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Having had credit problems in the past and having tried to resolve these problems I found to my horror that several years leter I still was rated badly as a credit risk eeven when trying to open a Bank Account.
I decided to check my credit rating and was advised to try Credit expert.
I found the service easy to use and it has proved very useful in allowing me to see where any outstanding problems lay in respect of my credit rating.
I found my rating was now excellent BUT the system highlights areas where third parties checking on my status may have doubts.
It enbles the user to follow up places showing "negative" points on your status.
The service should be useful to those with current or past credit problems and will be a useful tool in trying to get problems sorted.
I would suggest anyone with credit problems should use the service along with perhaps Citizens Advice as it is essential to confront problems rather than trying to ignore them.