A fund for the long term.

Advantages: tracks ftse uk index,low charges, spread risk , can be ISA'd
Disadvantages: covers all sectors, can miss out on sector over performance

...where to look? Well Fidelity Moneybuilder Index Fund fits the bill for me. It is available from Fidelity's Funds Network which is a supermarket of investment funds with over 950 different funds from 55 fund managers. Fidelity Moneybuilder UK index ------------------------------------------ Aims to track the FTSE all share index which means it invests in the Large FTSE 100 companies down to smaller companies in the main market, but not AIM market stocks. Performance On the fidelity website you have a very useful feature that gives you an overview of each fund. Over five years the fund has returned 4.9% now remember that the market fell 28% from 2001-2002 over three years the fund returned 23.6% and over a year 27% Charges Now this is where Fidelity score over the competition. There is no initial charge on ISA and ISA...

getscenic 02.04.2006 · Read review
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Review of Fidelity Moneybuilder Index Fund

index

Advantages: don't have to leave home
Disadvantages: can't try the clothes on

...I ordered a coat form index extra (www.indexextra.co.uk) and although i had to wait a while it did eventually come. The problem with the site is that it is hard to navigate and very slow, as you would expect with all the images but this was really slow, i also had to place my order twice and make two phone calls to the company before my order was finally accepted. They give you the option of easy payment, with which you get 10% off your order. Although it took about a week for my coat to arrive, when the site says 2 days, i was mainly pleased with the service and i now have a nice new coat. Only do certain sizes (up to a 14)...

Gemgemmings 20.09.2000 · Read review
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Review of Index Extra - coat

ITS A RIGHT INDEX TO INDEX.

Advantages: Good if they have it.
Disadvantages: They normally dont have it.

...Its My Right Index to Index. Its almost Xmas and myself and my partner are planning what presents to get for friends and family. This is me looking back by the way and I am not confused as to what month we are in. It?s the 6th April so please don?t be worrying about my sanity, well maybe just a bit. So out with the good old Index book and lets have a look at what there is in it. To be fair it is a really good catalogue and has something for everyone. So we look at the toys section and get that toy for the kids and something for my Mum and a few things for ourselves, cant very well leave ourselves out can we. The list is complete and the codes are all filled in and its just a matter of getting into the car and driving to Index. On arrival I can see its totally packed and I know I should have done my Xmas shopping earlier but...

BadCompany 06.04.2005 · Read review
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Review of Index (Shop)

A large fund investing in high yield securities

Advantages: The fund tends to outperform in flat and falling markets, high dividend yield of around 3%, good long term performance and good manager
Disadvantages: Large £2.6 billion in size makes fund less flexible, 5% initial charge, underperforms when growth stocks are fashionable

...I invested in this fund in september 1998 for my final PEP allowance before PEP's were abolished by the New Labour government. I had been tracking this fund before investing in it. At the time of investing the financial markets were in turmoil caused by the Asian financial crisis, the collapse of the large hedge fund Long Term Capital Management and currency devaluations in emerging markets. I think interest rates in the UK were also on the rise at the time. My strategy in buying this fund was to try and make a purchase close to the bottom of the UK market and get a good price. I didn't quite manage to make a purchase at the absolute bottom of the market but was close making a purchase at around 138p per unit. The fund pays a dividend yield that aims to be in excess of the yield on the FTSE All Share index. The objective of the fund...

gorvifal3 27.06.2001 · Read review
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Review of Perpetual High Income Fund

A real dog fund

Advantages: May recover in the long term
Disadvantages: Perpetual has been taken over by Invesco

...I must admit I had never heard of Perpetual 5 years ago. It was my independent financial adviser who brainwashed me in thinking Perpetual was the best thing since sliced bread. The literature from Perpetual is quite mind-blowing. An entire page devoted to the awards and prizes received by the company in the preceding 5 years. The rest of the literature was marketed superbly. You got the feeling that if you did not purchase a Perpetual fund you were missing out on something big. Anyway I put £500 in the Perpetual Asian Smaller Markets fund. I had read an article in the Financial Times that the Tiger economies in Southeast Asia were ready to take off and investors should not miss out. Well two months later the Tiger economies had a massive market crash. Soon my £500 was worth £256. It was great timing on my part. Instead of selling...

