Debenhams Store Card Pros + Cons card?

Advantages: Discounts
Disadvantages: High APR

...I first became aware of this account card when my mum first applied for one many years ago. This account card has a first downer of being a very high APR of which in my mind has a big red cross over it, but the benifits of the card if used to its full potentional can out weigh and avoid the bad. As many credit cards and store cards have, this card has an intrest free period of purchases of up to 56 days of the purchase providing the balance was cleared and payment was on time on the last statement. There are 2 different types of account cards the blue and the gold. You can only apply for the blue card, where the gold has to be "earned". The blue card offers discounts on event days and when used with a nectar card, also gains extra nectar points per every £2 spent. The gold card on the other hand has much more value in terms...

djdeag 14.11.2006 · Read review
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Review of Debenhams Store Card

Is This Card An Ace Or A Joker

Advantages: Nectar Points, Discounts, Sale Evenings
Disadvantages: Interest Rate

...With so many cards to choose from you may be wondering if it is still worth having account cards for the big organisations such as Marks & Spencer and Debenhams. These cards are also known as store cards and generally speaking they may only be used at the store named on the card. Some cards like the JJB Sports card have many different partners where you can shop, it goes under the name of a Duet card and you may use it wherever you see the Duet sign. It doesn?t seem to matter if you can use the card at one store or many, as there is one factor that remains the same, high interest rates. I have different cards for different purposes and it is important when considering applying for a store of credit card what you are most likely to use the card for. If you have an outstanding balance on a high interest store or credit card...

criple 31.12.2002 · Read review
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Review of Debenhams Store Card

Handy Little Card

Advantages: -
Disadvantages: -

...on your purchases and ideally the best way to manage your card if to pay of the balance in full when it comes through to save any interest being added onto the card as interest is normally charged at around 28% APR on this particular store card. The issuer's of the card will also issue you with a pin number as you are able to have cash back from any Link cash machine if that is what you require, however its one way of diggng yourself into a hole if you start obtaining cash back from the card so not a wise move. All purchase in store have to be signed for instead of using the pin number, as the cards themselves are not chip and pin, just authorised by signature. They are a great card to have if you enjoy this store as much as I do!...

blondgem 21.06.2008 · Read review
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Review of Debenhams Store Card

The Debenhams Card

Advantages: Discount and bonuses
Disadvantages: APR

...the counter-sign it on behalf of our creditors GE Capital Bank Ltd. I would advise that you run over the terms and conditions printed at the bottom of your copy of the agreement (a pink and yellow copy) when you get home. ACCOUNT COVER Basically account cover is an insurance service for your card. It is totally optional and the member of staff helping you with your card should not in anyway recommend this to you or advise you against this as it has to be purely your choice (you will be asked whether you wish to purchase account cover during the application process). The cover costs £1.05 for every £100 you spend in store. However if your balance is £000.00 at the end of the month then you will not be charged for the service. If you decide to opt for the cover on your card it can have its uses, for example: Price protection, if you...

robynpennock 28.10.2005 (14.02.2006) · Read review
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Review of Debenhams Store Card

Store up points with store card!

Advantages: Free, easy to accumulate, good bonuses
Disadvantages: Poor website section for tracing card points

...I'm a big fan of store cards that reward customers for loyalty. Initially when the Waterstones card was launched, I assumed that it was linked to a credit card (as the M&S card is for example) and I try to avoid racking up credit. So one day when I was stocking up on my next little pile of books in my local shop, the assistant explained to me that it was just a loyalty card. Of course I immediately signed up. - Accumulation - The card allows you to accumulate 3 points per £1 that is spent on normal products which is a much better rate than some other cards such as the Boots Advantage card. However there are also opportunities to maximise your point accumulation through special offers. - Special offers - There are exclusive cardholder offers on certain books which means that you can receive double points. There are also offers that...

lwa04lh28 20.04.2009 · Read review
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Review of Waterstones Card

Debenhams Card - Current Member Of Staff

Advantages: First week 10% discount, and regular special offers/vouchers
Disadvantages: High APR - and pressure on staff to open accounts

