Advantages: You learn a lot about yourself along the way and learn to live below your means
Disadvantages: It can be a painful process, learning stuff

...4298 or www.payplan.co.uk. Both provide a free, confidential debt management service funded by the financial services industry. To work out how much to offer each creditor, work out what percentage of your total debt you owe them. For example, you owe Messrs Leech and Co £1250. Overall, you owe £7572.63. You have £200 a month to use repaying debt. So, do the following: 200 x 1250 7572.63 Using the above example, you should be paying Mr Leech no more than £33.01 of your £200. Of course, if it’s a credit card and the minimum payment is only £11.69, then you may want to only send them that much and use the rest of the £33.01 to pay off another debt quicker – check out where your money would be most effective in the snowballing section below. Because you’re paying less than the full monthly payment, your debt may... Read review

Ciao members have rated this review on average very helpful

Advantages: 50 inch HD, plasma tv, amazing VFM, 2 HDMI, 15000:1 contrast ratio
Disadvantages: Sound not great

...Headphone Socket- 1 Tuner- Digital Tuner Accessories- Remote, Stand Dimensions (mm)- 325 x 819 x 1250 Weight- 64 kg This specification shows that this tv is spectacular. A 50inch HD, plasma tv with an immense contrast ratio, 2 HDMI sockets for your surround sound and dvd player etc and an impressive 160 degree viewing angle. It is sleek and compact so you can have no excuse for finding a place to put it. It isnt missing anything that would improve its performance greatly but the Nicam Stereo sound is poor in comparison to the rest of the specification. The 'Pixel Plus HD 3' function improves the picture massively and makes it alot better than its closest competitors. The instructions are simple to follow and installation should be quick and easy. Overall, this Phillips tv isnt the best out on the market at the moment however... Read review

Ciao members have rated this review on average helpful

Advantages: Everything you could want, particularly amazing multimedia handling.
Disadvantages: Gamers beware

...would expect, even from a top of the range computer: 1 x serial A integrated storage controller DVD RW 4-in-1 card reader that supports Memory Stick, MultiMediaCard, SD Memory Card, xD-Picture Card 1 x integrated ATI Radeon X1250 Shared Video Memory (UMA) graphics processor with Digital Visual Interface (DVI) and High-Definition Multimedia Interface (HDMI) Microsoft Windows Vista Home Premium Software including NTI CD-Maker Gold Edition, Adobe Reader 7.0, Acer Empowering Technology, Microsoft Works 8.5, Norton Internet Security 2007 (90 days subscription), Acer Arcade Live, Microsoft Office 2007 (60 days trial). If you are not necessarily a gaming addict (top end games could be problematic as the graphics card is not supported by nvidia), but enjoy watching movies and listening to music, as well as using your computer... Read review

Ciao members have rated this review on average helpful