mrpaella 08.12.2000 (17.01.2001) · Read review
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Review of Perpetual Asian Smaller Markets Fund

Index online is fast

Advantages: Fast,easy online ordering
Disadvantages: email never arrived

...I placed an order with index extra on Tuesday morning; by early afternoon they phoned me to confirm the delivery address as in their words it was a large value order. The site can be viewed at:www.indexshop.co.uk or www.www.littlewoods-index.com I found the site very easy to navigate through, with plenty of menus to guide you to the product you want. This I appreciated as it shows that they are indeed security conscious. It was also confirmed that all of the items ordered were in stock and would be delivered on Thursday. I waited in all day and around 5.00pm I thought, well it?s not going to arrive today, how wrong I was.5.30pm the doorbell rang, it was my goods from Index, the delivery driver informed me that they often delivered later in the day as a lot of people are at work during the day, how thoughtful of them. Upon...

bobd 02.09.2003 (04.09.2003) · Read review
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Review of Index (Shop)

A Fund With A Prosperous Future

Advantages: Young, small and flexible. Superb but brief historic performance.
Disadvantages: Little movement in price for several months.

...a much smaller amount of stock to be bought and sold. Whilst the fund is classified in the ?Europe Excluding UK? category, there is a small holding of 5.6% in the UK. The one year growth for this fund is 46.6% so let?s look forward to similar performance in the future....

petehall 29.11.2000 · Read review
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Review of Jupiter European Special Situations Fund

Fund Manager on the Move?

Advantages: Superb historic performance.
Disadvantages: Potential change of manager. Volatile sector.

...I have recently heard that the manager of this fund, Tim Woolley, is leaving to set up his own fund management company. I cannot vouch for the accuracy of the information but I am aware that when something of this nature happens, it can have serious repercussions on performance. The Henderson Global Technology fund has enjoyed amazing success over an extended period, and much of this has to be down to the fund manager. The fund has achieved 530% growth in the last five years alone, without undue volatility (until this year). The fund stands at one-and-a-quarter billion pounds, which is smaller than Aberdeen Technology, which could explain why they've out-performed Aberdeen over that period. A change of fund manager is always worrying, so if you haven't invested in this fund yet but were thinking of doing, it may be worth waiting...

petehall 28.09.2000 · Read review
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Review of Henderson Global Technology Fund

Universities and Funding

Advantages: Tricky one
Disadvantages: only the well off can go

...A students cost at University at present.is around £7000, this would just about cover most things, and that is without buying clothes and things that youngsters buy. This is a really hard one to write as it is very topical and everyone as different view on it and after writing about it for 2 hours realised I had gone off at an tangent. Now in todays environment universities depend on student funding and also government funding but it is not working and many courses are underfunded. I think that Universities should be run as small businesses. There are a few things that could help:- 1) Universities be more productive and bring in a bit of money for themselves, which some do at the moment. Universities could have a branch that would promote their students and earn a fee rather like Temping Agencies. By placing a student in a job in...

BUBBLES171 12.01.2004 · Read review
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Review of How should university education be funded?

Expedia fund my holidays

Advantages: Could save you a fortune
Disadvantages: none

...Wow the title is a bit of a sweeping statement but then, I don't usually mince my words....in a way it is true that expedia fund my holidays because I save so much cash booking most of my itinerary through them it enables me to fund other aspects of my Holiday.. I first discovered www.Expedia.co.uk a couple of weeks ago, whilst on my continual search on the web for a reliable, dependable honest travel broker who can supply with with most if not all of my travel needs without screwing me to the wall in charges and extras.... For the last three years I have booked all my travel almost exlusively on the Internet, from rail travel down to London to Flights half way across the world, I have searched all corners looking for that elusive bargain and cheap deal...but so far ( taking into account my criteria) I think as far as Air...

Dalesman 06.05.2002 · Read review
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Review of Expedia.co.uk