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This organization, although on the face of it provide a useful service, are in fact veering on criminal in their billing methods.
What creditexpert.co.uk purport to do ascertain your credit rating for free during the course of a 7 day trial.
What they actually do is:
1) Sell your details to any previous creditors you may owe money to.
2) Charge you every month, based on withdrawals made from the account you give them to test for a credit rating.
They do so by contractual slight of hand and in their terms and conditions attempt to exclude themselves from Consumer Protection Law.
I am sure however their policies will be found illegal if tested in any court.
I suspect creditexpert are also affiliated with various credit providers (in particular Marks and Spencer’s...another less than reputable organisation) which (informally) recommend and promote Credit Expert.