...cost you 1.25% of your outstanding balance so £1.25 for every £100 on your card - again no balance: doesnt cost you a penny. Standard Card/Mastercard There are two types of card you can get when you apply for your card you will either be offered the mastercard (you can ask for this to be downgraded to the standard storecard straight away) or the standard storecard. What are the differences between the cards? The storecard can only be used in Debenhams stores wheras the mastercard can be used in any store and typically has a lower rate of APR - also with the mastercard everytime you use it you earn reward vouchers which you will be sent periodically depending on how often you use the card. Benefits of having a card You will get 10% off everything you buy in any Debenhams store for the first week of opening your card (you will recieve...

rss2k7 24.10.2007 · Read review
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Review of Debenhams Store Card

hof card

Advantages: reward points leading to vouchers
Disadvantages: it taks arround 5 minutes to fill out the form

...the house of fraser store card is curretly the best on the market it has the most rewards each time you spend for example collecting points which add up toward vouchers which can be redeamed at any time. the poins quickly add up as every pound you spend you get 3 points and as soon as you reach 1500 points you het a £15 gift voucher. there are always new exclusive offers for card holders only, for example after the seasonal sales card holder and only card holders are eligable for an extra 20% off the sale price, other offers include certain weekends where you can receive between 10 and 20% off your bill with many consessions inclooded, the typical APR is arround 19.9% which works out arround 1.5% interest per month but your first 3 months are free....

M155RMJ 12.09.2008 · Read review
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Review of House Of Fraser Store Card

Play and Charge now!

Advantages: Play for hours on end and just plug in and charge - good price
Disadvantages: none

...After owning my xbox 360 for a while and playing quite a lot (probably too long) I was getting rather fed up with having to constantly change batteries in my controller as it kept running out of battery. This not only meant I had to go and find some new batteries - and in some instances even meant going to the shop to buy some new ones, but it also messed up whatever I was playing particularly in online play as I would just lose and not be able to play. Normal batteries were beginning to rely annoy me so I decided to purchase a play and charge kit! The xbox controller - being wireless eats up batteries like nothing and this kit is intended to be a simple solution to all those AA batteries. What is it: In this play and charge kit you get a battery pack and a USB charger wire. The battery pack is designed to fit perfectly into...

shamis4 09.08.2008 · Read review
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Review of Microsoft Microsoft Xbox 360 Play and Charge Kit - Battery and charger NiMH

Nectar Card

Advantages: Lots of retailers to collect with
Disadvantages: Online points may not equal amount of cashback available elsewhere

...The nectar card is the loyalty card associated with Sainsbury's, however it has since branched out and is affiliated with many companies which allows for maximum point collecting! Let's start with the basics, you get 2 points per pound spent at Sainsburys or 1 point per litre of petrol bought at the Sainsbury's petrol garage. Each point accumulated is worth half a penny, so you need 2 points to equal 1 pence. If you redeem your points in store at Sainbury's then you will need minimum 500 points for £2.50 off o your shopping. Points need to be redeemed in increments of 500. Points can also be collected in other stores, for example Dolland and Aitchinson also give 2 points per pound, as do Homebase. As far as I am aware however, you cannot redeem your points against your total bills in these stores. Points can also be collected...

rachieb123 06.10.2009 · Read review
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Review of Nectar Card

Go for a Blue Charge

Advantages: Cheap and tasty
Disadvantages: None

...Asda Blue Charge - 1 litre bottle This is a high impact stimulation drink, which contains taurine and it is carbonated fruit flavoured with added caffeine and vitamins. It is basically a supermarket version of the well known Redbull. It is in my opinion a very tasty drink. Normally and preferred on its own but I have tried it with vodka which makes the vodka easier to drink but does make you get drunk quicker. I find this drink's texture like any other fizzy drink but a little bit thicker and not as tinkerly when going down the throat. I could not say what flavour I am tasting but when I saw that it contains apple flavouring, then I realise it does have a hint of it. The 1 litre costed 89p (13/01/2009) from Adsa obviously. But I got the special offer, which was buy 3 for £2.50. Saved 17p only but its still a saving as I am going...

wingnut888 14.01.2009 · Read review
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Review of Asda Blue Charge