warrantydirect.co.uk

Advantages: Piece of mind
Disadvantages: Network Garage

A really good experience. I have taken out a 2nd policy with Warranty Direct for my new car. I had an Omega 2.6 V6 which I took out a £290 gold cover policy. After a few months of ownership the car was using coolant and white smoke appeared. I took it to a network garage Nationwide Autocentre (more about this later) and WD took care of the whole bill, £1000. I had problems with Nationwide Autocentre, wrong information i.e. items not covered by warranty ...
...In fact a chap from Warranty Direct rang the garage up and gave them a piece of his mind and soon after my car was ready. Hence now I have a new car I am taking out a new warranty through this company. They were really good with my previous car problems and sorted them out efficiently, how many companies can you say that about. Included in my new policy I also have 'service and mot' care where if a problem is found during these times then I can ... Read review

Advantages: Comprehensive; easy to setup
Disadvantages: Small print

**** Introducton **** Many people I know berate this form of insurance (for that is what it is - insurance). It can be a small price for peace of mind .... but do your sums first. **** Overview **** I have had a Warranty Direct on one car. I purchased a 1 year warranty on my Vauxhall Omega which I had purchased 18 months old. You can obtain a warranty on most cars directly from Warranty Direct either online (http://www.warrantydirect.co.uk/) ...
...quoted will depend on your car, age mileage, estimated annual mileage. You are able to claim up to £5000 per annum on your policy and it can cover elements of wear and tear which cause other problems. You can take annual or longer policies out - there is a small discount for taking a longer policy. The policy is effective from day 1 so no 'cooling off period' . There are now 4 levels of cover which have maximum age and mileage limits when you ... Read review

Advantages: Few
Disadvantages: Too many ways to refuse a claim

I have always been dubious about any form of insurance as the aim of any insurer is to take a premium and find an excuse not to pay a claim. WARRANTY DIRECT are a perfect example as per my experience. In May 07 I took out their Gold Policy providing their so called top class cover for my Mercedes to be repaired by a franchised dealer, cost was £43 monthly. This I thought would provide cover for just about every problem I might encounter. Frankly ...
...too many problems but I felt reassured, and I expected Warranty Direct would do well out of me. But I did not think for one moment it would be to my detriment. Perhaps it is just as well I learned a lesson early on though. A week ago the car had a fuel leak with work required described by the Merc repair shop as: "replaced leaking injector pipes and replaced No 1 injector seal and V belt" ( as belt was contaminated with diesel) Guess what, ...........my ... Read review

Advantages: Great way to throw money down the drain
Disadvantages: No service at all. They just fob things off on to their underwriters.

I bought my top of the line warranty from these people at the beginning of September 2007 hoping that it would cover me for major repairs for my car. I had to pay extra because I wanted my car dealt with at a franchised dealer, rather than at any other VAT registered garage. Boy, was I wrong. When I took my car to the dealer to have a look because I noticed some things wrong, I was told that they had been informed by Warranty Direct that they could ...
...claiming the money back from them it was a different story. They claimed that all the items changed were wear and tear. This included two electrical fan units and a coolant tank. How is a coolant tank wear and tear. Stay away from these people and buy a warranty from your dealer instead. ... Read review

Advantages: Large amounts of parts covered , Claim procedure very clearly explained, Fast efficient payment of claim
Disadvantages: non that I can think of

I have had a warranty with Warranty Direct for several years now and they have always dealt with my claims very quickly and proffesionally always clearly explaining the procedure as they go along - But I was a bit worried when my Landrover discovery had a cracked cylinder head , we broke down on the M4 and motor easy picked us up very quickly and towed our car to a local garage - the repair was going to be a huge expense to repair . And the cost ...
...the car i, so Warranty Direct very quickly and proffessionally paid us £1700 to settle the claim and the garage ended up buying the landrover from us which in total was about the cars worth . It was a M reg landrover and had done over 100k . I was very very impressed by warranty direct , they were very efficient and a pleasure to deal with ! I would highly recommend anyone to take out a warranty with them! I have now got a warranty on my Landcruiser ... Read review