Steer clear of this group! Very questionable accounting and business practices. Name should read: Exit-er as the could leave you with nothing. ... Read review

I have had investment in Framilington Health fund for over 5 years now and have made the princely sum of £400. I do not understand at all the previous reviewers comments - I am writing to Axa to surrender my health fund ISA because I could do better just ... Read review

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Cashing in on the human genome
by Bubba77

A Nice Little Earner
by nickhurst

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Advantages: avoid
Disadvantages: avoid

- 'Darling buds of dismay' - Northern Rock fiasco (sept 2007) Crisis! What crisis? It's just remarkable that it was a week ago that Northern Rock was apparently in melt-down. All sorted now - Perfic! - At the time it was strange to see the savers amon ... Read review

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Give me shout when you get it moved and I'll pop back x by missy0303

ditto by elspeth334

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Thank you Tony Blair you opened our eyes and minds
by swooney

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Advantages: they're not bad but far from the best
Disadvantages: very expensive management charges

At 1% management charges, Virgin are very expensive. There are plenty of other UK Trackers which do the same job with charges from 0.1% - 0.5%. Why would you want to give them extra cash? I know that some others (especially the biggest banks) not only ... Read review

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As below by Bens__mummy

Welcome to Ciao. If you could provide more detail and make it more reader friendly...maybe take a couple of pointers off other reviewers work and update then you will get a higher rating. If you do edit then get back to me and I will re-rate. Also a good idea to rate others work...will ake it more likely that they visit your reviews now and in the future. Terry by Dudo_Perudo

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Virgin Direct all share tracker
by casper77

Review of Virgin Direct UK Index Tracking Trust
by bigbadbrian

Virgin Direct UK Index Tracking Trust
by dougcam1

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Advantages: Tax free savings,Life cover,chice of low payments,Great service and very easy
Disadvantages: n/a.You need to check the payout forecast

For a while now I had been looking to put a small amount of money away each month. I found out that the Government lets you invest up to £25 a month with a friendly society and that this can be done without paying any tax, even when you get the final pay ... Read review

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sounds great may have to look more into it Barry by bazzaoleary77

Always looking for investment ideas-will have to look into this one a bit more. Ann by anwar

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Advantages: Low cost/easy to manage/good customer service
Disadvantages: Lots of paperwork/ postal correspondence

I have had my Virgin ISA for around 10 months and can't really fault the product or their service. The fund has low charges (1% annual management fees, no other charges for entry/exit fees etc.) and fairly closely follows the FTSE All-Share index. You c ... Read review

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Thanks for the read by melodysparks

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Virgin Direct all share tracker
by casper77

Review of Virgin Direct UK Index Tracking Trust
by bigbadbrian

Virgin Direct UK Index tracker too expensive
by travellingduo

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Advantages: tracks ftse uk index,low charges, spread risk , can be ISA'd
Disadvantages: covers all sectors, can miss out on sector over performance

If you have read the weekend business sections of the papers you maybe forgiven for thinking every fund manager is after your hard earned cash. Your right, although ISA investment inflows have increased this year with the boyant markets, they are still we ... Read review

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I'm not too bad with stuff like this....not great though either......lol, Really need to get my finances sorted out xxx by hewks

I dont really understand anything about stocks and shares, FTSE or DOW Jones or anythin, but this would be really helpful to someone that would be interested in that kinda stuff! Great review xx by lauricha

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Advantages: Less riskier then equities provides a secure regular income
Disadvantages: provides potenailly far less payback than equity

A bond is simply an IOU. It is an mutal agreement under which a sum is repaid to the investor at some future date. By ownership of a bond you are in turn borrowing money to the person (banks or governments usually) issuing the bond. These bonds commonly p ... Read review

Ciao members have rated this review on average off topic
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Not sure this is the correct category for this review as you don't discuss the Deutsche UK Bonds Plus Fund in any detail. Fionaxx by COOOEEE

As below.... by sandemp

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Advantages: Still cheap when looking at historical value
Disadvantages: Went down like a lead baloon with all tech stocks

I started buying this fund early 2002 when I believed tech stocks had been beaten down more than they deserved. The fund had fallen big time in value and everyone was talking about how techs were finnished and how they would never come back again. Bei ... Read review

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Hi and a warm welcome to ciao. A good first review. I hope you enjoy the ciao experience. Ray by ray52

Welcome to Ciao Sonia xxx by Multtinems

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Better Than it Looks
by jolly

Best of a very bad bunch
by sjl02

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Advantages: Good perfermance, low charges, good customer service, money refunded promptly without a hitch
Disadvantages: I have not found one in the 5 years I have invested with them.

I have invested in the Virgin Direct UK Index Tracker Trust for several years. The fund is one of the leaders in its class because it has low charges and a simple investment strategy. The information pack provided by Virgin is clear and comprehensive. ... Read review

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Welcome to ciao. :-) Gill xx by gillenium1

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Virgin Direct all share tracker
by casper77

Virgin Direct UK Index Tracking Trust
by dougcam1

Virgin Direct UK Index tracker too expensive
by travellingduo

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Advantages: excellent investment scheme
Disadvantages: non

I have invested in The Tulip Fund and am delighted with the superb performance and high quality insurance companies that support thr underlying product. The humanitarian nature of the product is very appealing. I have known several people that have bee ... Read review

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I little more information on the product and examples would be helpful. Woo comments about companies could be deemed defamatory and may leave this website open to legal action. I suggest you remove the names. (_8-(|) by see-search.com

I see that your first opinion on this product was removed. Could this be because you are connected with it and are advertising your own product? by SueMagee

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Advantages: Price Transparency
Disadvantages: Cultural Loss

INTRODUCTION The debate occurring at the moment in the UK is whether or not our nation should join the EURO. There are two sides to the argument, each with good points to put forward, but if the argument is soon not resolved, it could lead to a referen ... Read review

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I hope we dont have the euro its so complicated. Tasha by tasha164

I'll never understand this..LL by MRSCANADA

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Advantages: -
Disadvantages: -

Hi! I`m from Germany an want to say something about the EURO! In approx. 6 hours it is so far. The EURO is firmly embodied in Germany as currency. Many people ask and are still surprised. Why? Why one set off and dares our beautiful solid DM now it th ... Read review

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Off Topic as Funds and Trusts is the category and not your views of the euro in general. Happy to re-read if you edit the review. by COOOEEE

Hi. A good opinion, but quite difficult to understand. Although I'm sure that your English will improve. I think the EURO is a good idea - bringing Europe together, and people don't seem to realise that everything will end up costing about the same amount. Let's hope it all goes well tonight and in the future. Sean by spacemonkey

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Advantages: A relatively low risk fund, high income yield of almost 6%, below average initial charge, one of the top funds in its sector, low interest rates make bonds attractive
Disadvantages: Bonds underperform when equities outperform, long term performance is modest compared to equity funds

I don't personally have a holding in this investment fund but recommended it to a family member roughly 3 years ago in the summer of 1998. The reason I suggested this fund was because of the relatively low risk nature and the high yield of almost 6%. The ... Read review

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Very good opinion. Looking forward to more stuff of this nature. by Montenegrin

very well written op, cheers Deni by Deni

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Advantages: More to come
Disadvantages: economice climate

3e3eBass has transformed in recent years into a leisure company by selling its smaller pubs for £2.3bn. Its future strategy is based on expanding its hospitality businesses, mainly hotels. To reflect the fact that it is one of the world’ s larg ... Read review