www.creditexpert.co.uk

Advantages: email service
Disadvantages: too many to mention

**Credit Expert** -Summary- Credit Expert is an online information company that collects credit history from individual financial business lenders . Credit Expert is part of Experian they hold vital information regarding your credit worthiness, and that is your credit score. -www.creditexpert.co.uk- I have written a review already about Experian and have touched on my experiences and findings. I have had some good feedbacks that was helpful. ...
...www.creditexpert.co.uk. Since being interested in how this powerful credit machine works it has been a big learning curve for me. -Credit Scoring- This is what determines what kind of lendership you are able to have, that is mortgages, loans, and bank accounts, credit cards, mobile phone contracts, in fact any monetry valued based credit. The system is in place as to protect you and your spending habits. The initial credit scoring methods were to ... Read review

Advantages: More accurate than Equifax, only £49.99 for unlimited reports, weekly alerts, substantial help files
Disadvantages: Need to print or generate a new report each time you want to refer back to something

...said. I stumbled across www.creditexpert.co.uk through a website advert and decided to mosey on over and have a look. For those of you that have never heard of this website or company, they are managed by Experian, one of the two major UK credit reference agencies. Like Equifax, until recently, the only way to find out what was going on with your file was to send off your cheque for £2 with your name and address details for the last 6 years to: ...
...use Experian’s new on-line service, www.creditexpert.co.uk HOW DOES IT WORK? Their home-page is packed full of information telling you what a wonderful service creditexpert is, and how it can help you manage your credit. They provide sample reports so you get an outline of what information you might discover. It also had a piece on why you should take control of your credit and an overview of the ‘explosion’ of identifies fraud. The best bit is ... Read review

Advantages: You can get a good idea why your credit rating is in the shape it's in.
Disadvantages: I honestly can't think of any

After being turned down for yet another credit card, I decided I was going to find out exactly what companies didn't like about me. I visited the Credit Expert website and decided to enrol for the free 30 day trial. (If you want to find your Credit Score too, it costs a extra £4.99 a time. You can view that Credit Score for 30 days.) Signing up was easy, you are asked to fill in answers to basic questions including where else you've been living ...
...six years or more. Even though the trial is free, you still need to give credit card details and after the 30 day trial (if you choose not to cancel) you pay £49.99 for the year. After choosing your username and password, you are then told that a PIN will be sent to you through the post and that you would only need to use it the first time you log in. After that it's just straight username, password (and two letters out of your secret word) to get ... Read review

Advantages: Quick and easy access to your credit report
Disadvantages: Can be expensive if you subscribe for a long period

Creditexpert.co.uk is a website run by Experian, one of the major credit reference agencies in the UK. If you want to see a copy of your credit file for any reason, then you will need to contact either Experian, Equifax or Call Credit. Each of these credit reference companies collects and maintains details of your credit history from individual finance companies. They have vital details about who you owe money to, how much you owe, and your past ...
...copy of your credit file through any of these agencies by writing and including a £2 cheque or postal order. But it is now quicker and easier to access your Experian credit file through creditexpert.co.uk. Firstly, you are able to sign up to a free 30 day trial. So there is financial outlay for the first 30 days, enabling you to view and print your credit file as many times as you want within the first month without paying a penny. Now if you're ... Read review

Advantages: None
Disadvantages: Many

Fraudulent use of my details tro obtain a credit report about me. In short a credit report had been obtained from credit expert in my name without my knowledge. It would appear that someone using my CC details and address were able to do this by quoting my details. The email address given was not mine so I can only assume that Credit Expert sent a report of my credit status to that address. Worrying this is it not? This came to my attention by ...
...on receipt I contacted both Credit Expert and Experian who were both either unable or unwilling to help. I aked for details of any report that had been sent to enable me to advise any relevant contacts of this fraud. They refused and said that the best they could do was pass the information on the their fraud department. Well its been over a week now and still no contact from either party. I even sent emails to the CEO and other directors. No response ... Read review

Advantages: keep a close eye on what is happening, highlights any activity.
Disadvantages: costs as always you must pay pay pay!

...and someone will send you a copy of a credit report that will mean absolutley nothing to you several weeks down the line?? With sheer frustration I turned to my trusty PC and began to plow through the internet searching for my problem of ''Identity theft'' quite accidently i came across Experian's website. www. creditexpert.co.uk. Reluctantly I clicked into the web expecting the usual send a £2 chq blar blar blar. But no.... they now have a new way of accessing your credit details you have to pay (but what dont you have to pay for) £49.00 for a year. A bit expensive if you have never had a problem but worth every penny if you feel someone may be using your details fraudulentley. They take your credit/debit card details for £49.00 obviously using a secure site then email you within minutes with your loggin details. You can then log straight... Read review

Ciao members have rated this review on average helpful

Advantages: You get to find out whats been said about you
Disadvantages: You get to find out whats been said about you

...'s details, whom I don't know, were included on my report. I did not find this with creditexpert, as for accounts held and outstanding balances. both were frighteningly accurate. THEIR WEBSITES Both of ‘Equifax’s’ websites - http://www.equifax.co.uk/ and www.myequifax.co.uk contain a wealth of information, including details such as: • Minimising the risk of identity theft • How to take control of your credit • How to improve your credit score There is also a comprehensive rundown on the main website for business services, including their claim that they hold financial information on around 45million consumers. That is scary, and so re-enforces my question at the top, DO YOU REALLY KNOW WHAT THEY ARE SAYING ABOUT YOU? I didn’t. I would recommend you try to find out. Sue - 2004... Read review

Ciao members have rated this review on average very helpful