
26.07.2002 (28.06.2004) ·Read review
Ciao members have rated this review on average helpful
Review of Pinnacle Insurance PLC
Advantages: Good if your training for hostage situations Disadvantages: I was treat like low life scum in my own home.
...rather large and very intimidating man turned up on my doorstep, I mean this guy looked like one of those big dodgy bouncers outside seedy nightclubs you would not want to meet him alone down a dark alley.
He was apparently sent out by and on behalf of Direct Line PLC; he explained he was a consultant and that he was to go over some abnormalities in my claim.
Ok I thought fair enough I mean my financial position was bad at the time this may have raised a few eyebrows of suspicion I could see it from their point of view and half expected to be asked a few hairy questions.
So he sat down in my front room and out came a Dictaphone, oh here we go I thought I could see where this was going and prepared myself for a grilling.
However nothing could prepare me for the sheer arrogance of this horrible obnoxious man, I mean he was asking some real...
Advantages: Huge Range Of Services, Value For Money, Great Service Disadvantages: None At All
...on Direct Line you can visit their websites at;
www.directline.com
www.jamjar.com for car loans
www.greenflag.com for motor breakdown cover
www.rbs.co.uk The Royal Bank of Scotland
Or write to them at the following addresses:
Direct Line Insurance plc
3 Edridge Road, Croydon, Surrey CR9 1AG
Direct Line Financial Services Limited
250 St. Vincent Street, Glasgow G2 5SH
Direct Line Life Insurance Company Limited
14-18 Cadogan Street, Glasgow G2 6QN
All of the various departments under Direct Line have various different phone numbers you can call all of which can be found on their website under the Contact Us button or under the relevant headings such as Travel Insurance etc. But for car insurance you can call 0845 246 8706....
Advantages: None whatsoever Disadvantages: See opinion
...the problems.
If I thought that things were going to be as easy as this, well I was going to be in for a big shock.
It is ironic that all the major problems have really started in the past year and a half. Ok, yes, there have been little niggles that have irritated me, but that’s part and parcel of every job, isn’t it?
The next part of this opinion is split into categories. These are:
1). Me and Store Management
2). Me and Store Staff
3). My Opinion on Safeway plc
1). Me and Store Management
In the 5+ years I’ve worked for Safeway, I’ve had 4 Store Managers. To be honest, the first 3 were brilliant, really hard grafters and they took an interest in their store, their customers and their staff. However, the Manager we have at the moment is an absolute nightmare. He has made it perfectly clear that...
GavMan
13.12.2003 ·Read review
Ciao members have rated this review on average helpful
Review of Safeway plc
Advantages: still have some good savings rates, good customer service, easy to open Disadvantages: PLC??!!, More emphasis on borrowing/mortgages/share dealing as oppossed to savings
...11.02.01 note: As this opinion is submitted under Accounts/Bradford& Bingley [B&B] it relates to the B&B in general; before and after conversion to PLC status, with emphasis on the type of account I opened and why.
You may be wondering why I am talking about fashion in relation to banks and building societies..well apparently the financial institutions all use “trends” just as we follow fashion..and their conclusion is…. that savings are just not as fashionable these days…so just what is then..?
Bradford & Bingley’s history goes back a long way..to 1851 to be precise!! It was originally formed in 1964 from the merger of Bradford Equitable and Bingley which were both initially formed in 1851. In more recent times this former building...
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